# FairMoney: Save, Spend, Credit — Instant Loan App For Fast Cash > Instant loans, savings with interest, and secure payment card in Nigeria. (iPhone/iPad app by FAIRMONEY MICROFINANCE BANK LIMITED.) - Source: https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223 (this page in markdown: same URL + `.md`) - Developer: [FAIRMONEY MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1700473219) - Category: Finance - Price: Free - Rating: 4.60/5 from 14,343 App Store ratings · 436 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 258 MB - Languages: American English - Released: 2023-11-27 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223/reviews.md ## What is FairMoney? FairMoney - Nigeria’s Leading Online Loan App Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses. Why Choose FairMoney? FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs. 1. Instant Loan Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience. 2. Flexible Repayment Plans Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs. 3. Fastest Loan App – Quick Approvals & Instant Disbursal FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account. More than Just a Loan App FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money. ・Earn While You Save Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 30% interest on your deposits, outperforming traditional banks and microfinance institutions. ・Seamless Transactions with the FairMoney ATM Card Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding. ・Zero Hidden Charges – Transparent & Affordable Services With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience. ・Security You Can Trust Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe. How to Get a Loan with FairMoney? Getting started with FairMoney is simple: 1. Download the FairMoney loan app from Apple App Store. 2. Register and create your account in minutes. 3. Apply for an instant loan or business loan. 4. Receive fast cash directly into your bank account. Example Loan Offer ・Loan Amount: NGN 100,000 ・Tenure: 3 months ・Interest: NGN 6,000 (6%) ・Total Repayment: NGN 106,000 ・Monthly Installment: NGN 35,333 ・Representative APR: 24% Join the FairMoney Community Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered. All deposits on FairMoney are insured by NDIC, ensuring your funds are protected. Get in Touch We’re always happy to hear from you! Reach out to us for any questions or assistance. ・Email: help@fairmoney.io ・Phone: 017001276 / 01 888 5577 ・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria Stay Connected Follow us on social media for the latest updates: ・Facebook: FairMoney Microfinance Bank | Lagos ・Instagram: Instagram (@fairmoney_ng) ・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X ・LinkedIn: https://www.linkedin.com/company/fairmoney/ Download FairMoney Today! Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before! ## Key features - Instant cash loans up to NGN 3,000,000 - Flexible repayment plans (30-180 days) - Savings with up to 30% interest - FairMoney ATM card for payments - Zero hidden charges on transactions - Advanced security features ## What do users think of FairMoney? Overall sentiment: neutral **Pros** - 🚀 Fast and easy loan process - 👍 Reliable and trustworthy - 💯 Smooth and seamless experience **Cons** - 💰 High interest rates - 🔍 Inconsistent loan offers - 📞 Aggressive repayment reminders - 🔒 Restricted access to account/funds **Commonly reported bugs** - Login issues on iOS devices - Failed transactions and payment problems - Verification and account upgrade failures **Most requested features** - Reduce interest rates - Improve loan offer consistency - Provide more flexible repayment options - Allow access to account on any device ## Recent user reviews (10 of 436) All indexed reviews: https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223/reviews.md ### 5/5 — THE MESSIAH *2026-08-24, version 1.137.1* You guys save lives, love, dignity. You are the best keep growing in harmony 💋💋💋💋💋 ### 5/5 — Good *2026-08-19, version 1.137.1* Nice ### 1/5 — Loan proceed *2026-08-18, version 1.137.1* Fake app that's waiting my time and data ### 5/5 — Positive feedback *2026-08-15, version 1.137.1* Super great ### 1/5 — App sucks *2026-08-14, version 1.137.1* I’m not suppose to give the app any star at all because why would be using an iPhone and you people are making it compulsory for me to to get an android before I could use your service is just total BS. ### 5/5 — Very satisfied *2026-08-13, version 1.137.1* The most best banking app that I have seen and used ### 5/5 — Best so far *2026-08-11, version 1.130.0* So far they are the best ### 2/5 — I have my internet *2026-08-09, version 1.130.0* The app has been useless for weeks now it has been show no internet connection for weeks ### 5/5 — Dr *2026-08-05, version 1.130.0* Awesome ### 4/5 — Re *2026-08-02, version 1.130.0* Its safe,helped and reliable app ## Frequently asked questions about FairMoney ### What is FairMoney? FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users. ### How can I get a loan from FairMoney? To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork. ### What are the repayment terms for loans? FairMoney offers flexible loan repayment plans ranging from 30 to 180 days. This allows users to choose a tenure that best suits their financial situation, whether they need a small personal loan or a larger business loan. ### Does FairMoney offer savings options? Yes, FairMoney provides savings features like FairSave and FairLock, which offer competitive interest rates of up to 30% on deposits. This allows users to earn more on their savings compared to traditional banking institutions. ### Is FairMoney available on iOS? Yes, the FairMoney loan app is available for download from the Apple App Store. Users can access all its features, including loan applications, savings, and transaction management, on their iOS devices. ## Version history (last 5 releases) ### 1.139.1 — 2026-08-25 Welcome to FairMoney 1.139.1! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey! ### 1.137.1 — 2026-08-13 Welcome to FairMoney 1.137.1! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey! ### 1.130.0 — 2026-06-19 Welcome to FairMoney 1.130.0! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey! ### 1.129.2 — 2026-06-11 Welcome to FairMoney 1.129.2! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey! ### 1.20.2 — 2026-05-11 Welcome to FairMoney 1.120.2! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*