# F&M Bank-NC > Mobile banking app for account management, transfers, bill pay, and check deposits. (iPhone/iPad app by F&M Financial Corporation.) - Source: https://appshunter.io/ios/app/f-and-m-bank-nc/id1585016038 (this page in markdown: same URL + `.md`) - Developer: [F&M Financial Corporation](https://appshunter.io/developer/640315587) - Category: Finance - Price: Free - Rating: 4.90/5 from 2,158 App Store ratings · 15 written reviews indexed - Age rating: 12+ - Requires: iOS 18.4 · 171 MB - Languages: American English, European Spanish - Released: 2021-11-01 - Data updated: 2026-09-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/f-and-m-bank-nc/id1585016038/reviews.md ## What is F&M Bank? The F&M Bank app is the key to managing your money anytime, anywhere. It’s fast, secure and loaded with features that allow you to send and receive funds, as well as manage accounts. What can you do with the F&M Bank app? • Keep your transactions organized with tags, notes and photos of receipts and checks • Receive alerts when a balance drops below a certain amount • Pay bills or transfer money to a friend • Move money between your accounts • Deposit checks simply by taking a picture of the front and back • Turn your debit card on and off • View and save your monthly statements • Find offices and ATMs near you • Group your accounts for ease of viewing To maximize the F&M Bank app security, access requires a passcode or Touch ID®/Face ID® (on supported devices). Please note, while F&M Bank offers this app as a complimentary service, usage rates may apply from your wireless service provider. ## Key features - Transaction tracking with notes and photos - Customizable balance alerts - Bill payment and money transfers - Mobile check deposit - Debit card on/off control - View and save statements - ATM and office locator ## What do users think of F&M Bank? Overall sentiment: positive **Pros** - 👍 Reliable and helpful - 👍 Friendly and caring staff - 👍 Ease of use and features - 👍 Community bank feel with larger bank capabilities **Cons** - 🐛 Delay in transaction posting **Commonly reported bugs** - Bill pay editing not possible **Most requested features** - Allow editing of bill pay ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/f-and-m-bank-nc/id1585016038/reviews.md ### 5/5 — Best Bank Ever *2026-08-28, version 3.37.0* F&M is the best bank ever and their app rocks too!! ### 5/5 — Most friendliest bank in town *2026-07-21, version 3.36.0* I am always amazed that the personal service that I received ### 5/5 — CommentsReview *2026-05-15, version 3.33.0* F&M bank is the best bank for all your needs, whether small or great. I have been with them since 1976, never thought about going anywhere else!!! ### 5/5 — My experience *2025-12-31, version 3.30.0* Very reliable and willing to help any time of the hour i highly recommend this bank ### 5/5 — The Best *2025-11-15, version 3.29.0* Love my F&M Bank‼️‼️ ### 5/5 — Comments *2025-04-29, version 3.22.0* F&M is the best bank, I put them above all of the big banks! I have been with them since 1976 and have not needed to move! Thanks so much to all employees of F & M!! ### 5/5 — Grateful *2025-03-27, version 3.21.0* I switched from major banking institutes because I was just a number. I decided to go to F&M which is a smaller bank and I’m grateful I did! I’m not just a number. I am treated like a human being and actually feel that they care about me and my concerns. ### 5/5 — Steve - thanks *2024-05-10, version 3.11.4* Thanks for everything I had two strokes a few years ago.. some things are real issues for me.. especially math.. Everyone helps me out greatly Thanks again Steve ### 5/5 — Fm Bank *2023-08-07, version 3.5.0* Love the ease of use, features of a larger bank, with the friendliness of a community bank. ### 4/5 — Transferring money *2023-04-24, version 3.1.2* I am very great full to be able to do this with no fee and when ever I want. I was on vacation this last week and my car was almost totaled 4 hrs from home and I was able to get extra cash for what I needed other then my vacation. Thankful the employees for always being so kind ## Frequently asked questions about F&M Bank ### What can I do with the F&M Bank app? The F&M Bank app allows you to manage your money anytime, anywhere. You can keep transactions organized with tags, notes, and photos, receive balance alerts, pay bills, transfer money, deposit checks by taking pictures, turn your debit card on and off, view and save statements, and find nearby offices and ATMs. ### Is the F&M Bank app secure? Yes, the app is designed with security in mind. Access requires a passcode or Touch ID®/Face ID® on supported devices to maximize security and protect your financial information. ### How do I deposit a check with the app? Depositing a check is simple. You can deposit checks by taking a picture of the front and back of the check directly through the app. The app will guide you through the process. ### Is there a cost to use the F&M Bank app? F&M Bank offers this app as a complimentary service. However, please note that usage rates may apply from your wireless service provider for data usage. ### Can I group my accounts for easier viewing? Yes, the app allows you to group your accounts together for ease of viewing. This feature helps in organizing and quickly accessing all your financial information in one place. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-26 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-15 Version 3.36.0 • Bug fixes and performance improvements ### 3.35.0 — 2026-06-09 Version 3.35.0 • Bug fixes and performance improvements ### 3.34.1 — 2026-05-22 Version 3.34.1 • Bug fixes and performance improvements ### 3.34.0 — 2026-05-18 Version 3.34.0 • Bug fixes and performance improvements ## Apps similar to F&M Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [F&M Bank Nebraska](https://appshunter.io/ios/app/f-and-m-bank-nebraska/id6478176980) | 4.7 (356) | Free | Finance | | [Uwharrie Bank e-zMobile](https://appshunter.io/ios/app/uwharrie-bank-e-zmobile/id476079875) | 4.9 (1,427) | Free | Finance | | [Lion's Share FCU Mobile](https://appshunter.io/ios/app/lions-share-fcu-mobile/id6475799174) | 4.7 (459) | Free | Finance | | [Farmers-Merchants Bank & Trust](https://appshunter.io/ios/app/farmers-merchants-bank-and-trust/id786583457) | 4.6 (177) | Free | Finance | | [F&M Bank EZ Banking](https://appshunter.io/ios/app/f-and-m-bank-ez-banking/id6446647070) | 4.8 (3,883) | Free | Finance | | [F&M Bank - VA](https://appshunter.io/ios/app/f-and-m-bank-va/id1533465414) | 4.8 (2,486) | Free | Finance | ## Related topics [f and m bank nc](https://appshunter.io/ios/topics/f-and-m-bank-nc) · [f and m bank](https://appshunter.io/ios/topics/f-and-m-bank) · [chrysler capital](https://appshunter.io/ios/topics/chrysler-capital) · [chrysler pacifica](https://appshunter.io/ios/topics/chrysler-pacifica) · [f&m mobile banking app](https://appshunter.io/ios/topics/f-m-mobile-banking-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*