# F2F-Flow: Expense Tracker — Savings rate, no account

> Savings rate, no account (iPhone/iPad app by Senthilprabu Shanmugavel.)

- Source: https://appshunter.io/ios/app/f2f-flow-expense-tracker/id6820877965 (this page in markdown: same URL + `.md`)
- Developer: [Senthilprabu Shanmugavel](https://appshunter.io/developer/6812022202)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 47 MB
- Languages: American English
- Released: 2026-10-22
- Data updated: 2026-10-29

## What is F2F?

Know your savings rate. Keep your data.

F2F-Flow is a private expense tracker that shows the one number that matters on the road to financial independence: how much of your income you keep each month.

NO ACCOUNT. NO BANK LOGIN. NO TRACKING.
Everything you enter stays on your phone. There are no ads, no analytics and no third-party trackers. We never see your finances.

WHAT YOU GET
• Savings rate front and centre, with a trend against last month
• Add an expense or income in seconds
• Recurring transactions handled automatically
• Budgets per category, by amount or percentage, with alerts before you overspend
• Split a purchase across categories
• Add notes, tags and a receipt photo to any transaction
• Search and filter your history
• A monthly savings plan with streaks
• Spending, income and net trends over time
• Export to CSV, and make encrypted backups you can restore anytime
• Optional home-screen widget showing your savings rate
• Share your savings-rate percentage as an image

LOCK IT DOWN
Protect the app with Face ID or an optional PIN. Your PIN never leaves your device.

BUILT FOR PEOPLE PURSUING FIRE
F2F-Flow is part of Fire2Freedom, a set of tools for people working toward financial independence.

Questions or feedback: support@fire2freedom.com

## Is F2F safe?

Not enough ratings yet to assess F2F.

## Is F2F legit?

F2F-Flow: Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for F2F is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-23

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*