# EZ Financial Calculators

> Extensive collection of financial, loan, retirement, and investment calculators. (iPhone/iPad app by Bishinew Incorporated.)

- Source: https://appshunter.io/ios/app/ez-financial-calculators/id494170744 (this page in markdown: same URL + `.md`)
- Developer: [Bishinew Incorporated](https://appshunter.io/developer/494170747)
- Category: Finance, Business
- Price: Free
- Rating: 4.40/5 from 51 App Store ratings · 212 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 23 MB
- Languages: American English
- Released: 2012-01-17
- Data updated: 2026-08-09
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/ez-financial-calculators/id494170744/reviews.md

## What is EZ Financial Calculators?

For phone and tablet, this application includes the complete package of financial calculators by Bishinew Inc:

  Finance and Investment Calculators

    * TVM Calculator
    * TVM Advanced Calculator
    * Currency Converter
    * Compound Interest Calculator
    * Compound Interest Advanced Calculator
    * APR Calculator
    * Mutual Fund Fee Calculator
    * Return On Investment (ROI) Calculator
    * Rule of 72 Calculator
    * Effective Rate Calculator
    * IRR NPV Calculator
    * MIRR Calculator
    * Tax Equivalent Yield Calculator
    * US Inflation Calculator
    * Hourly to Salary Calculator
    * Salary Increase Calculator
    * US Paycheck Tax Calculator
    * Net Distribution Tax Calculator
    * Investment Income Calculator
    * Health Savings Account Calculator

 Loan/Mortgage Calculators

    * Loan Calculator
    * Loan Comparison Calculator
    * Loan Refinance Calculator
    * Loan Analysis Calculator
    * Loan Analysis Advanced Calculator
    * Commercial Loan Calculator
    * Loan Term Calculator
    * Fixed Principal Loan Calculator
    * Home Affordability Loan Calculator
    * Rent vs Buy Loan Calculator
    * Mortgage Tax Saving Loan Calculator
    * Discount Points Loan Calculator
    * Adjustable Rate Loan Calculator
    * Fixed vs Adjustable Rate Loan Calculator
    * Bi-weekly Payment Loan Calculator
    * Interest Only Loan Calculator
    * Rule of 78 Loan Calculator

  Retirement Calculators

    * Retirement/401k Contribution Calculator
    * Retirement Calculator
    * Retirement Savings Analysis
    * Retirement Income Analysis
    * Traditional IRA vs Roth IRA - Retirement
    * Required Minimum Distribution - Retirement
    * Social Security Estimator - Retirement
    * Asset Allocation Calculator - Retirement
    * Start Early and Save Regularly - Retirement
    * Set Goal for Retirement - Retirement
    * Max Out 401k/IRA Savings - Retirement
    * Invest Wisely - Retirement
    * How Much Money Will I Need? - Retirement
    * How Long Does My Money Last? - Retirement
    * How Much Should I Withdraw? - Retirement
    * Inflation Matters - Retirement
    * 401k Save the Max Calculator
    * College Savings Calculator

  Bond Calculators

    * Bond Calculator
    * Bond Yield to Call (YTC) Calculator
    * Bond Yield to Maturity (YTM) Calculator
    * Bond Duration Calculator

  Stock Calculators

    * Stock Return Calculator
    * Stock Constant Growth Calculator
    * Stock Non-constant Growth Calculator
    * CAPM Calculator
    * Expected Return Calculator
    * Holding Period Return Calculator
    * Weighted Average Cost of Capital Calculator
    * Pivot Point Calculator
    * Fibonacci Calculator
    * Black-Scholes Option Calculator
 
  Credit Card Calculators

    * Credit Card Payoff Calculator
    * Credit Card Minimum Calculator
 
  Auto Loan and Lease Calculators

    * Auto Loan Calculator
    * Auto Lease Calculator

  Business Accounting Calculators

    * Depreciation Calculator
    * Break Even Point Calculator
    * Margin and Markup Calculator
  * Investment Income Calculator
    * US Health Savings Account Calculator
    * Certificate of Deposit (CD) Calculator
    * Recurring Deposit (RD) Calculator
    * Financial Ratios

  General Calculators

    * Regular Calculator
    * Tip Calculator
    * Discount and Tax Calculator
    * Percentage Calculator
    * Unit Price Compare Calculator
    * Unit Conversion
    * Date Calculator
    * Fuel Calculator
    * BMI Calculator
    * Tax/VAT/GST Calculator

User can send the calculation results to others via Email. Financial Professionals can email the quote to their clients.

The app allows you to edit and prioritize the list of calculators for easy access.

Only Currency Converter needs internet access to retrieve the latest currency exchange rate. The app works without internet connection.

If you have any question or report issue, please send email to pfinanceapp@gmail.com. We will reply right away.

