# FCMB Mobile

> Mobile banking app for personal and business financial services. (iPhone/iPad app by First City Monument Bank.)

- Source: https://appshunter.io/ios/app/fcmb-mobile/id1444638628 (this page in markdown: same URL + `.md`)
- Developer: [First City Monument Bank](https://appshunter.io/developer/947847872)
- Category: Finance
- Price: Free
- Rating: 3.40/5 from 1,164 App Store ratings · 187 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 181 MB
- Languages: American English
- Released: 2018-12-04
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fcmb-mobile/id1444638628/reviews.md

## What is FCMB Mobile?

The "FCMB" App is all you need for all your personal and business financial services.

FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime!

For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.

## Key features

- Personal finance management
- Business finance management
- Account management
- Card management
- Real-time transactions
- Secure banking

## What do users think of FCMB Mobile?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly app
- 🚀 Seamless transactions
- 🔒 Secure banking experience
- 💡 Excellent app features
- 🤩 Great overall experience

**Cons**

- 🐛 Frequent app crashes
- 🔍 Difficult to search for banks
- 🕰️ Slow transaction processing
- 🤔 Inconsistent performance
- 💤 Lack of dark mode option

**Commonly reported bugs**

- Unable to login consistently
- Transactions failing without explanation
- Incorrect account balance display
- Debit card issues and delays
- Compatibility problems with newer devices

**Most requested features**

- Add search functionality for banks
- Implement dark mode option
- Improve transaction history visibility
- Enhance customer support channels
- Streamline account management features

## Recent user reviews (10 of 187)

All indexed reviews: https://appshunter.io/ios/app/fcmb-mobile/id1444638628/reviews.md

### 1/5 — Poor network and poor service

*2026-07-09, version 2.0.3*

This app network is very poor I won’t advice anyone to bank with Fcmb … because it can be very frustrating for you to used

### 5/5 — The Best

*2026-06-24, version 2.0.2*

10/10

### 1/5 — The worst bank in Nigeria

*2026-06-22, version 2.0.2*

Horrific. Avoid at all costs!!

### 5/5 — Upgrade update

*2026-06-18, version 2.0.2*

Nice one! Well done!  FCMB the app is now becoming interesting and efficient for users like me, that other banks network success rate and u see the that rewards for every money that comes into your account☺️😋Good job👍🥂

### 5/5 — dark mode

*2026-06-02, version 2.0.1*

only one request, please give us dark mode. please

### 1/5 — Important Notice

*2026-05-26, version 2.0.1*

I wonder why it has to ask for OTP after putting my pin even when I didn't uninstall it ..now I lost my sim can't make transfers and don't even have a token!

### 3/5 — Technical issues sometimes while making payments

*2026-05-18, version 2.0.1*

Kindly work to fix this issues as soon as possible because he just embarrassed me today whenever you are having technical issues doing any maintenance whatever kindly do to inform customers on time via email or phone number thank you

### 5/5 — Review

*2026-05-08, version 2.0.0*

FCMB offers seamless transaction and loan services it a great financial institution to use

### 4/5 — Best among all my other bank

*2026-05-08, version 2.0.0*

Fcmb has one of the best customer services. Words can’t express how happy I am with the services and the app.
I removed a star because FCMB process of getting you verified is the hardest and more costlier when you are abroad. I had to go through post office to get all my identification verified and stamped which was ridiculous, as it can be proven on WhatsApp video call, zoom or any other means other than going through post office and still coming back to same video verification.
Well, I guess it’s for extra security but still ridiculous.
Overall, I love my FCMB, my app has never stopped working ever since unlike other banks.

### 1/5 — You can’t redeem your reward points through the app

*2026-04-19, version 1.9.9*

My reward points are expiring today but I can’t redeem it because the customer service said the reward redemption is not activated yet. This is so unbelievable. Why did you roll out an unfinished program?

## Frequently asked questions about FCMB Mobile

### What does the FCMB Mobile app do?

The FCMB Mobile app provides comprehensive personal and business financial services. It allows users to manage their FCMB accounts and cards in real-time, offering a fast, convenient, and secure banking experience.

### What are the key features of the FCMB Mobile app?

Key features include real-time management of personal and business accounts, as well as card management. The app is designed with a simple layout for easy navigation and prioritizes security.

### Is the FCMB Mobile app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is the FCMB Mobile app designed for?

This app is intended for FCMB customers who need to manage their personal and business financial services on the go. It's suitable for anyone seeking convenient and secure access to their accounts and cards.

### How can I get help or more information about the app?

For further inquiries, you can contact the FCMB call centre at 01-2798800 or 07003290000. Alternatively, you can send an email to customerservice@fcmb.com.

## Version history (last 5 releases)

### 2.0.4 — 2026-08-09

Digital Salary Plus Loan: Eligible customers can now access salary-backed loans of up to ₦1,000,000 instantly via the app—no paperwork, guarantors, or branch visits.
General bug fixes and performance improvements.

### 2.0.3 — 2026-07-02

CBN operational guidelines 
Mobile app enhancement 
Display phone number as account number 
Additional account features .etc.

### 2.0.2 — 2026-06-08

Enhanced Tier Upgrade process through Digital AVR integration with OKHI.
Added CHI Limited Collections support for improved payment processing.
General bug fixes and performance improvements.

### 2.0.1 — 2026-05-09

Bug Fixes and Performance Enhancement

### 2.0.0 — 2026-04-28

Bug Fixes and App Improvement

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## More apps by First City Monument Bank

- [FCMBOnlineToken vs2](https://appshunter.io/ios/app/fcmbonlinetoken-vs2/id1446731478)
- [Business Zone](https://appshunter.io/ios/app/business-zone/id6443907141)
- [FCMB Staff Token](https://appshunter.io/ios/app/fcmb-staff-token/id6498927904)
- [FCMB Easy Agent](https://appshunter.io/ios/app/fcmb-easy-agent/id6608983724)

All apps by First City Monument Bank: https://appshunter.io/developer/947847872

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*