# Fast Credit Mobile

> Mobile app for quick loans, investments, and financial transactions in Nigeria. (iPhone/iPad app by FASTCREDIT LIMITED.)

- Source: https://appshunter.io/ios/app/fast-credit-mobile/id6754325380 (this page in markdown: same URL + `.md`)
- Developer: [FASTCREDIT LIMITED](https://appshunter.io/developer/1594495364)
- Category: Finance
- Price: Free
- Rating: 3.10/5 from 16 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 66 MB
- Languages: American English
- Released: 2025-12-15
- Data updated: 2026-08-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fast-credit-mobile/id6754325380/reviews.md

## What is Fast Credit Mobile?

Fast Credit – Your Trusted Mobile Loan & Financial Services App

Need quick access to funds or a reliable financial partner you can depend on?
Fast Credit is your go-to mobile app in Nigeria for quick loans, smart investments, and seamless financial transactions.
With a growing customer base and a reputation for fast approvals, transparent processes, and exceptional service delivery, Fast Credit empowers individuals (private and public) with the financial support they need—anytime, anywhere.
Experience convenience, speed, and reliability all in one app.
 
What Fast Credit Offers
1. Quick Loans When You Need Them
Loan amounts range from ₦50,000 up to ₦5,000,000 with repayment periods from 3 months to 24 months at monthly interest rates of up to 5.5%.
Max APR: 66% per annum
No collateral
No hidden fees
No long queues
A representative example:
Loan Amount: ₦100,000   
Tenure: 6 months
Interest: ₦4,500 (4.5%)
Admin Fee: ₦5,375
Total Repayment: ₦133,595.82
Monthly Installment: ₦22,265.97
Representative APR: 54%
 
2. Flexible & Convenient Repayment Plans
Enjoy stress-free loan repayment
Repayments are securely deducted from source, ensuring a smooth and seamless process. No hidden charges, no unclear fees, just transparent, flexible terms.
Fast Credit provides a borrowing experience that truly adapts to you.
 
3. Fast Approvals & Quick Disbursements
Fast Credit is one of Nigeria’s most dependable loan apps, offering:
Quick approvals
Minimal verification
Fast disbursements directly to your profiled bank account
Apply, get approved, and receive your funds.
 
4. Investments That Help You Grow
Grow your wealth with secure and high-yield investment options.
Track your returns in real time and enjoy competitive interest rates designed to help you achieve your financial goals.
 
Available Investment Options:
Short to medium-term investments (90days, 180days and 365 days):
₦5,000 – ₦1,000,000 → up to 18%
₦100,000 – ₦1,000,000  → up to 16%
₦1,000,000 – ₦10,000,000  → up to 15%
Long-term investments (365 days):
₦100,000 – ₦10,000,000  → up to 24%
 
5. Security & Reliability
Your data and money are protected with industry-standard security:
Multi-factor authentication
Facial biometrics
Encrypted transactions
Real-time monitoring for fraud prevention
Fast Credit ensures your financial activities remain safe at all times.
 
Fast Credit – Your All-in-One Finance Companion
 
Join the Fast Credit Community
Become part of our customers who trust Fast Credit as their preferred financial app. Whether you need quick loan, investment, or a platform for financial needs, Fast Credit has you covered.
Fast Credit is a Finance House licensed by the Central Bank of Nigeria, which authorizes the company to provide loans and investments to individuals (private and public), and businesses.
 
Get in Touch
We're always happy to hear from you! Reach out to us for any questions or assistance.
Email: info@fastcredit-ng.com
Phone: 02018885046
Address: Ground Floor, Wing C, Motorways Complex, Opposite 7-up Oregun, Ikeja, Nigeria
Stay Connected
Follow us on social media for the latest updates:
Facebook: Fast Credit Limited 
Instagram: Fast Credit Limited (@fastcreditng)
Twitter: Fast Credit Limited (@Fastcreditng) on X 
LinkedIn: Fast Credit Limited (fastcreditng)
Download Fast Credit Mobile Today!

## Key features

- Quick loans up to ₦5,000,000
- Flexible repayment plans
- Fast approvals and disbursements
- High-yield investment options
- Secure financial transactions
- Licensed by Central Bank of Nigeria

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/fast-credit-mobile/id6754325380/reviews.md

### 1/5 — Bad

*2026-06-21*

👎

### 1/5 — Trash

*2026-04-19*

App is trash after submitting 5steps of capture there was no security question to select and move to the next… for 2 different days.
Now it’s making me wonder if you just need access to peoples bvn and then they can’t proceed
A reminder this 1 star is not for you but to let you know the issue on ground.

### 1/5 — You guys sucks!

*2026-04-11*

You requested for account upgrade, I applied all what is needed, it has never be upgraded for the past 5 days now. What's the essence of you telling me to upgrade when y'all know that, you can't give me the loan I requested for? I wish there's no need for me give you a star for this😢

### 1/5 — SCAMMER

*2026-03-23*

Scam alert this app isn’t trusted pls don’t send your information to them 😡😡😡

### 1/5 — Only for some set of people

*2026-03-07*

Why is the company not given loans to the private sector? I can only see the public sector which I find not suitable. Please do something about this.

### 1/5 — Poorly designed and managed

*2026-03-06*

Despicable and incompetent

### 5/5 — Intuitive

*2026-02-06*

App is intuitive, easy to use, onboarding super easy.

