# Faircent - P2P Investment — Indias largest P2P-Lending App > Peer-to-peer lending platform for investing in personal and business loans. (iPhone/iPad app by Fairassets Technologies India Pvt. Ltd..) - Source: https://appshunter.io/ios/app/faircent-p2p-investment/id1129684121 (this page in markdown: same URL + `.md`) - Developer: [Fairassets Technologies India Pvt. Ltd.](https://appshunter.io/developer/1129683070) - Category: Finance, Business - Price: Free - Rating: 3.70/5 from 10 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 12.1 · 54 MB - Languages: American English - Released: 2016-07-07 - Data updated: 2026-06-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/faircent-p2p-investment/id1129684121/reviews.md ## What is Faircent? Lend to Earn Month after Month Great Returns! Welcome to Faircent App platform – India’s leading NBFC-P2P platform facilitating an online marketplace for investment in debt-based products i.e. personal loans and business loans. The App works following Peer to Peer Lending (P2P) concepts. Whether you are looking for a way to invest your money, or you are planning for your retirement, or an alternative source of income - P2P lending is the righteous short-term investment option! It is one of the Best Investment Options in the India to generate consistent monthly cash flow. Download the App to enter an online democratic lending marketplace. Our app will connect you with a vast community of vetted borrowers who needs money; same as money-cupids match making. It will provide you a unique investment opportunity to achieve favorable risk-adjusted returns on funds otherwise lying idle in the bank deposits. An Alternative Asset Class with Unlimited Benefits – 1. ROI: In the middle of 12% p.a. to 35% p.a. 2. Create a passive income stream 3. Easy loan portfolio diversification 4. Manageable levels of Risk 5. Completely recession proof investment 6. Retire Rich – One of the best retirements plans of today 7. Every lending decision is yours only 8. Investment starts with INR 500 How to Open P2P Investment Account? Are you hunting for good return on investment? Then, without any further delay install our app now to complete the registration. It provides simplest and fastest lender registration. Click on the Sign-up icon and follow step by step instructions to get started with your first investment in P2P lending. Great new features awaiting: 1. Access to a list of borrower candidates. 2. Review borrowers’ profile and send proposals. 3. Select a borrower on the interest rates, tenure of loans, etc. 4. Once the deal is finalized, sign an agreement. 5. Transfer money to the borrower’s personal account. 6. View transaction updates. 7. The borrower will provide Post Dated – blank signed Cheques (PDCs) to you. 8. Can strike a deal on your own, without any intervention from our end. 9. Minimal institutional charges. 10. Compare your investment growth using various tools or reports. 11. No much paper work. Registration Fee: A non-refundable one-time registration fee of INR 1000/- is payable by lenders to get started with our platform. Support Write to us what you love about our app or any new functionality you want us to add at support@faircent.com! Your feedbacks and suggestions make us better! ## Key features - Invest in personal and business loans - Earn monthly returns (12%-35% p.a.) - Create passive income - Diversify loan portfolio - Manageable risk levels - Start investing with INR 500 ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/faircent-p2p-investment/id1129684121/reviews.md ### 1/5 — What’s the use of this app??? *2025-07-23, version 4.9.9* You are not allowing me to login as I created borrower account. When I am trying to register it says email existed. What’s the actual use of this app??? ### 1/5 — Lost my 5 lakh rs *2025-04-14, version 4.9.9* They converted my fd of 1 year into 36 month without my permission , received full interest only for first 6 months but now getting only partial amount , not sure how much money will be recovered ### 1/5 — This is just scam *2025-04-08, version 4.9.9* They are not repaying my 12 lakhs back. They converted by FD of 6 mnths to P2P lending for 36 mnths without my concent and now not giving my money back ### 1/5 — Never lend your money through Faircent *2025-03-17, version 4.9.9* Fraudsters, locked my money for over four years - while they said it will be given back in a year. I am not even receiving all instalments on time now - this is such a scam and people shouldn’t give their hard earned money to fraudulent companies like