# Family CashFlow - Smart Budget — Private family finance tracker > Private family finance tracker (iPhone/iPad app by Domenico Pace.) - Source: https://appshunter.io/ios/app/family-cashflow-smart-budget/id6788273762 (this page in markdown: same URL + `.md`) - Developer: [Domenico Pace](https://appshunter.io/developer/6785939748) - Category: Finance, Productivity - Price: $0.99 - Age rating: 4+ - Requires: iOS 17.0 · 1 MB - Languages: Italian - Released: 2026-07-07 - Data updated: 2026-07-30 - User reviews in markdown: https://appshunter.io/ios/app/family-cashflow-smart-budget/id6788273762/reviews.md ## What is Family CashFlow? Take complete control of your family finances with Family CashFlow — the 100% private, subscription-free household budget and cash flow tracker built natively for iOS 17+. Why pay $14.99 every month just to track your own money? Family CashFlow offers a single, affordable one-time purchase with NO subscriptions, NO ad tracking, and NO third-party servers. Your financial data stays 100% yours, synced securely across your Apple devices using your private iCloud account. BUILT FOR US & GLOBAL FAMILIES • Multi-Currency Support: Seamlessly switch between USD ($), EUR (€), GBP (£), CAD ($), AUD ($), and CHF with dynamic formatting. • Tip & Bill Split Calculator: Effortlessly split restaurant bills and calculate tips (15%, 18%, 20%, or custom) with a 1-tap "Save as Expense" action. • US Tax & Health Tracker: Dedicated tracking for HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Savings Plans. • US Recurring Templates: Instant presets for 30-yr Fixed Mortgages, Property Tax, HOA Fees, Car Insurance, and 401(k) / IRA Contributions. COMPLETE CASH FLOW & INCOME TRACKER • Track monthly salaries, freelance income, investments, and refunds alongside daily household expenses. • Visualize your 6-month financial trajectory with sleek, native Swift Charts. • Compare incomes versus expenses month-over-month to see your exact net savings. FAMILY ROLES & SHARED BUDGETING • Assign roles (Admin, Contributor, Read-Only) and see exactly who added each transaction. • Set category budgets (Housing, Groceries, Utilities, Transport, School & Kids) with intelligent visual alert thresholds (50%, 80%, 100%). • Easily roll over unused budget amounts to the next month. MOTIVATING SAVINGS GOALS • Set milestones for emergency funds, vacations, car down payments, or college funds. • View percentage progress bars, estimated target dates, and recommended monthly contribution goals. ON-DEVICE RECEIPT SCANNER (100% PRIVATE) • Scan paper receipts and bills instantly using Apple Vision OCR. • Text extraction happens 100% on your iPhone — no cloud uploads, zero privacy compromises. NATURAL LANGUAGE QUICK ENTRY • Simply type "45 groceries" or "2500 salary" to log transactions in seconds. BIOMETRIC SECURITY & PRIVACY FIRST • Lock your sensitive financial data behind Face ID / Touch ID. • Privacy splash screen automatically hides amounts when switching apps. • Export your full financial records anytime as structured CSV or PDF reports. Download Family CashFlow today and experience private, ethical family budgeting without monthly fees! ## Version history (last 4 releases) ### 1.3 — 2026-07-25 Bug fix ### 1.2 — 2026-07-24 MAJOR UPDATE: FAMILY CASHFLOW v1.2! We are excited to launch Family CashFlow globally with major new features built specifically for private household budgeting: US & GLOBAL FINANCIAL TOOLS • Tip & Bill Split Calculator: Easily split restaurant bills and calculate tips (15%, 18%, 20% or custom) with a 1-tap "Save as Expense" action. • US Health & Tax Tracker: Track HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Savings Plans. • US Recurring Templates: Instant presets for 30-yr Fixed Mortgages, Property Tax, HOA Fees, Car Insurance, and 401(k) / IRA Contributions. CASH FLOW & INCOME TRACKING • Track monthly salaries, freelance income, investments, and refunds alongside daily household expenses. • Visualize your 6-month cash flow trajectory with sleek Swift Charts. FAMILY ROLES & SHARED BUDGETING • Assign roles (Admin, Contributor, Read-Only) and attribute authors to every transaction. MOTIVATING SAVINGS GOALS • Set milestones for emergency funds, vacations, car down payments, or college funds with automatic monthly contribution estimates. ON-DEVICE RECEIPT SCANNER (100% PRIVATE) • Scan receipts instantly using Apple Vision OCR. Text extraction happens 100% on your iPhone — no cloud uploads, zero privacy compromises. NATURAL LANGUAGE QUICK INPUT • Simply type "45 groceries" or "2500 salary" to log transactions in seconds. BIOMETRIC SECURITY & PRIVACY • Protect your data behind Face ID / Touch ID with an automatic app-switching privacy splash screen. Thank you for choosing Family CashFlow — 100% private, native Apple design, with NO monthly subscriptions! ### 1.1 — 2026-07-24 MAJOR UPDATE: FAMILY CASHFLOW v1.1! We're excited to introduce 10 powerful new features designed to make family budgeting easier, smarter, and completely private: INCOMES & CASH FLOW TRACKER Track monthly salaries, pensions, freelance income, and refunds with our new [ Expenses | Incomes ] selector and month-over-month trend charts. FAMILY ROLES & AUTHOR TRACKING Share household finances with clear roles (Admin, Contributor, Read-Only) and see who added each transaction. MOTIVATING SAVINGS GOALS Set milestones for emergency funds, vacations, car down payments, or college funds with progress bars and monthly target estimates. NATURAL LANGUAGE QUICK ENTRY Simply type or speak "45 groceries" or "2500 salary" to log transactions in seconds! ON-DEVICE RECEIPT SCANNER (100% PRIVATE) Scan receipts using Apple Vision OCR. Text extraction happens entirely on your device with zero cloud uploads. TIP & BILL SPLIT CALCULATOR Easily calculate restaurant tips (15%, 18%, 20%) and split bills among family members with a 1-tap "Save as Expense" action. US TAX & HEALTH TRACKER Track HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Plan contributions. SCHOOL & KIDS MODE Dedicated view for school meals, textbooks, sports, and field trips with an automatic September expense estimate. MONTH-END BALANCE FORECAST Estimate your month-end balance based on upcoming deadlines, fixed income, and daily spending habits. MULTI-CURRENCY SUPPORT Seamlessly switch between USD ($), EUR (€), GBP (£), CAD, AUD, and CHF with native formatting. Thank you for using Family CashFlow: 100% native, private, and subscription-free! ### 1.0 — 2026-07-08 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*