# Eyowo X > Digital banking app for personal and business accounts, payments, savings, and budgeting. (iPhone/iPad app by Eyowo Integrated Payments Limited.) - Source: https://appshunter.io/ios/app/eyowo-x/id1353757720 (this page in markdown: same URL + `.md`) - Developer: [Eyowo Integrated Payments Limited](https://appshunter.io/developer/1488422465) - Category: Finance, Business - Price: Free - Rating: 3.22/5 from 76 App Store ratings · 25 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 159 MB - Languages: English - Released: 2018-03-07 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/eyowo-x/id1353757720/reviews.md ## What is Eyowo X? Better banking is here! All the tools you need to improve your financial lifestyle - in one place. Take control of your money, your life, and your growth! Bank, budget and grow with Eyowo. Instant accounts for you and your business. On Eyowo, your phone number is your first account number without the first zero. Save yourself time by cutting out long hours in a banking hall. On Eyowo, you can open a business bank account as well as multiple other personal accounts. The best part is you can see them all in one place! Fast, simple, and secure payments. With Eyowo, you can send money to friends, family, and anyone! You can send money to bank accounts and if the receiver doesn’t have a bank account, you can send it to their phone number. Cool right? Receive money from anyone, anywhere. Spare yourself the awkwardness. Ask for your money politely by sending an Eyowo request, your QR code, or a payment link. Secure your money with an Eyowo card. With Eyowo cards, we've removed all the information that fraudsters can use to steal your money. Your card information now lives in your app. This is the safest card in Nigeria. Achieve your dreams with Eyowo. Save for it. Your dream car? Save for it Vacation with your friends? Save for it Your next business? Save for it Your first house? Save for it Saving money through fixed savings or topping up regularly goes a long way. No matter the size of your dreams, there is a savings plan for you. You should control money, not the other way around. Run your money, don’t let it run you. Set up Controls around your money to hold yourself back from spending during specific periods of time. Stay within your budget on food, clothes, drinks, etc., and get notified when you’re going above your budget. Reports on your money anytime you need them We’ll show you how you spend your money, where you spend your money, and to whom you’re sending money in simple English. You can trash your spreadsheets and notebooks now. You’re welcome! Without further ado, we urge you to open an Eyowo bank account. Let’s show you what better banking truly means! ## Key features - Instant personal and business accounts - Send and receive money securely - Request payments via link or QR code - Secure Eyowo card with app-based information - Flexible savings plans for various goals - Budgeting tools with spending controls and notifications - Detailed spending reports ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/eyowo-x/id1353757720/reviews.md ### 1/5 — Been frustrated lately about this app *2023-07-28* Why is the app not opening after deposit funds in it ?????😟 ### 1/5 — Problem of this bank *2023-06-08* This app is not good tho I have my money there and I’ve upload my BVN and NiN just because of voters card I don’t have to upload they don’t allow me to transfer money. My money is there and I can’t transfer it out ### 1/5 — Avoid this bank for your sanity *2023-05-27* This is d worst of them all, for a whole day , I couldn’t make transfer and even before today , it’s always issues with their app and all they say is we had rectify this and that issue, we r sorry for the inconvenience . U people need to work on your so called bank app. I just can’t wait to be able to make transfer so i can withdraw and delete the miserable app. My bad to have thought it will get better but reverse is the case ### 1/5 — Please kindly reverse my money *2023-03-24* Please my people beware of this fraudulent internet banking apps, they just scammed me 5k now, I sent 5k into Eyowo account from my OPay and the transaction was successful but Eyowo didn’t credit my account up till this moment Be ware o ### 1/5 — Too poor *2023-02-06, version 3.1.0* This is just a bad bank ,poor network and poor system ,to make transfer is a problem it will be better to quit if you are not capable or running a bank ### 1/5 — This bank is scam *2022-12-30, version 3.1.0* I send money to this bank and I chat writhdraw it ### 1/5 — Scam *2022-12-22, version 3.1.0* Hey this bank is a scam I opened the account and put in some money now for me to get my money out it keep saying I should add my BVN ok fine I did but the next thing is that it keeps saying error give us time to fix this 😡😡😡 ### 1/5 — Nonsense banking services *2022-12-22, version 3.1.0* This app is nonsense, they will let you open the account and after you send money into the account they will deactivate it and ask you to upgrade to tier 3 before having access to your money ### 5/5 — This app is a scam *2022-12-03, version 3.1.0* I