# F&M Bank Mobile

> Aggregates all financial accounts for organized personal finance management. (iPhone/iPad app by Central Bancshares, Inc. - Muscatine, Iowa.)

- Source: https://appshunter.io/ios/app/f-and-m-bank-mobile/id1294127762 (this page in markdown: same URL + `.md`)
- Developer: [Central Bancshares, Inc. - Muscatine, Iowa](https://appshunter.io/developer/532720297)
- Category: Finance
- Price: Free
- Rating: 4.81/5 from 1,063 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 143 MB
- Languages: English, Spanish
- Released: 2017-11-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/f-and-m-bank-mobile/id1294127762/reviews.md

## What is F&M Bank Mobile?

The F&M Bank Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances.


FEATURES
Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization.

Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills.

Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances.

Contact: Locate ATMs or branches and contact Farmers & Mechanics Bank customer service directly from the app.


SAFE AND SECURE
The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access.


GETTING STARTED
To use the F&M Bank Mobile App, you must be enrolled as an Farmers & Mechanics Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

## Key features

- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Bank-level security with passcode

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/f-and-m-bank-mobile/id1294127762/reviews.md

### 5/5 — J Karlin

*2025-02-23*

Very easy to use and keep track of finances

### 3/5 — Deposit check signage

*2024-11-25*

Have to take picture of back three to four times to get the system to accept.  Keeps saying sign for mobile deposit only.  Have to retake photo multiple times then it will accept.

### 5/5 — Great App

*2023-06-23*

I like the easiness of the app. And the design is one of my favorites. It’s not complicated.

### 1/5 — Customer Service is not up to standards

*2021-12-28*

I used the conversation feature they have on the App to discuss a check that wasn’t deposited, but the lady replying seems to be not fully interested in my concerns. She answers way too late and not using proper conversation etiquette. Also, the App says you have to write down “For Mobile Deposit Only” while they have another checkbox that you have to check that says the sale thing. I consider this as redundancy. All I have been doing for years is sign and date in the back and deposit it via mobile.

### 5/5 — F&M mobile app review

*2020-02-01*

I love this app and how easy it is to use!
The only con is, thesis no place to sign off.

### 5/5 — Easy Peasy!

*2020-01-08*

Use this app daily to keep an eye on all transactions/balances. So easy but safe! Thanks F&M Bank.

### 5/5 — 91 family

*2019-12-26*

Love the banking app for F&M Bank.  Easy to use and very convenient

## Frequently asked questions about F&M Bank Mobile

### What does the F&M Bank Mobile App do?

The app allows you to aggregate all of your financial accounts, including those from other institutions, into one place. This provides a single, up-to-the-minute view of your finances, helping you stay organized and make smarter financial decisions.

### What are the key features of the F&M Bank Mobile App?

Key features include multi-account aggregation to view all financial information in one place, alerts and notifications for low funds and upcoming bills, the ability to add tags, notes, and images to transactions for better organization, and a contact feature to locate ATMs/branches or reach customer service.

### Is the F&M Bank Mobile App free to use?

Yes, the F&M Bank Mobile App is a free mobile decision-support tool. There are no direct costs associated with downloading or using the app itself.

### What are the requirements to use the F&M Bank Mobile App?

To use the app, you must be enrolled as an F&M Bank Internet Banking user. If you already use their Internet Banking, you can simply download the app and log in with the same credentials.

### How does the app ensure the security of my financial information?

The app utilizes the same bank-level security that protects you when using Internet Banking. It also features a unique 4-digit passcode setting to prevent unauthorized access to your account information.

## Version history (last 5 releases)

### 3.25.1 — 2025-07-12

Version 3.25.1
• Bug fixes and performance improvements

### 3.24.0 — 2025-06-17

Version 3.24.0
• Bug fixes and performance improvements

### 3.23.1 — 2025-05-20

Version 3.23.1
• Bug fixes and performance improvements

### 3.23.0 — 2025-05-15

Version 3.23.0
• Bug fixes and performance improvements

### 3.22.0 — 2025-04-10

Version 3.22.0
• Bug fixes and performance improvements

## Apps similar to F&M Bank Mobile

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## More apps by Central Bancshares, Inc. - Muscatine, Iowa

- [CBI Bank & Trust](https://appshunter.io/ios/app/cbi-bank-and-trust/id1296596267)

All apps by Central Bancshares, Inc. - Muscatine, Iowa: https://appshunter.io/developer/532720297

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*