# FedFinancial FCU — user reviews

> 8 indexed App Store user reviews of FedFinancial FCU by FED FINANCIAL, rated 4.80/5 from 297 ratings.

- Source: https://appshunter.io/ios/app/fedfinancial-fcu/id6443626486/reviews
- App overview in markdown: https://appshunter.io/ios/app/fedfinancial-fcu/id6443626486.md
- Rating breakdown: 5★ 263 · 4★ 22 · 3★ 6 · 2★ 1 · 1★ 5

## Most critical reviews (8 lowest-rated)

### 1/5 — Not User friendly

*2024-12-10*

Make every online banking process complicated with many unnecessary steps.  With unclear directions and frustrating guidance from customer service.

### 1/5 — Payment Bills

*2022-12-19*

There is not instructions

### 3/5 — Zelle

*2026-01-06*

This bank needs Zelle

### 4/5 — Transfers Immediately

*2026-06-15*

Let’s see of the above transfer is immediate. Please advise ASAP. 
Thanks

### 5/5 — Amend my previous rating of transaction history.

*2026-03-20*

I figured out how to view recent transactions and it only took a little more navigating from my end. I was able to view and remove duplicate transaction.

### 5/5 — Trustworthy

*2026-01-22*

This is a Credit Union one can TRUST. This review is based on my 23 years experience.

### 5/5 — Great app!

*2026-01-05*

Very user friendly and easy to navigate

### 5/5 — Clunky and difficult

*2025-01-03*

The bank holds deposits for 3 days, and I am not able to use outside sources to pay my linked bills (loan payments).
Doesn’t use Zelle which I need.
As a result every month I’m calculating how many days ahead I have to make mobile deposits in order to cover loan payments and transferring money out to institutions that have Zelle. I hate it.
Only reason I keep this account is I have to because of my mortgage requirement.
Not the best institution and definitely not the best website.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*