# F&M Bank Mobile — user reviews

> 7 indexed App Store user reviews of F&M Bank Mobile by Central Bancshares, Inc. - Muscatine, Iowa, rated 4.81/5 from 1,063 ratings.

- Source: https://appshunter.io/ios/app/f-and-m-bank-mobile/id1294127762/reviews
- App overview in markdown: https://appshunter.io/ios/app/f-and-m-bank-mobile/id1294127762.md
- Rating breakdown: 5★ 947 · 4★ 73 · 3★ 19 · 2★ 10 · 1★ 14

## Most critical reviews (7 lowest-rated)

### 1/5 — Customer Service is not up to standards

*2021-12-28*

I used the conversation feature they have on the App to discuss a check that wasn’t deposited, but the lady replying seems to be not fully interested in my concerns. She answers way too late and not using proper conversation etiquette. Also, the App says you have to write down “For Mobile Deposit Only” while they have another checkbox that you have to check that says the sale thing. I consider this as redundancy. All I have been doing for years is sign and date in the back and deposit it via mobile.

### 3/5 — Deposit check signage

*2024-11-25*

Have to take picture of back three to four times to get the system to accept.  Keeps saying sign for mobile deposit only.  Have to retake photo multiple times then it will accept.

### 5/5 — J Karlin

*2025-02-23*

Very easy to use and keep track of finances

### 5/5 — Great App

*2023-06-23*

I like the easiness of the app. And the design is one of my favorites. It’s not complicated.

### 5/5 — F&M mobile app review

*2020-02-01*

I love this app and how easy it is to use!
The only con is, thesis no place to sign off.

### 5/5 — Easy Peasy!

*2020-01-08*

Use this app daily to keep an eye on all transactions/balances. So easy but safe! Thanks F&M Bank.

### 5/5 — 91 family

*2019-12-26*

Love the banking app for F&M Bank.  Easy to use and very convenient

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*