# Fainto: AI Budget & Expense — Private Coach, Debt, Net Worth

> Private Coach, Debt, Net Worth (iPhone/iPad app by Mohammad Rezania.)

- Source: https://appshunter.io/ios/app/fainto-ai-budget-and-expense/id6796686042 (this page in markdown: same URL + `.md`)
- Developer: [Mohammad Rezania](https://appshunter.io/developer/6796686044)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 30 MB
- Languages: American English, Bulgarian, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French (France), German (Germany) and 15 more
- Released: 2026-10-07
- Data updated: 2026-11-06

## What is Fainto?

The private budget app that keeps your money on your phone. No account, no bank login, no ads — just a clear picture of where you stand and what to do next.

ONE NUMBER FOR THE MONTH
• The Overview shows what you saved this month, what is safe to spend this week and where your net worth is heading
• Budget status at a glance: on track, getting close, over
• A “Do first” list of the bills, budgets and goals that need attention today

BUDGET & EXPENSE TRACKER
• Category budgets with progress tracking and overspend alerts
• Automatic categorization plus fast manual entry
• Spending trends, weekly review and monthly summaries

BILLS, SUBSCRIPTIONS & NET WORTH
• Automatic detection of recurring bills and subscriptions, with a due-date calendar
• Track accounts, investments, and crypto holdings in one place
• Net worth at a glance, updated as your accounts change

DEBT PAYOFF & GOALS
• A debt payoff planner comparing avalanche, snowball, and other strategies
• Savings goals with a clear path to hitting them
• Mortgage, car-cost and retirement calculators

TAX CALCULATOR — 44 COUNTRIES
• Built-in income tax estimates for 44 countries across Europe, the Americas, Asia-Pacific, and beyond
• See your real net income after tax, not just the gross
• Educational estimates, not tax or financial advice

AI COACH (PREMIUM)
• Ask about your money in plain language and get answers grounded in your real numbers
• Guidance on budgeting, saving, debt payoff, and investing — on your terms
• The coach only ever sees an aggregated summary: never your notes, payee names, name or email
• Autopilot: let Fainto propose small money moves you approve with one tap

PRIVACY BY DESIGN
• No bank login, no account required, no ads — ever
• Your data is stored and encrypted on your device
• Face ID / Touch ID app lock
• Optional sync, encrypted in transit — always opt-in, never required
• Export your data anytime as PDF or CSV

Available in 25 languages.

Fainto gives you a private, honest picture of your money — and keeps the decisions in your hands.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://fainto.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Fainto Pro Annual | $14.99 | per year |
| Fainto Pro Monthly | $1.99 | per month |


## Is Fainto safe?

Not enough ratings yet to assess Fainto.

## Is Fainto legit?

Fainto: AI Budget & Expense has limited verification signals. The AppsHunter Legitimacy Score for Fainto is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-10-15

Fainto 1.1 is a big visual and usability update:

• New look: a calmer monochrome design with rounded cards, a glass tab bar that hides as you scroll, and a dark theme by default
• Redesigned Overview: one hero number for the month, a net worth sparkline, budget status at a glance, quick actions and a “Do first” list of what needs attention
• AI Coach: simpler single-screen chat with suggested questions, faster replies and clearer error states
• Autopilot (Premium): opt in from the Premium screen and let Fainto propose small money moves you approve with one tap
• New sentence-style forms for Debts, Budgets and Mortgage
• Appearance settings: pick light, dark or system
• Accessibility: better Increase Contrast and VoiceOver support, right-to-left layout fixes
• Faster launch and smoother scrolling across Overview, Accounts and Bills
• Many smaller fixes to premium restore, paywall, notifications and translations

### 1.0 — 2026-10-08

No release notes.

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## More apps by Mohammad Rezania

- [Gheymat \| قیمت](https://appshunter.io/ios/app/gheymat/id6823214886)

All apps by Mohammad Rezania: https://appshunter.io/developer/6796686044

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*