# Farmers FCU — user reviews

> 51 indexed App Store user reviews of Farmers FCU by Farmers Insurance Group Federal Credit Union, rated 4.80/5 from 3,559 ratings.

- Source: https://appshunter.io/ios/app/farmers-fcu/id1078370428/reviews
- App overview in markdown: https://appshunter.io/ios/app/farmers-fcu/id1078370428.md
- Rating breakdown: 5★ 3,183 · 4★ 208 · 3★ 81 · 2★ 22 · 1★ 65

## What do users think of Farmers FCU?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 🚀 Convenient banking
- 💯 Great customer service
- 🏆 Best credit union

**Cons**

- 🐛 Frequent crashes
- 🔒 Authentication issues
- 🔍 Limited functionality
- ⏱️ Slow app performance

**Commonly reported bugs**

- Touch ID/Face ID not working
- Deposit function not reliable
- Inability to see account details
- Incompatibility with iOS 14

**Most requested features**

- Add mobile deposit feature
- Restore ability to transfer between members
- Integrate with Zelle
- Improve app stability and reliability

## Newest reviews (11 of 51)

### 3/5 — Bug fixes

*2022-06-01, version 21.3.40*

Touch ID never works

### 2/5 — Horrible deposit function

*2022-03-11, version 21.2.70*

When I deposit checks using the app they clear without the need to do a 2nd time 75 % of the time.

### 2/5 — Face ID not working

*2021-02-23, version 20.2.50*

The Face ID stopped working a few months ago and won’t turn back on :/

### 3/5 — Good App but takes forever to adapt new updates

*2021-02-11, version 20.2.50*

I’m pleased with the credit union for years but the app takes forever to release updates to new Apple Beta Version. (Right now app is useless)

Also there’s many lost features like transfer to other members, your routing and account numbers, full statements. It’s need a lot of work

**Developer response:** Thanks for your feedback. I apologize for the slow releases. We are working on big changes with the app and will use your review to make improvements to it. Thank you for sticking with us! -Christina

### 2/5 — Zelle partnership???

*2021-02-05, version 20.2.50*

Ever since FIFCU supposedly partnered up with Zelle, I can no longer use the Zelle app (for receiving/sending money) it send me directly to the FIFCU app where I’m able to do nothing but see my balance and credit score. Can we please get this resolved desperately!!!!

**Developer response:** Sorry that you're having trouble with our app and Zelle. We would love to help. Please give us a call at 800.877.2345, ext. 6644, so we can troubleshoot. Thanks! -Christina

### 4/5 — Good app and need help with Zelle

*2021-01-17, version 20.2.50*

The app is good and easy to use.  I only deposit by going to a bank so can’t rate depositing from the app.  I would give 5 stars but I don’t know how to connect to Zelle on the app. Please help!

**Developer response:** Thank you for rating our app and sharing your feedback! To add Zelle you just need to sign up. It only takes a few minutes. Please visit figfcu.org/zelle or call us at 800.877.2345, ext 6644, for instructions. Thanks! -Christina

### 2/5 — Slow

*2020-10-09, version 20.1.200*

Such a slow app. You guys need to improve this please

### 3/5 — iOS 14

*2020-09-28, version 20.1.200*

Is it ready??

### 2/5 — Zelle

*2020-06-28, version 19.3.20*

I can’t seem to find Zelle in the app despite being advertised...

### 3/5 — Needs Apple Pay and Zelle support!!

*2020-01-12, version 19.3.20*

This app is good but it could be better. The instant balance feature is nice and if you could deposit checks by taking a picture of it front and back would be an improvement. Support for Apple Pay is a must and I hope is coming very soon. Linking my bank account with Zelle would be a major plus as well. This app works and is good, but it’s not great.

**Developer response:** Thanks for taking the time to review our app. Good News! Zelle is now available in the app! And we're working on bringing Apple Pay to members in 2020 as well. Also, I’ve sent your check deposit suggestion to our eServices team so we can look into it. Thank you for being a member of our Credit Union Family! -Christina

### 5/5 — Diane Banda

*2019-06-19, version 18.4.50*

Meant to put 5 stars. Diane Banda “ROCKS”!!! She went above & beyond in assisting with our new auto loan !
Best service anywhere!

## Most critical reviews (10 lowest-rated)

### 1/5 — Trash, just like the CU

*2021-12-28, version 21.2.70*

This app is a pile of hot garbage, just like the credit union. Routinely “cannot verify credentials” before I even enter them or the app even leaves the loading screen. Crashes consistently. This app is a perfect representation of the ineptitude of the credit union overall. What a joke.

### 1/5 — Unable to open

*2021-02-15, version 20.2.50*

Every time there is some sort of up update I am unable to open the app.

### 1/5 — App not working properly

*2021-01-23, version 20.2.50*

We are unable to see our accounts on the app. When you select the accounts tab on the app it pulls up the quick links. The app had worked until sometime recent.

