# FCB Banks – Consumer

> Secure mobile banking app for FCB Banks customers with 24/7 account access. (iPhone/iPad app by FCB Banks.)

- Source: https://appshunter.io/ios/app/fcb-banks-consumer/id689527689 (this page in markdown: same URL + `.md`)
- Developer: [FCB Banks](https://appshunter.io/developer/689527692)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 2,717 App Store ratings · 45 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 113 MB
- Languages: American English
- Released: 2013-08-22
- Data updated: 2026-09-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fcb-banks-consumer/id689527689/reviews.md

## What is FCB Banks?

Available to customers of FCB Banks, enrolled in Online Banking. Mobile Banking is a free mobile banking app that provides secure, 24/7 account access.
With Mobile Banking you’ll be able to:

• Activate your debit card 
• Change your debit card PIN
• Check your account balances
• Make deposits (fees may apply)
• Open new accounts
• Pay bills
• Pay people through Zelle®
• Set account and security notifications
• Set debit card controls
• Set travel notifications for your debit card
• Turn On/Off your debit card
• Transfer money between your accounts
• View recent transactions
• View statements
• View checks
• View detailed debit card transaction data and spending insights
• Find ATMs and locations

*Message and data rates may apply

## Key features

- Debit card activation and PIN change
- Account balance checks
- Mobile deposits
- Bill and person payments (Zelle®)
- Account and security notifications
- Debit card controls and travel notifications
- Transaction history and spending insights

## What do users think of FCB Banks?

Overall sentiment: negative

**Pros**

- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 💡 Helpful customer service

**Cons**

- 🐛 Frequent login issues
- 🐛 Unreliable app functionality
- 🐛 Inconsistent mobile deposit
- 🔒 Lack of security features

**Commonly reported bugs**

- App crashes and freezes
- Face ID/Touch ID not working
- Inability to log in consistently

**Most requested features**

- Two-factor authentication
- Improved mobile deposit process
- Ability to authorize transactions
- Detailed transaction history

## Recent user reviews (10 of 45)

All indexed reviews: https://appshunter.io/ios/app/fcb-banks-consumer/id689527689/reviews.md

### 5/5 — 3Gs

*2026-08-27, version 25.2.100*

My family at FCB on Halls ferry Road are the best family members in the world. I love those guys well ladies.

### 1/5 — Stop asking me to rate your app all the time.

*2026-05-22, version 25.2.100*

It’s annoying when I’m trying to bank.

### 1/5 — App is complete garbage.

*2026-05-15, version 25.2.100*

App constantly logs me out for inactivity. Every month it logs me out and will no longer recognize my security settings. At this point I might as well go with a different bank that has a better IT department and app developer. When the app is working it’s constantly a day behind on transactions, so you can’t trust that your account balance is accurate.

### 1/5 — Not reliable.

*2026-05-01, version 25.2.100*

This app is absolutely terrible. It very rarely works and is always having issues. I have the i phone 17 pro max am operating off of IOS version 26.4.2. I have checked for an update and uninstalled the app. It’s absolutely crazy.

### 1/5 — Worst login

*2026-04-21, version 25.2.100*

I’ve never experienced a app where it’s so difficult to login. It’s so bad to the point where I want to go to a different bank.

### 3/5 — Regarding the app

*2026-03-20, version 25.2.100*

The bank is awesome, but the app sucks sometimes. Sometimes you can’t login and sometimes it randomly reset your Face ID.

### 5/5 — Awesome!

*2026-03-18, version 25.2.100*

Grrrrrrrrrrrreat!

### 1/5 — My dog writes better apps

*2025-11-30, version 25.1.31*

This app works about 50% of the time. When it does work, 50% of that time you have to retype your credentials to log in! I am often either locked out or the app freezes after face recognition to log in. 
Once you’re in, everything seems to work fine.
I would like the ability to authorize every charge coming through my account though. Maybe a “did you authorize this” notification. That would be nice and would reduce the amount of new debit cards every year 🙄

### 1/5 — awful.

*2025-09-16, version 25.1.31*

this is by far the worst app i've ever used. i truly hope whoever coded this nonsense is struck by a bus at 100 mph.

### 1/5 — App never works

*2025-08-10, version 24.2.60*

There are constant issues trying to login or transfer money to accounts. I’ve used this app for years and it hasn’t improved.

## Frequently asked questions about FCB Banks

### What can I do with the FCB Banks mobile banking app?

This app allows FCB Banks customers to securely access their accounts 24/7. You can check balances, make deposits, pay bills, transfer money, activate and control your debit card, and view transaction history and statements.

### Is the FCB Banks mobile banking app free to use?

Yes, the Mobile Banking app is a free mobile banking app provided by FCB Banks for its enrolled customers. However, message and data rates from your mobile carrier may apply.

### What features are available for debit card management?

The app offers comprehensive debit card controls, including activation, PIN changes, turning the card On/Off, setting travel notifications, and viewing detailed transaction data and spending insights.

### How can I pay people using the app?

You can pay people directly through the app using Zelle®. This allows for secure and convenient person-to-person payments.

### What are the compatibility requirements for this app?

The app is available to customers of FCB Banks who are enrolled in Online Banking. Specific operating system requirements for mobile devices are not detailed in the provided description.

## Version history (last 5 releases)

### 25.2.100 — 2026-03-04

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.31 — 2025-09-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-01-22

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-07-11

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by FCB Banks

- [FCB Banks - Business](https://appshunter.io/ios/app/fcb-banks-business/id6444294276)

All apps by FCB Banks: https://appshunter.io/developer/689527692

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*