# F&M Xpress — user reviews > 34 indexed App Store user reviews of F&M Xpress by F&M Bank OK, rated 4.40/5 from 285 ratings. - Source: https://appshunter.io/ios/app/f-and-m-xpress/id906723539/reviews - App overview in markdown: https://appshunter.io/ios/app/f-and-m-xpress/id906723539.md - Rating breakdown: 5★ 214 · 4★ 28 · 3★ 11 · 2★ 7 · 1★ 25 ## Newest reviews (11 of 34) ### 3/5 — Won’t let me sign in *2026-01-14, version 6.0.0.12166* It has me change passwords every 6ish months and every time it just locks me out of my account without any warning. With updates the issues have been fixed. Still don’t like the apps layout ### 4/5 — Fun money *2025-09-25, version 6.0.0.10330* This is a very good online bank. They have treated me well and been more than fair in all of our dealings and I highly recommend. ### 4/5 — Available balance *2025-09-24, version 6.0.0.10330* The app is good when it’s working! It’s easy to transfer money over to another account in 2 sec. The one thing I don’t like is after my check gets direct deposited it shows Available Balance but declines until hours later. Your available balance showed only show what is AVAILABLE!! ### 5/5 — It’s easy to work with *2025-03-03, version 6.0.4135* I absolutely love the Banks website the ease for online and on my phone ### 5/5 — Great place to bank at.. *2025-03-03, version 6.0.4135* F and m has always been a amazing bank for me and is my go to suggestion for banks in the north okc area (: ### 5/5 — Pin *2025-03-02, version 6.0.4135* It would be nice if a pin could be established so I can log in with that instead of having to input password every time of login. ### 3/5 — Only works half the time *2025-03-02, version 6.0.4135* I wish I could say I love the app but it’s faulty for sure. I have chosen the remember me option multiple times yet I’m having to re-sign in constantly. The Face ID also seems to always mess up and then I have to call and have my password reset which defeats the purpose of convenience. ### 5/5 — Great app *2025-03-02, version 6.0.4135* Like I can check my bank anytime ### 3/5 — Useful *2025-03-02, version 6.0.4135* Sometime the app doesn’t sign in with Face ID. It makes you put your password in. Very inconsistent ### 5/5 — Rating F&M *2025-03-01, version 6.0.4135* I love the ease of using the Xpress. ### 5/5 — Good App *2025-03-01, version 6.0.4135* Loads fast, simple to use, easy to navigate and understand. ## Most critical reviews (10 lowest-rated) ### 1/5 — It is not my friend *2025-06-17, version 6.0.0.7313* It does not recognize my face. I have uninstalled it and reinstalled it, and I cannot get the login to work correctly. ### 1/5 — Get Face ID fixed *2025-06-15, version 6.0.5656* To go in and ask about Face ID and see what the issues is and the only answer we have no idea if it will ever work shows me that who ever host this app cares nothing about fixing issues. This how I do my banking and to have to stop and put my long password in every time is annoying so please get it fixed and if the answer is we don’t know how to fix it then FM Bank needs to find a new app provider. ### 1/5 — not reliable. *2025-06-12, version 6.0.5656* too many security issues. Having to manually sign in consistently. ### 1/5 — App *2025-04-11, version 6.0.4135* Does not work very well. Constantly having to re enter user name. ### 1/5 — Horrible change *2025-03-03, version 6.0.4135* Records are deleted too soon, search function stinks and gives to limited of choices like searching for a particular transaction amount. Horrible change in this app! ### 1/5 — mandatory update and now app unusable now *2023-06-07, version 5.0.20.4683912355* app stopped working reinstalled with required update unusable with iPhone now terrible update stop tinkering with what works!!! ### 1/5 — App won’t update *2020-01-14, version 4.3.10.43* App won’t up date need problem fixed ### 2/5 — Strange *2025-12-22, version 6.0.0.12166* It’s a shame you can’t see all accounts without clicking view all. Of course I want to view all!!!!🤦‍♂️ ### 2/5 — Remind *2025-03-06, version 6.0.4135* App is great except when I’ve asked it to remember me most the time I still have to toe everything in ### 3/5 — Update caused problems *2026-02-11, version 6.0.0.12928* Ever since the update the app does not work. ={ ## Most praised reviews (10 highest-rated) ### 5/5 — Very easy to use *2026-06-26, version 6.0.0.16860* Good, quick, and easy to use! F&M is a great bank and they have a great banking app ### 5/5 — Great app very helpful *2026-04-11, version 6.0.0.14483* It’s very helpful to see how much I have in my account ### 5/5 — Love it *2026-02-06, version 6.0.0.12928* So easy ### 5/5 — Great Bank Great App *2026-02-02, version 6.0.0.12166* Best bank by far and the app works as it should ### 5/5 — Good *2026-01-28, version 6.0.0.12166* Needs tap to pay on the app it would be so much better very nice app though works great ### 5/5 — Marla *2025-12-02, version 6.0.0.11167* I love the app ### 5/5 — Great app *2025-09-19, version 6.0.0.10330* App works smoothly. Able to transfer funds, check balances and pay bills seamlessly. Great job F&M. ### 5/5 — Great *2025-07-07, version 6.0.0.7313* Thanks makes online banking easy. ### 5/5 — 👍🏼 *2025-04-07, version 6.0.4135* Good app ### 5/5 — Bank App *2025-03-04, version 6.0.4135* Works for me --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*