# FairMoney: Save, Spend, Credit — user reviews > 437 indexed App Store user reviews of FairMoney by FAIRMONEY MICROFINANCE BANK LIMITED, rated 4.60/5 from 14,343 ratings. - Source: https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223/reviews - App overview in markdown: https://appshunter.io/ios/app/fairmoney-save-spend-credit/id6456485223.md - Rating breakdown: 5★ 11,741 · 4★ 890 · 3★ 562 · 2★ 394 · 1★ 756 ## What do users think of FairMoney? Overall sentiment: neutral **Pros** - 🚀 Fast and easy loan process - 👍 Reliable and trustworthy - 💯 Smooth and seamless experience **Cons** - 💰 High interest rates - 🔍 Inconsistent loan offers - 📞 Aggressive repayment reminders - 🔒 Restricted access to account/funds **Commonly reported bugs** - Login issues on iOS devices - Failed transactions and payment problems - Verification and account upgrade failures **Most requested features** - Reduce interest rates - Improve loan offer consistency - Provide more flexible repayment options - Allow access to account on any device ## Newest reviews (10 of 437) ### 2/5 — I have my internet *2026-08-09, version 1.130.0* The app has been useless for weeks now it has been show no internet connection for weeks ### 4/5 — Re *2026-08-02, version 1.130.0* Its safe,helped and reliable app ### 3/5 — SAYS UPDATE APP BUT IT IS UP TO DATE *2026-07-31, version 1.130.0* Very fast and good to use , I love it , paid My loan before due date and they gave me more higher limit . ### 5/5 — My Review *2026-07-21, version 1.130.0* Safe loan app with ease repayment plan ### 5/5 — Nice *2026-07-20, version 1.130.0* Nice ### 5/5 — Best review *2026-07-13, version 1.130.0* Very very reliable ### 3/5 — Medical *2026-07-13, version 1.130.0* Thank you I’m able to get my daughter drug now ### 3/5 — You Guys are making things difficult for customers *2026-07-09, version 1.130.0* Why would I be trying to login into my account for past an hour and I can’t access it, I’m regretting while I start using you guys app ### 5/5 — Loan *2026-06-26, version 1.130.0* The app is reliable and I will recommend it. ### 5/5 — Great job *2026-06-25, version 1.130.0* Life saver app ## Most critical reviews (10 lowest-rated) ### 1/5 — Complete fraud *2026-08-31, version 1.139.1* Someone has been using my email address for an account for over two years. I keep bringing it up to their fraud and Help email and ‎WhatsApp and they refuse to do anything about it. ### 1/5 — Loan proceed *2026-08-18, version 1.137.1* Fake app that's waiting my time and data ### 1/5 — App sucks *2026-08-14, version 1.137.1* I’m not suppose to give the app any star at all because why would be using an iPhone and you people are making it compulsory for me to to get an android before I could use your service is just total BS. ### 1/5 — Bad Reputation App *2026-07-28, version 1.130.0* FairMoney is not a fair at all the interest is increasingly high and they give so much procedure just to take a loan, They are totally a waste of time. ### 1/5 — Bad app *2026-07-21, version 1.130.0* Una refuse to borrow me money ### 1/5 — Still unable to login my old account on iOS Fairmoney app *2026-07-17, version 1.130.0* Your interest rate is too high and seem impossible to pay back, you need to work on your interest rate. People who signed up on android phone still unable to login their Fairmoney account on iOS device, how long is it gonna take to fix this ### 1/5 — App *2026-07-02, version 1.130.0* The app couldn’t install in my phone ### 1/5 — Rubbish *2026-07-01, version 1.130.0* Don’t waste your time ### 1/5 — Urgent: Matured FairLock Funds Not Disbursed to FairSave *2026-06-30, version 1.130.0* My fairlock has completed but I haven’t been credited and it says i have been credited in my fairsave ### 1/5 — App *2026-06-23, version 1.130.0* Why is your app skip hanging? It only work back if I delete it and download again ## Most praised reviews (10 highest-rated) ### 5/5 — THE MESSIAH *2026-08-24, version 1.137.1* You guys save lives, love, dignity. You are the best keep growing in harmony 💋💋💋💋💋 ### 5/5 — Good *2026-08-19, version 1.137.1* Nice ### 5/5 — Positive feedback *2026-08-15, version 1.137.1* Super great ### 5/5 — Very satisfied *2026-08-13, version 1.137.1* The most best banking app that I have seen and used ### 5/5 — Best so far *2026-08-11, version 1.130.0* So far they are the best ### 5/5 — Dr *2026-08-05, version 1.130.0* Awesome ### 5/5 — I’m enjoying it but low limit *2026-07-31, version 1.130.0* It’s enjoyable ### 5/5 — Over charging interest *2026-07-31, version 1.130.0* I love these app and it’s working very well for me as a backup money lending app, but the interest is too much 23% interest is very much ### 5/5 — Loan *2026-07-29, version 1.130.0* I love everything about fair money loan app ### 5/5 — Complain *2026-07-23, version 1.130.0* I actually successfully borrow money on my first trier and after repayment I have tried to take another but keep getting denied the loan. Don’t know why though --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*