Faircent. ### 1/5 — Update doesn’t work *2025-01-06, version 4.9.9* When I open the app, i get a pop up which states a new update is available and takes me to the App Store. There, there is no update button, just the Open button, which takes me back yo the app and the pop of which states there is a new version available. Super frustrating. Was a UAT done before releasing this version? ### 1/5 — App is not working *2025-01-03, version 4.9.9* App is nog working on iPhone ### 1/5 — Fraud alert *2024-01-01, version 4.9.8* Do not invest in Faircent. They will take your money and not let you withdraw from your account. Without customer’s permission they reinvest the amount (EMI) received in customer account in new products and keep deducting fees on that. This has happened multiple times and they don’t reply or address the issue. ### 1/5 — App doesn’t work. I feel this is a fraud. *2023-12-02, version 4.9.8* I went to withdraw my funds, which I invested 6 months prior. Maturity date is gone, and still I have not received my money in bank. Also, the link in mail, directs you to download the app, which works only once. I am worried about my investment. ### 1/5 — Fraud app *2023-10-17, version 4.9.8* Please don’t use it if you want to keep your money safe. There are better apps like mobikwik extra which gives fixed returns. Fyi use my referral code - 3BPZ4W for mobikwik ### 1/5 — Worst app and customer service *2023-09-21, version 4.9.8* Don’t go with this app for investment ## Frequently asked questions about Faircent ### What is Faircent? Faircent is India's leading NBFC-P2P platform that acts as an online marketplace for peer-to-peer lending. It connects lenders with borrowers seeking personal and business loans, offering an alternative investment opportunity with potential for good returns. ### How can I invest with Faircent? To invest, you need to complete a one-time registration process by signing up on the app and following the step-by-step instructions. You can then access a list of borrower candidates, review their profiles, and send proposals based on interest rates and loan tenures. ### What are the potential returns and risks? The app offers potential returns ranging from 12% to 35% per annum. While it aims to provide manageable risk levels and is described as recession-proof, all investment decisions are yours, and it's important to review borrower profiles carefully. ### What is the registration fee? There is a non-refundable, one-time registration fee of INR 1000/- payable by lenders to get started on the Faircent platform. This fee grants you access to the lending marketplace. ### What are the benefits of using Faircent for investment? Benefits include creating a passive income stream, easy loan portfolio diversification, manageable risk, and the ability to start investing with as little as INR 500. It's presented as a way to generate consistent monthly cash flow and a potential retirement plan. ## Version history (last 5 releases) ### 4.9.9 — 2024-12-09 1. Enhanced app performance for smoother and faster experience 2. Minor fixes to improve reliability and stability. ### 4.9.8 — 2023-05-30 Updated the contact information to ensure easier access to our customer support team. General fixes to provide better investment experience. ### 4.9.7 — 2023-02-08 Some fixes to rectify the functionality. ### 4.9.6 — 2021-12-30 Release Version: "4.9.6" Changes in UI for better User Experience ### 4.9.5 — 2021-11-21 Release Version: 4.9.5 Release date: 20 November 2021 1. Now no need to pay any registration fees just register and invest. 2. KYC Documents are mandatory for lenders. 3. See Maturity date for each investment And minor bug fixes ## Apps similar to Faircent | App | Rating | Price | Category | | --- | --- | --- | --- | | [Finko](https://appshunter.io/ios/app/finko/id1559848590) | — | Free | Finance | | [Per Annum: Earn Higher Returns](https://appshunter.io/ios/app/per-annum-earn-higher-returns/id1606874990) | 4.0 (1) | Free | Finance | | [IndiaMoneyMart - P2P Lending](https://appshunter.io/ios/app/indiamoneymart-p2p-lending/id1347109712) | 5.0 (1) | Free | Finance | ## More apps by Fairassets Technologies India Pvt. Ltd. - [Faircent Double](https://appshunter.io/ios/app/faircent-double/id1596427846) All apps by Fairassets Technologies India Pvt. Ltd.: https://appshunter.io/developer/1129683070 ## Related topics [polygon investment](https://appshunter.io/ios/topics/polygon-investment) · [Aditya Investment](https://appshunter.io/ios/topics/aditya-investment) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*