# FERS+CSRS Calculator -FedPay — Retirement payment 2026 calc > U.S. federal employee retirement and financial planning calculator. (iPhone/iPad app by Hugo Andrada.) - Source: https://appshunter.io/ios/app/fers-plus-csrs-calculator-fedpay/id6774540721 (this page in markdown: same URL + `.md`) - Developer: [Hugo Andrada](https://appshunter.io/developer/1872157882) - Category: Finance, Productivity - Price: $4.99 - Rating: 4.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 17 · 1 MB - Languages: American English - Released: 2026-06-04 - Data updated: 2026-08-21 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/fers-plus-csrs-calculator-fedpay/id6774540721/reviews.md ## What is FERS+CSRS Calculator? Built exclusively for U.S. federal employees, FedRetire calculates your complete retirement picture — pension, TSP, Social Security, FERS Supplement, and true net take-home pay after taxes and health costs. Everything runs 100% on your device. No account needed. No internet connection required. Your data never leaves your phone. COMPLETE FERS & CSRS SUPPORT Full support for FERS, CSRS, CSRS Offset, and FERS Transfer employees. All special provision categories included: Law Enforcement Officers (LEO), Firefighters (FF), Air Traffic Controllers (ATC), and Customs & Border Protection Officers (CBPO) — with the correct 1.7% multiplier and mandatory retirement age rules. PENSION CALCULATOR Calculates your exact pension using your High-3 salary, years of service, and the correct formula for your system and category. Includes sick leave credit, military buyback cost and break-even analysis, survivor benefit elections, and COLA projections from retirement through life expectancy. FERS ANNUITY SUPPLEMENT Automatically calculates your Special Retirement Supplement if you retire before 62 under an immediate annuity. Shows the earnings test limit, estimated lifetime value, and exactly when it ends — regardless of when you claim Social Security. TSP PROJECTIONS Projects your Thrift Savings Plan balance to retirement using your current balance, contributions, and growth assumptions. Includes year-by-year withdrawal modeling, RMD tracking starting at age 73, and depletion age analysis so you always know when funds run out. SOCIAL SECURITY ANALYSIS Compare claiming at ages 62, 67, and 70 with cumulative lifetime benefit analysis. Full WEP (Windfall Elimination Provision) support for CSRS employees with Social Security coverage. TAXES & NET INCOME Federal income tax calculated using current IRS brackets for your filing status. State-specific rules for all 50 states and DC — including pension exemptions, Social Security taxation, and no-income-tax states. See your true net monthly income after every deduction. HEALTH COST PROJECTIONS FEHB premium projections with annual growth through retirement. Medicare Part B, Part D, and Medigap cost planning. Automatic reminder when Medicare enrollment is approaching to help you avoid costly late enrollment penalties. YEAR-BY-YEAR TIMELINE See every income source from retirement day through life expectancy. Key milestones highlighted automatically: FERS Supplement ending, Social Security beginning, Medicare eligibility at 65, TSP Required Minimum Distributions at 73, and TSP depletion. Tap any year to expand the full detail. MULTIPLE PROFILES Create separate profiles for you and your spouse, or model different retirement scenarios side by side. Switch between profiles instantly. Each profile is saved privately on your device — nothing is shared or synced. COMPARE SCENARIOS Side-by-side comparison of two retirement years. See the exact difference in pension, net income, and TSP balance between retiring now vs. working two more years — so you can make your decision with complete information. PDF EXPORT Generate a detailed retirement report and share it with your financial advisor, HR office, or family. Includes pension calculation, TSP projection, Social Security analysis, tax breakdown, and full timeline — generated entirely on your device. YOUR PRIVACY IS ABSOLUTE FedRetire uses data published by OPM, IRS, SSA, and CMS — all stored locally in the app. No account required. No internet connection needed. No personal information, financial data, or retirement details are ever transmitted to any server. Your data never leaves your phone. The developer is not affiliated with the U.S. federal government, OPM, SSA, TSP, or any federal agency. ## Key features - Pension, TSP, and Social Security projections - FERS Annuity Supplement calculation - Tax and health cost projections - Year-by-year retirement timeline - Multiple retirement scenario comparison - Offline and on-device data processing ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/fers-plus-csrs-calculator-fedpay/id6774540721/reviews.md ### 4/5 — Great tool *2026-08-03* Great tool for estimating your FERS retirement benefits, along with SS and TSP. Any chance on adding something that will let you manually adjust your estimated federal taxes (i.e., 22%, 24%,etc)? The federal tax calculation that shows for me in the app is fairly low; more like 10%. ## Frequently asked questions about FERS+CSRS Calculator ### What is FERS+CSRS Calculator? FERS+CSRS Calculator is a tool designed to help U.S. federal employees estimate their retirement income from pensions, Thrift Savings Plan (TSP), and Social Security. It also projects taxes and health costs to show net take-home pay. ### How much does FERS+CSRS Calculator cost? FERS+CSRS Calculator is a paid application, priced at $4.99. This one-time purchase provides access to all its retirement planning features. ### Does FERS+CSRS Calculator have ads? No, FERS+CSRS Calculator is ad-free. The application does not contain advertisements, ensuring an uninterrupted user experience. ### Is FERS+CSRS Calculator secure? Yes, FERS+CSRS Calculator prioritizes security by running 100% on your device. Your data is never shared or synced, and no internet connection or account is required. ### What retirement systems does FERS+CSRS Calculator support? The calculator fully supports FERS, CSRS, CSRS Offset, and FERS Transfer employees. It also includes specific calculations for special provision categories like Law Enforcement Officers (LEO) and Firefighters (FF). ### Can I compare different retirement dates with FERS+CSRS Calculator? Yes, you can create multiple profiles and compare different retirement scenarios side-by-side. This allows you to see the exact differences in pension, net income, and TSP balance between various retirement years. ### How often is FERS+CSRS Calculator updated? The latest version of FERS+CSRS Calculator is 1.2, which was last updated on June 5, 2026. Updates typically include refinements to calculations and support for any changes in federal retirement regulations. ### What devices is FERS+CSRS Calculator available on? Currently, FERS+CSRS Calculator is available for iPhone devices. Future platform expansions may be considered based on user demand. ## Version history (last 2 releases) ### 1.2 — 2026-06-05 UI improvements and bug fixes. ### 1.1 — 2026-06-04 No release notes. ## More apps by Hugo Andrada - [Militar Pay Calculator](https://appshunter.io/ios/app/militar-pay-calculator/id6768817112) - [Military PCS Pay](https://appshunter.io/ios/app/military-pcs-pay/id6770586266) - [Military Deployment Pay](https://appshunter.io/ios/app/military-deployment-pay/id6771225515) - [ShiftPay: OT Pay Calculator](https://appshunter.io/ios/app/shiftpay-ot-pay-calculator/id6772054193) - [GS Salary: Federal Pay Calc](https://appshunter.io/ios/app/gs-salary-federal-pay-calc/id6773004540) - [Klar: Gehaltsrechner 2026](https://appshunter.io/ios/app/klar-gehaltsrechner-2026/id6773028894) All apps by Hugo Andrada: https://appshunter.io/developer/1872157882 ## Related topics [fers calculator](https://appshunter.io/ios/topics/fers-calculator) · [military retirement calculator](https://appshunter.io/ios/topics/military-retirement-calculator) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*