### 3/5 — Easy to navigate

*2026-02-06*

It’s easy to find and learn the features

### 5/5 — Good features

*2026-02-06*

This mobile app has good features to use

### 5/5 — Reliable

*2026-02-06*

Fast credit app is one convenient app to navigate

## Frequently asked questions about Fast Credit Mobile

### What is the maximum loan amount offered by Fast Credit?

Fast Credit offers loan amounts ranging from ₦50,000 up to ₦5,000,000. The repayment periods vary from 3 months to 24 months, with monthly interest rates of up to 5.5%.

### Does Fast Credit require collateral for loans?

No, Fast Credit provides loans with no collateral required. The app emphasizes fast approvals, minimal verification, and quick disbursements directly to your bank account.

### What are the investment options available on Fast Credit?

Fast Credit offers secure, high-yield investment options for short to long terms. Interest rates vary based on the investment amount and duration, with potential returns up to 24% per annum.

### How secure is Fast Credit?

Fast Credit employs industry-standard security measures including multi-factor authentication, facial biometrics, encrypted transactions, and real-time fraud prevention monitoring to protect user data and funds.

### Is Fast Credit licensed?

Yes, Fast Credit is a Finance House licensed by the Central Bank of Nigeria. This authorization permits the company to provide loans and investments to individuals and businesses.

### What devices is Fast Credit available on?

Fast Credit is currently supported on iPhone and iPod devices. The app is rated for ages 4 and up.

### How often is Fast Credit updated?

The latest version of Fast Credit is 1.0.6, which was last updated on March 5, 2026. This indicates regular updates to improve functionality and security.

### Does Fast Credit have ads?

No, Fast Credit does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 1.2.1 — 2026-07-09

Performance improvements and bug fixes for a smoother, more reliable experience.

### 1.2.0 — 2026-06-25

* Access and download your Account Statement directly from the app.
* Added a Cooling Period for newly onboarded users to enhance account security and compliance.
* You can now opt in or opt out of payment features based on your preferences.

We've also made performance improvements and bug fixes to provide a smoother experience.

### 1.1.0 — 2026-05-18

Added Smile ID SDK for secure facial identity verification
Improved account upgrade experience for a smoother process
Introduced referral code support during onboarding
Added limit management features for better account control
Enabled biometric authentication for faster and more secure payments

### 1.0.6 — 2026-03-05

Added support for NIN as a valid identification method for account upgrades

### 1.0.5 — 2026-03-04

Enhanced onboarding experience for faster, more seamless account setup

Introduced Switch Device functionality to securely support users who change their device

## Apps similar to Fast Credit Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [P2Vest - Loan & Insurance App](https://appshunter.io/ios/app/p2vest-loan-and-insurance-app/id1532393698) | 3.6 (165) | Free | Finance |
| [QuickBucks](https://appshunter.io/ios/app/quickbucks/id1423259718) | 2.5 (95) | Free | Finance |
| [Credit Direct Mobile](https://appshunter.io/ios/app/credit-direct-mobile/id6505102415) | 4.0 (72) | Free | Finance |
| [GoldMan-Mobile Banking](https://appshunter.io/ios/app/goldman-mobile-banking/id6474889918) | 4.4 (9) | Free | Finance |
| [Pebblescore](https://appshunter.io/ios/app/pebblescore/id6450597267) | 4.4 (115) | Free | Finance |
| [Kiakia P2P](https://appshunter.io/ios/app/kiakia-p2p/id1526010726) | 3.0 (18) | Free | Finance |

## More apps by FASTCREDIT LIMITED

- [Fastcredit-FCL](https://appshunter.io/ios/app/fastcredit-fcl/id6465164376)

All apps by FASTCREDIT LIMITED: https://appshunter.io/developer/1594495364

## Related topics

[loan app in nigeria](https://appshunter.io/ios/topics/loan-app-in-nigeria) · [umba loan](https://appshunter.io/ios/topics/umba-loan) · [nigeria loan app](https://appshunter.io/ios/topics/nigeria-loan-app) · [best loan app in nigeria](https://appshunter.io/ios/topics/best-loan-app-in-nigeria) · [instant loan app in nigeria](https://appshunter.io/ios/topics/instant-loan-app-in-nigeria) · [instant naira loan](https://appshunter.io/ios/topics/instant-naira-loan) · [instant loan nigeria](https://appshunter.io/ios/topics/instant-loan-nigeria) · [nigeria best loan app](https://appshunter.io/ios/topics/nigeria-best-loan-app) · [hi credit loan app nigeria](https://appshunter.io/ios/topics/hi-credit-loan-app-nigeria) · [app to borrow money in nigeria](https://appshunter.io/ios/topics/app-to-borrow-money-in-nigeria) · [nigeria loan](https://appshunter.io/ios/topics/nigeria-loan) · [loans app in nigeria](https://appshunter.io/ios/topics/loans-app-in-nigeria) · [easybuy nigeria](https://appshunter.io/ios/topics/easybuy-nigeria) · [nigerian loan app](https://appshunter.io/ios/topics/nigerian-loan-app) · [naira loan](https://appshunter.io/ios/topics/naira-loan) · [hi credit loan app](https://appshunter.io/ios/topics/hi-credit-loan-app) · [umba](https://appshunter.io/ios/topics/umba) · [ajomoni](https://appshunter.io/ios/topics/ajomoni) · [alend loan app](https://appshunter.io/ios/topics/alend-loan-app) · [new credit loan](https://appshunter.io/ios/topics/new-credit-loan)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*