# Farmers State Bank of Waterloo — user reviews > 63 indexed App Store user reviews of Farmers State Bank of Waterloo by Farmers State Bank of Waterloo, rated 4.60/5 from 254 ratings. - Source: https://appshunter.io/ios/app/farmers-state-bank-of-waterloo/id689327340/reviews - App overview in markdown: https://appshunter.io/ios/app/farmers-state-bank-of-waterloo/id689327340.md - Rating breakdown: 5★ 202 · 4★ 30 · 3★ 4 · 2★ 8 · 1★ 10 ## What do users think of Farmers State Bank of Waterloo? Overall sentiment: positive **Pros** - 👍 Easy to use - 👍 Convenient - 🚀 Fast - 🔒 Secure - 👍 Works great - 👍 Direct deposit is convenient - 👍 Good mobile app - 👍 Easy to navigate - 👍 Everything I could want or need - 👍 Seamless transactions - 👍 Budgeting and expense functions helpful - 👍 Messaging function makes communication a breeze **Cons** - 🐛 Frequent password changes - 🐛 Face ID stops working - 🐛 Requires verification code every time - 🐛 Can never get in - 🐛 Budgeting tool difficult to use - 🐛 Bill pay payee export/import needed - 🐛 Can't take check pictures - 🐛 App not showing account balance **Commonly reported bugs** - Face ID randomly stops working - Requires verification code every time despite remembering device - Constant password change and lockout issues - Face ID login issues, requires app restart - Cannot access camera for check deposits - App not showing account balance **Most requested features** - Improve budgeting tool design and usability - Allow export and import of bill payees between accounts - Add more features - Improve camera access for check deposits ## Newest reviews (12 of 63) ### 4/5 — App score *2026-08-04, version 26.0.260400* Good ### 5/5 — Great Experience every time *2025-07-03, version 26.0.250500* They never miss a beat. Always warm and welcoming and ready to assist any need. ### 5/5 — App *2025-03-06, version 26.0.5911* I like it!! 😊 ### 5/5 — rating *2025-02-23* Easy to use and to work with all my accounts. ### 5/5 — Direct deposit *2025-01-06* Always convenient ### 5/5 — Easy to use *2024-12-27, version 26.0.5911* This is a very easy to use banking app. ### 4/5 — Excellent *2024-11-11, version 24.0.5910* Always working! Easy to use. ### 5/5 — Seems to be down a bit more lately otherwise no issues. *2024-10-30* I’ve had no issues. Works great! ### 5/5 — Direct deposit *2024-10-28* Always convenient ### 5/5 — Easy *2024-10-28, version 24.0.5910* This is the best mobile app I have used for my banking needs. Works great! ### 5/5 — Farmers *2024-10-26, version 24.0.5910* This app and bank are great ### 5/5 — Smooth & secure *2024-04-20* It’s easy to navigate my online accounts, and it has additional security features. I love FSB! ## Most critical reviews (10 lowest-rated) ### 1/5 — Horrible *2026-04-29, version 26.0.250900* Horrible! Have to make up new password way too often. Other mobile banking apps have never asked for a new password and their security is just fine ### 1/5 — Bad *2025-09-30, version 26.0.250500* Bad ### 1/5 — Least liked *2025-08-15, version 26.0.250500* Can never get in ### 1/5 — Horrible! *2025-07-16, version 26.0.250500* This app is horrible!! It requires a verification code every time I log in, despite the fact that I tell it to remember the device I’m using. is it extremely frustrating! ### 1/5 — Least liked *2025-02-05, version 26.0.5911* Can never get in ### 1/5 — Horrible! *2025-01-03, version 26.0.5911* This app is horrible!! It requires a verification code every time I log in, despite the fact that I tell it to remember the device I’m using. is it extremely frustrating! ### 1/5 — Worst bank *2024-01-30, version 21.0.5814* Worst fees in the industry ### 1/5 — Glitches *2019-03-25, version 18.0.5409* The app isn’t showing any account balance or anything. Don’t know if it’s a bug in the system or what ### 2/5 — Issues with Face ID *2025-07-18, version 26.0.250500* The app is OK, I don’t like that. I have to change my password often and then on top of that the Face ID just randomly stops working every couple months. ### 2/5 — Password Frustrations *2024-11-08, version 24.0.5910* The constant password change is fine but it doesn’t let you use any previously used password and locks you out too quickly. ## Most praised reviews (10 highest-rated) ### 5/5 — rating *2026-08-09, version 26.0.260400* Easy to use and to work with all my accounts. ### 5/5 — Direct deposit *2026-04-29, version 26.0.250900* Always convenient ### 5/5 — App *2026-04-15, version 26.0.250900* I like it!! 😊 ### 5/5 — Great *2026-02-04, version 26.0.250900* Love the app ### 5/5 — Seems to be down a bit more lately otherwise no issues. *2026-01-28, version 26.0.250900* I’ve had no issues. Works great! ### 5/5 — Great App! *2026-01-28, version 26.0.250900* The FSB mobile app has everything I could want or need! ### 5/5 — rating *2026-01-28, version 26.0.250900* Easy to use and to work with all my accounts. ### 5/5 — Direct deposit *2025-10-22, version 26.0.250500* Always convenient ### 5/5 — rating *2025-08-05* Easy to use and to work with all my accounts. ### 5/5 — Easy *2025-07-18, version 26.0.250500* He said to use text me seconds to login and check my bank account --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*