deposit it money inside this app and I was not credited since 1 weeks ago No one should use this app again There are 💯 scam ### 1/5 — Scam *2022-11-07, version 3.1.0* They have been removing my Monet from my bank and I sent money from my Eyowo account for like 2 days now I haven’t been credited this is the third time this have been happening to me **Developer response:** Hi, We would like to chat with you with regards to your experience with us. Can you provide us your customer ID at support@eyowo.com so that we can reach out? ## Frequently asked questions about Eyowo X ### What does Eyowo X do? Eyowo X is a digital banking application that provides tools to manage your financial lifestyle. It allows you to open instant personal and business accounts, send and receive money, secure your funds with a virtual card, save for your goals, and track your spending with budgeting features. ### What are the key features of Eyowo X? Key features include instant account opening for individuals and businesses, fast and secure money transfers (including to phone numbers), payment requests via QR codes or links, a secure Eyowo card with app-stored information, various savings plans, budgeting controls with notifications, and detailed spending reports. ### Is Eyowo X free to use? Based on the provided information, the app is offered for free. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements. ### What are the common use cases for Eyowo X? Common use cases include opening a bank account quickly without visiting a branch, sending money to friends and family, receiving payments from customers, saving for specific goals like a car or vacation, and managing daily expenses by setting budgets and monitoring spending habits. ### How does Eyowo X secure my money? Eyowo X prioritizes security by offering an Eyowo card where sensitive information is stored within the app, making it harder for fraudsters to access. The app also provides features like spending controls and notifications to help users manage their money responsibly and avoid overspending. ## Version history (last 5 releases) ### 3.2.3 — 2023-07-10 Bug fixes and performance improvements ### 3.2.2 — 2023-05-18 Bug fixes and performance improvements ### 3.2.1 — 2023-04-25 Bug fixes and performance improvements ### 3.2.0 — 2023-04-16 New In 1. Introducing the new homepage redesign. Navigate Eyowo seamlessly! Our intuitive design makes it easy to send money and do a lot more with Eyowo. Just click GO 2. Integration to IGREE. Upgrade your account with ease! You can now consent to having your BVN linked to your Eyowo account with the new BVN consent-based system. You can now rest assured that your privacy is protected 3. Go Homepage: You now have a focused featured list of services to get you to GO quickly! Improvements 1. Bug fix on transactions report 2. Bug fix on safes 3. iOS users can now view their card details in app with ease! 4. Bug Fix - iOS users will no longer experience being logged out of their Eyowo app randomly 5. Bug fix - Your merchant name will now be displayed for QR Payment ### 3.1.0 — 2022-11-02 1. Cards Now you can see your BetterWithMoney score with your corresponding rank. This score and rank qualifies you to request for a #BetterCard on Eyowo. Request for a card, update your delivery details and track your card request journey in this new release. 2. Delete Account You can request to close your account and all associated data will be deleted within our T & Cs. 3. Offers You can create fixed or flexible safes from our new “Offers” feature; which can be accessed by clicking the “Go” button or “Grow” tab. 4. Account statements Account statements can now be generated and sent to an email address you provide - that is, we send your account statement to a 3rd party email address or to your recovery email address on Eyowo. 5. Monthly statements Now you have better visibility and insights to all your accounts activities on Eyowo with our new monthly statements. These statements will be sent to your recovery email address on the first day of every month. 6. Uploading docs from File Uploading your documents when upgrading your account just got better; with “upload doc from file”, you can upload your documents when creating a business account or upgrading your account to a higher tier on Eyowo Sent from my iPhone ## Apps similar to Eyowo X | App | Rating | Price | Category | | --- | --- | --- | --- | | [Blocka Cash](https://appshunter.io/ios/app/blocka-cash/id1548212165) | 3.2 (136) | Free | Finance | | [Kredi – Loan, Savings & Bills](https://appshunter.io/ios/app/kredi-loan-savings-and-bills/id1524201515) | 3.0 (120) | Free | Finance | | [V by VFD](https://appshunter.io/ios/app/v-by-vfd/id1462870303) | 4.2 (967) | Free | Finance | | [Paga - Send, Pay, and Bank](https://appshunter.io/ios/app/paga-send-pay-and-bank/id1362357426) | 4.1 (1,471) | Free | Finance | | [Sparkle – A Lifestyle Bank](https://appshunter.io/ios/app/sparkle-a-lifestyle-bank/id1475491602) | 4.4 (1,280) | Free | Finance | | [C Money - Savings. Investment](https://appshunter.io/ios/app/c-money-savings-investment/id1547983942) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*