# Family Policy — Family policies, organized > Family policies, organized (iPhone/iPad app by 培林 柴.) - Source: https://appshunter.io/ios/app/family-policy/id6812784840 (this page in markdown: same URL + `.md`) - Developer: [培林 柴](https://appshunter.io/developer/1888184923) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.0 · 11 MB - Languages: American English, French (France), German (Germany), Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan), Turkish - Released: 2026-09-23 - Data updated: 2026-10-29 ## What is Family Policy? Family Policy Vault — every family policy in one place. We don't sell insurance, recommend products, or upload your data. We do one thing: turn the policies scattered across apps, paper contracts and chat threads into one ledger you can actually read. WHAT IT DOES • One place for the whole family: group policies by family member. See who is covered, for how much, when it expires and when the next premium is due. • Scan or import: photograph a policy or import a PDF contract (text PDFs recognize better; long documents can be read in batches). Insurer, product, policy number, premium and dates are detected — you confirm every key field before saving. • Renewal reminders: 30, 7 and 1 day before, plus 9 a.m. on the day. • Manage together: invite family members to view and edit. Record and manage policies for your parents now; they can take over later. • Claims ledger: when something happens, walk through who was affected → which policies apply → deadlines → document checklist. • Who to call: keep the agent, bank, doctor and each insurer's claim hotline one tap away. • Emergency card and annual report: a one-page PDF the whole family can use, plus a yearly summary of premiums and coverage. • Policy answers: ask "how much premium this year", "how long is the waiting period", "what expires in 90 days" — answered only from your own records, offline, with no invented numbers. • iCloud sync and encrypted backup: sync across your devices on the same Apple ID; restore from an encrypted backup on a new phone. • Widgets and Siri, Face ID / Touch ID lock, 10 languages. WHAT WE DON'T DO • No insurance sales, no referrals, no product recommendations. • No servers, no accounts. Your policy data never reaches our servers — we don't have any. • Data stays on device unless you turn on iCloud sync, which uses your own private iCloud database. • We don't predict claim outcomes; the insurer decides. WHO IT'S FOR • People whose policies live in five apps, a drawer and a chat thread • People who manage policies for parents or children • Anyone who wants one clear view of the family's coverage EVERYTHING IS FREE • 10 co-manager accounts, PDF export of the annual report, iCloud sync, import/export and the emergency card — all free, with no usage or member limits. • No subscriptions and no auto-renewal. The 10 co-manager accounts are the iCloud family-sharing limit, not a paid tier. • If the app helps you, leave a tip in Settings → Support the developer: a coffee (¥6), a meal (¥18) or a long run (¥68). A pure thank-you — it unlocks nothing and never auto-renews. • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私说明与支持 / Privacy & support: https://chaipl.github.io/family-insurance-support/ ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | A long run | $9.99 | one-time | | A meal | $2.99 | one-time | | A coffee | $0.99 | one-time | ## Is Family Policy safe? Not enough ratings yet to assess Family Policy. ## Is Family Policy legit? Family Policy appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Family Policy is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.0.4 — 2026-10-26 What's new: • Everything is now free: 10 co-manager accounts, PDF export of the annual report and iCloud sync, with no usage or member limits. No subscriptions, no auto-renewal. • Tips in Settings → Support the developer (¥6 / ¥18 / ¥68) are the only purchase; a pure thank-you that unlocks nothing. • Five new themes with light/dark modes, including a follow-system option and a high-contrast theme for low vision. • The annual report now has summary charts and exports as a two-page A4 PDF. • Fixes for family sync, reminders and display issues. ### 1.0.3 — 2026-10-24 • New 3-step onboarding: know what the app does from the first launch • Claims is now a tab, not a settings row • New "Family & Reports" section on Home: co-management, policies you manage for others, annual report, policy answers • New annual coverage report: one PDF you can send to family • New policy answers: premium, waiting period, deductible and upcoming renewals from your own records • Stability fixes ### 1.0.2 — 2026-10-11 Fixes for existing issues ### 1.0.1 — 2026-09-25 Bug fixes ### 1.0 — 2026-09-23 No release notes. ## More apps by 培林 柴 - [Wealth Navigator 财富领航](https://appshunter.io/ios/app/wealth-navigator/id6771271431) - [Family Ledger Shared](https://appshunter.io/ios/app/family-ledger-shared/id6818387789) All apps by 培林 柴: https://appshunter.io/developer/1888184923 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*