## Key features

- Finance and Investment Calculators
- Loan and Mortgage Calculators
- Retirement Planning Tools
- Bond and Stock Analysis
- Credit Card and Auto Loan Tools
- Business Accounting Calculators

## What do users think of EZ Financial Calculators?

Overall sentiment: positive

**Pros**

- 👍 Simple and easy to use
- 🚀 Powerful set of financial calculators
- 💡 Comprehensive range of features
- 👍 Helpful for personal finance and education
- 👍 Great customer support

**Cons**

- 🐛 Occasional crashes or bugs
- 🔍 Intrusive ads in free version
- 🔍 Lack of customization options
- 🐛 Inaccurate calculations in certain cases

**Commonly reported bugs**

- Save/Calculate button disappearing
- Porn ads appearing in app
- Screens flipping automatically on launch
- TVM calculator not working correctly

**Most requested features**

- Add progressive interest calculator
- Include APY field in compound interest calculator
- Improve TVM calculator functionality
- Add rental property calculator
- Provide option to purchase ad-free version

## Recent user reviews (10 of 212)

All indexed reviews: https://appshunter.io/ios/app/ez-financial-calculators/id494170744/reviews.md

### 4/5 — Issue/Bug with Currency Conversion

*2026-05-13*

I have used the calculator for years and I am very happy.  In version 7.5.4 there is a bug in the currency conversion. This seems to be happening with DKK/USD, but not with EUR/USD.  When you use the icon to swap the currencies, currencies do not swap and the conversion calculations are off.  Please fix.

### 1/5 — Save/Calc button vanished

*2026-02-28*

I’ve been using this app just fine and using more of the TVM calculator. HOWEVER, the save/calculate button has disappeared. I’ve reloaded the app and actually bought your paid version. Please tell me if you’re going to fix this soon.

### 1/5 — Works but with porn pictures

*2026-01-16*

All of a sudden I am getting porn pictures on the bottom of my screen as I use this calculator

### 1/5 — Poor Ad Choices

*2025-12-07*

I really enjoyed this app until they recently started allowing ads at the bottom of the screen that are pornagraphic. It’s rated for ages 4+. But allows ads of topless women?

### 5/5 — Request to add progressive interest calculator

*2025-11-04, version 7.5.2*

This apps is very helpful

### 5/5 — ขอภาษาไทยหน่อยค่าา

*2025-10-25, version 7.5.2*

อาจารย์หนูอ่านอิ้งไม่ออก

### 3/5 — Locks up

*2025-10-21*

I have used EZ Financial Calculators for years. I lead FPU and have everyone download the app to teach them how interest works against you when you borrow and for you when you save and invest. 
On the credit card minimum payment, it locks up when you hit the amortization button and you have to close and reopen the app. I have deleted and reinstalled but same problem. Others have tried with the same results.

### 5/5 — Simple. Perfect!

*2025-10-18*

I've been using this calculator for years. Super simple. Not fancy. Love it

### 5/5 — The best financial and random calculators I’ve found

*2025-09-26*

I’ve used this app for many years.  The ease of use and selection of calculators offered in amazing.  This is one of the most valuable apps on my phone.  Thank you for making a great and useful product!

### 5/5 — เยี่ยม

*2025-09-21, version 7.5.2*

เยี่ยม

## Frequently asked questions about EZ Financial Calculators

### What does EZ Financial Calculators do?

This application provides a comprehensive package of financial calculators. It covers a wide range of categories including finance and investment, loans and mortgages, retirement planning, bonds, stocks, credit cards, auto loans, and business accounting.

### What are the key features of this app?

Key features include specialized calculators for TVM, compound interest, ROI, loan amortization, mortgage affordability, retirement savings analysis, bond yields, stock returns, credit card payoff, and depreciation. It offers advanced versions for many calculations.

### Is EZ Financial Calculators free to use?

Yes, the application is free to use. However, it does display advertisements to support its development and availability.

### What kind of financial calculations can I perform?

You can perform a vast array of calculations, from simple currency conversions and compound interest to complex financial metrics like IRR, NPV, bond yields to maturity, and stock valuation models. It also includes tools for retirement planning and loan comparisons.

### Who would benefit from using this app?

This app is beneficial for students, investors, financial planners, real estate professionals, business owners, and anyone looking to manage their personal or business finances more effectively. It caters to both basic and advanced financial analysis needs.

## Version history (last 5 releases)

### 7.5.4 — 2026-02-18

- Update Social Security Estimator
- Bug fix

### 7.5.3 — 2026-02-02

- Update financial information for year 2026
- Minor enhancements
- Bug fix

### 7.5.2 — 2025-01-21

- Minor Enhancements
- Bug Fixes

### 7.5.1 — 2024-06-04

- Bug fixes
- Minor enhancements

### 7.5.0 — 2024-03-27

- Add Social Security Distribution Calculator
- Add US Treasury Bill Calculator
- Add Savings Goal Calculator
- Minor Enhancements
- Bug Fixes

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## More apps by Bishinew Incorporated

- [Best Deals](https://appshunter.io/ios/app/best-deals/id582668900)
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- [EZ Expense Manager](https://appshunter.io/ios/app/ez-expense-manager/id866932213)
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All apps by Bishinew Incorporated: https://appshunter.io/developer/494170747

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*
