# FBT CardSmart

> Card management app for setting transaction controls and receiving security alerts. (iPhone/iPad app by First Bank and Trust.)

- Source: https://appshunter.io/ios/app/fbt-cardsmart/id1528030137 (this page in markdown: same URL + `.md`)
- Developer: [First Bank and Trust](https://appshunter.io/developer/536303183)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 6 App Store ratings
- Age rating: 4+
- Requires: iOS 10.3 · 104 MB
- Languages: English
- Released: 2020-10-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fbt-cardsmart/id1528030137/reviews.md

## What is FBT CardSmart?

CardSmart provides you the ability to protect your debit and credit cards by defining when, where and how your cards are used. Set preferences to manage and monitor your card transactions.
Alerts notify you when your card is used or a transaction is declined enabling you to stay informed of your card usage and to quickly detect unauthorized or fraudulent activity.
CardSmart's location-based controls and alerts use your smartphone's GPS to restrict transactions to merchants near your location or in regions using city, state, country or zip code on an interactive map.
Usage controls and alerts enable you to set spending limits to decline transactions above thresholds you define. Monitor activity by category such as gas stations and restaurants, and by type like in-store purchases, e-commerce transactions and ATM transactions.
CardSmart enables you to turn your card off and on. When “on”, transactions are allowed per your defined settings. When “off,” purchases or withdrawals are declined.

## Key features

- Define card usage by time, location, and method
- Set spending limits by category or transaction type
- Receive real-time transaction and decline alerts
- Enable/disable card functionality instantly
- Location-based transaction restrictions


## Frequently asked questions about FBT CardSmart

### How does FBT CardSmart protect my cards?

FBT CardSmart allows you to set specific rules for when, where, and how your cards can be used. You can define spending limits, restrict transactions to certain locations, and receive instant alerts for any activity, helping you quickly identify unauthorized use.

### Can I turn my card on and off with FBT CardSmart?

Yes, FBT CardSmart enables you to toggle your card's active status. When your card is 'on', transactions proceed according to your set preferences. When 'off', all purchases and withdrawals are declined.

### What kind of alerts does FBT CardSmart provide?

FBT CardSmart sends alerts for every card transaction and any declined transactions. This keeps you informed about your card's usage and helps you promptly detect any fraudulent activity.

### Does FBT CardSmart use my phone's location for security?

Yes, FBT CardSmart utilizes your smartphone's GPS for location-based controls and alerts. This feature can restrict transactions to merchants near your current location or within specified geographic regions.

### Can I set spending limits with FBT CardSmart?

Absolutely. FBT CardSmart allows you to set spending limits for transactions. You can monitor activity by category, such as gas stations or restaurants, and by transaction type, including in-store, e-commerce, and ATM withdrawals.

### What devices support FBT CardSmart?

FBT CardSmart is available for iPhone, iPad, and iPod devices, providing card security features across Apple's mobile ecosystem.

### How often is FBT CardSmart updated?

The latest version of FBT CardSmart is 3.9.2, which was last updated on February 22, 2021. While updates are not extremely frequent, the app has been stable since its release in October 2020.

### What is the user sentiment for FBT CardSmart?

FBT CardSmart has received overwhelmingly positive feedback, boasting a perfect 5.0-star rating from 6 user reviews. This indicates a high level of user satisfaction with its features and performance.

## Version history (last 1 release)

### 3.9.2 — 2021-02-22

We are continually releasing new updates to further improve the user experience. Please be sure to turn on automatic updates to get the most out of your app experience. 
 
In the latest release we’ve:
•	Updated the Add Card user experience
•	Addressed other minor code bugs

## Apps similar to FBT CardSmart

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*