# F&M Bank - VA > Mobile banking app for personal finance management, payments, and account services. (iPhone/iPad app by Farmers & Merchants Bank.) - Source: https://appshunter.io/ios/app/f-and-m-bank-va/id1533465414 (this page in markdown: same URL + `.md`) - Developer: [Farmers & Merchants Bank](https://appshunter.io/developer/491802741) - Category: Finance - Price: Free - Rating: 4.80/5 from 2,486 App Store ratings · 21 written reviews indexed - Age rating: 4+ - Requires: iOS 18.4 · 172 MB - Languages: American English, European Spanish - Released: 2021-01-04 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/f-and-m-bank-va/id1533465414/reviews.md ## What is F&M Bank? F&M Bank - VA is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with F&M Bank - VA: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices. ## Key features - Organize transactions with tags, notes, and photos - Set custom balance alerts - Make payments to companies and friends - Transfer money between accounts - Remote check deposit via photo - Debit card management (reorder/turn off) - View and save monthly statements - Find branches and ATMs ## What do users think of F&M Bank? Overall sentiment: positive **Pros** - 🚀 Fast and efficient banking - 👍 Great customer service - 💡 Useful features like mobile deposit - 🏡 Hometown banking experience **Cons** - 🐛 Login and app issues - 🤔 Confusing navigation and UI - 🙄 Unwanted marketing messages **Commonly reported bugs** - Login problems after app updates - Missing important features like memo field - Compatibility issues with older devices **Most requested features** - Improved multi-factor authentication options - Ability to customize account views - Restore person-to-person payments ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/f-and-m-bank-va/id1533465414/reviews.md ### 5/5 — Excellent bank! *2026-03-19, version 3.32.0* Great customer service! I’ve banked at F&M for 15+ years and they never let me down! ### 5/5 — Best bank ever!! *2025-08-29, version 3.26.1* I’ve been banking with them for 15+ years. Great service. ### 5/5 — Good to work with and it’s there when you need it just wish I could get it raised *2025-08-29, version 3.26.1* Very good to deal with ### 5/5 — All the things. *2024-12-17, version 3.18.0* Does all the things you expect - mobile deposit, transfers, bill pay, Zelle - good app. ### 1/5 — Black Bart is a failure *2024-12-12, version 3.18.0* Such a terribly managed bank. I wish PCB would open a branch in the broadway/timberville area. Those folks know how to bank locally. Maybe it’s because their management is from the area. Not a lot of castoff failures from larger banks. ### 5/5 — Great service *2024-07-26, version 3.14.0* Love the smiles, great service and great personalities at this bank! Makes you feel welcomed! Enjoy banking at F&M!! ### 1/5 — Absolutely horrible *2024-05-23, version 3.12.0* It took me a week to get my loan account payment set up from my other bank. Multiple calls to customer service. They had to completely delete the progress I made and had to wait another 24hours for the deposits to verify my account ### 1/5 — Can’t login on app *2023-08-08, version 3.5.0* I can login through the website but the app doesn’t login. ### 4/5 — App okay but…. *2023-01-17, version 2.48.0* The app works okay for most banking related activities but its like some things arent thought out or the bank just feels like people will deal with. Prime example is the messaging part of the app. This should be used for messaging customer service but instead it has turned in to another marketing arm for the bank with no way to turn off said messaging. Another issue i have is MFA/2FA support. Texting is the only option. Im sorry but in the modern era when have way better options. On the positive side at least this app doesnt have one of those terrible virtual assistants. ### 5/5 — Great customer service *2022-09-26, version 2.45.1* Great customer service ## Frequently asked questions about F&M Bank ### What does the F&M Bank - VA app do? The F&M Bank - VA app acts as your personal financial advocate, allowing you to manage your finances on the go. It provides tools to organize transactions, set alerts, make payments, transfer money, deposit checks remotely, manage your debit card, view statements, and locate branches and ATMs. ### What are the key features of the F&M Bank - VA app? Key features include organizing transactions with tags, notes, and photos; setting up balance alerts; making payments to companies and friends; transferring money between accounts; depositing checks by taking a picture; reordering or turning off your debit card; viewing and saving monthly statements; and finding nearby branches and ATMs. ### Is the F&M Bank - VA app free to use? Based on the provided information, the app is free to download and use. There are no in-app purchases mentioned, and while ads are present, there is no indication of a subscription cost for core functionality. ### What devices is the F&M Bank - VA app compatible with? The app supports account security with a 4-digit passcode or biometric authentication, indicating compatibility with devices that offer these features, such as smartphones and tablets with fingerprint or facial recognition capabilities. ### How can I use the F&M Bank - VA app for everyday banking? You can use the app for everyday banking by keeping your transactions organized with tags and notes, setting alerts for low balances, making payments to individuals or businesses, transferring funds between your F&M Bank accounts, and depositing checks conveniently from your mobile device. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-19 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-16 Version 3.36.0 • Bug fixes and performance improvements ### 3.35.1 — 2026-06-25 Version 3.35.1 • Bug fixes and performance improvements ### 3.32.0 — 2026-03-11 Version 3.32.0 • Bug fixes and performance improvements ### 3.31.2 — 2026-03-03 Version 3.31.2 • Bug fixes and performance improvements ## More apps by Farmers & Merchants Bank - [F&M Bank Remote](https://appshunter.io/ios/app/f-and-m-bank-remote/id1480224001) - [F&M Mortgage](https://appshunter.io/ios/app/f-and-m-mortgage/id6449749835) All apps by Farmers & Merchants Bank: https://appshunter.io/developer/491802741 ## Related topics [f and m bank](https://appshunter.io/ios/topics/f-and-m-bank) · [f&m mobile banking app](https://appshunter.io/ios/topics/f-m-mobile-banking-app) · [farmers and merchants bank](https://appshunter.io/ios/topics/farmers-and-merchants-bank) · [farmer and merchant bank](https://appshunter.io/ios/topics/farmer-and-merchant-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*