**Developer response:** So sorry to hear that you can't see your accounts. We can help! Please give us a call at 800.877.2345, ext. 6644. Thanks! -Christina

### 1/5 — Does not work with ios14

*2020-10-08, version 20.1.200*

Updated my phone’s operating software and can no longer log on...

### 1/5 — Crap

*2020-07-04, version 19.3.20*

I have yet to be able to receive the money from my Zelle account that I can no longer get into. So...now I have no money in my checking.

### 1/5 — Great! For people who don’t mind not having access to their funds!

*2020-04-18, version 19.3.20*

Imagine having a high tech security system on your home. But, it constantly locks you out and nobody knows what the hell is going on or how to fix it. That’s this App!

### 1/5 — Transfer issue - won’t let me payoff loan balance to the penny

*2020-04-05, version 19.3.20*

When I type in this area I can’t see because the font is white

### 1/5 — VERY DIFFICULT

*2019-07-01, version 18.4.50*

I pay most of my other bills online. This is THE MOST DIFFICULT website to work with!  In fact, it is ridiculous! I really appreciate FIGFCU, but there should be a simpler way to pay your payments. It causes me to put things off because it is a chore. I can’t figure out why you can’t use your debit card or bank account through your regular banking institution.

### 1/5 — The app isn’t created properly.

*2019-06-30, version 18.4.50*

Why on earth would you make an app that doesn’t work? Don’t get this app there are many times when I can’t even login to my account or see my money or can’t even transfer my money. I’m stuck at an emergency and surely enough the app is like  “ cannot approve your  transfer at this time please try again later”. I’m in an emergency and I can’t touch my money!  Save yourself the trouble and DO NOT USE THIS APP. could be useful at times but is CONSTANTLY a struggle!!! 
The app is always crashing and it is never fixed like promised 😒 what a waste.

### 1/5 — Worst app ever

*2019-06-11, version 18.4.50*

I use mobile banking with 2 other financial institutions with “ZERO” problems. This app has issues several times a week. Good luck to you all! You’re going to need it!

## Most praised reviews (10 highest-rated)

### 5/5 — Just right

*2023-06-19*

The FIGFCU app does everything I want in a professional way.

I’m really unhappy they’re retiring it.

### 5/5 — Best Credit Union

*2023-02-10, version 22.2.80*

Has great savings programs, super great customer service, I would not leave this banking institution

### 5/5 — Review

*2022-09-26, version 22.1.102*

Farmers Credit Union is great make it easier to transfer payment between accounts. I thank Farmers Credit for bring a great Credit union to work with.

### 5/5 — No branches near me

*2021-11-11, version 21.2.70*

I love farmers insurance group Federal credit Union however the closest branch to my house is 47 miles away which makes it really inconvenient when there is a large transaction to make. Even the shared branches will not do it. This credit union needs more branches in more places.

### 5/5 — Depositing is too complicated

*2020-11-27, version 20.1.200*

I think taking the photos should be easier, and you shouldn’t have to keep selecting the account u want to deposit in if you have multiple checks

**Developer response:** Thank you for reviewing our app. We're always working on making it easier to use so we appreciate your feedback! If we can help answer any other questions about the app please give us a call at 800.877.2345, ext. 6644. Thanks! -Christina

### 5/5 — The Needs of an Agency Owner

*2020-07-31, version 20.1.130*

Thank you for understanding how the cash flow of an insurance agency owner works. You have provided loans to our family that have allowed us to purchase our dream home. You have helped my business needs for cash flow and you are easy to work with. I really like John Stevenson.

**Developer response:** Hi, I am happy to hear that we've met your financing needs! We love being the Credit Union for your business and family. Thank you for reviewing us! -Christina

### 5/5 — Banking rev

*2020-06-15, version 19.3.20*

Love how you’ve made banking much easier. Your site has become less complicated. Enjoying the new app on my phone too 😍

**Developer response:** Thanks for reviewing our app! I am happy to hear that you're finding our website and Mobile Banking easy to use. And we really appreciate your feedback! -Christina

### 5/5 — Convenient

*2020-03-22, version 19.3.20*

Convenient and full-featured

**Developer response:** Hi Austin, Thanks for your review! We love getting feedback from our members. And I am so happy to hear that you enjoy using our Mobile Banking app. Thank you for being a member of our Credit Union Family. -Christina

### 5/5 — Best online banking service

*2020-02-20, version 19.3.20*

Always enjoy banking online with Farmers is easy and fast and always a pleasure. Thank you!

**Developer response:** Thanks for taking the time to rate our app! We appreciate your feedback. Thank you for being a member of our Credit Union Family. -Christina

### 5/5 — I Love My FARMERS accounts!

*2019-08-10, version 19.1.20*

Best credit union and highest customer service! So thankful for being a member.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
