# Fendu — Paycheck Allocation Planner

> Paycheck Allocation Planner (iPhone/iPad app by Jordan Bardwell.)

- Source: https://appshunter.io/ios/app/fendu/id6761671193 (this page in markdown: same URL + `.md`)
- Developer: [Jordan Bardwell](https://appshunter.io/developer/1890767207)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 14 MB
- Languages: American English
- Released: 2026-06-04
- Data updated: 2026-10-31

## What is Fendu?

Most money apps tell you where your money went. Fendu helps you decide where your take-home pay is going before it leaves your account.

Start with each paycheck. Allocate money to bills, credit cards, savings, checking accounts, and everyday spending before payday turns into guesswork. Fendu shows what is already spoken for, what still needs a plan, and what is actually safe to spend.

Plan your paycheck before you spend it.
Set your take-home pay, pay schedule, deposit accounts, and recurring bills. Fendu turns every paycheck into a clear allocation plan.

Put bills on the right paycheck.
Assign rent, subscriptions, loans, utilities, credit card payments, and other recurring bills to the paycheck that should cover them. Move a bill for one pay period when cash flow changes.

Split income across accounts.
Plan fixed deposits into checking, savings, or other accounts, then send the remainder where it belongs.

Track actual spending against the plan.
Log purchases, transfers, and refunds as they happen. Fendu updates your remaining amount so you can see whether the paycheck is still on track.

See where every dollar is going.
Flow view shows how each paycheck is allocated across bills, accounts, categories, and spending.

Stay ahead without extra noise.
Optional local notifications can remind you when payday arrives, when bills are coming up, or when most of a paycheck has already been used. Widgets and Live Activities keep your remaining balance close.

Private by design.
Your data stays on your device and syncs through your iCloud. No third-party finance server is required.

Fendu is for anyone who thinks in paychecks: people replacing a budgeting spreadsheet, managing bills between paydays, or trying to stop wondering, "Can I actually spend this?"

— FENDU PRO —

Fendu is free to use with up to 1 checking account, 1 savings account, 1 credit card, and 2 recurring bills. Fendu Pro is an optional auto-renewing subscription that unlocks:

• Unlimited recurring bills
• Unlimited credit cards
• Unlimited deposit accounts
• Paycheck splits across more than two accounts
• Income tracking (side gigs, extra income, refunds beyond the basics)
• 7-day free trial on first subscription

Pricing:
• Monthly: $3.99 per month
• Yearly: $29.99 per year (save 37%)

Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel anytime in your App Store account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://fendu.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Fendu Pro | $3.99 | per month |
| Fendu Pro | $29.99 | per year |


## Is Fendu safe?

Not enough ratings yet to assess Fendu.

## Is Fendu legit?

Fendu has limited verification signals. The AppsHunter Legitimacy Score for Fendu is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 3.1.1 — 2026-10-03

Minor bug fixes

### 3.1 — 2026-09-28

• New app icon.
• All-new setup that shows your Home number before you finish, including your checking balance and paycheck split.
• Refreshed paycheck picker, What-if, bill editing and settings.
• Better support for large text, plus bug fixes.

### 3.0.1 — 2026-09-26

Updating your balance now clears out old bills you never marked paid, so "Left until payday" matches your bank again. If your number looked wrong, just update your balance once.

### 3 — 2026-09-25

A fresh new look, and smarter paycheck planning.

YOUR REAL CHECKING BALANCE
• Enter what's in your checking account and Fendu shows what's left until your next payday, after bills are set aside and your spending is taken out.
• Tap the number to see the full breakdown: your balance, paychecks received, spending, and bills set aside.
• Tap Update balance every few days to keep it accurate. Fendu never connects to your bank.
• Record each paycheck when it arrives, and your balance updates automatically.

NEW LOOK
• Home, Plan and Flow have been redesigned to feel cleaner and more at home on iOS.
• Your number for this paycheck is easier to read, with a clear "Bills covered" check and a countdown to payday.
• Adding a transaction or a bill is simpler: clearer steps, fewer taps, and a preview of how it affects what you have left.

PAYCHECK CAME EARLY? FENDU KNOWS
• Record a paycheck up to three days before payday, and Fendu starts that paycheck right away.
• Paying a bill ahead of time now comes out of the paycheck it belongs to, not what you have left right now.

NEW TO FENDU? WE'LL SHOW YOU AROUND
• A short intro explains how Fendu works in four cards.
• A quick guided tour points out the key parts of the app.
• Tap ? anytime to replay the tour or the intro.

ALSO NEW
• Choose Light, Dark or System appearance in Profile.
• Edit a future paycheck's amount from the same screen as your current one.
• Clearer confirmations before deleting or discarding anything.
• Restore Purchases now tells you whether it worked.
• Plus many smaller fixes and polish.

### 2.3 — 2026-09-13

- A cleaner Home screen with your account breakdown beneath Available to Spend.
- Easier search and streamlined paycheck activity.
- Plan ahead with six upcoming pay periods and complete date ranges.
- Bill schedule changes now preserve past and closed paychecks.
- New Start Fresh option clears recorded activity while keeping your accounts, planned bills, and paycheck setup.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*