# FIBO - Cash & Finance Wallet — Loan, Credit, Money. Currency

> Digital wallet and credit card for managing money with 0% interest up to 45 days. (iPhone/iPad app by Fibo Fintech Limited.)

- Source: https://appshunter.io/ios/app/fibo-cash-and-finance-wallet/id6446947894 (this page in markdown: same URL + `.md`)
- Developer: [Fibo Fintech Limited](https://appshunter.io/developer/1679793722)
- Category: Finance, Business
- Price: Free
- Rating: 2.70/5 from 7 App Store ratings
- Age rating: 17+
- Requires: iOS 14.0 · 181 MB
- Languages: American English, Azerbaijani, Russian
- Released: 2023-05-14
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fibo-cash-and-finance-wallet/id6446947894/reviews.md

## What is FIBO?

With Fibo, you can now forget everything you know about loans and finance apps. Get a Fibo Mastercard that gives you access to 0% interest for up to 45 days without restrictions on how you spend.

Zero interest for up to 45 days
- Receive a free Fibo Mastercard with a credit limit of up to ₦ 1 000 000
- Pay 0% interest on any amount during your up to 45-day grace period
- Card issuance – free, card delivery – free, annual fee – also free

Transparent about your finances always
- No hidden fees or fine prints
- Apply for your Fibo Mastercard via the app. No queues, no stories
- No paperwork required, access a Fibo credit card from anywhere

Simple features, tailored for you
- One card for all your needs even when you run out of your personal funds
- Block and unblock your card in real-time
- Automatically set your transaction limits
- Shake-to-Pay to send money to other Fibo customers. It’s faster and fun!

Quick support from experts
No bots or bugs. Get immediate help from real and experienced professionals anytime, anywhere via calls or on your favorite messaging platforms, including Facebook, Instagram, WhatsApp, Twitter, Telegram, and so on.  

© 2023 Fintech Farm Ltd (Company No.13278476). All rights reserved.

For more information about which Fibo entity you receive service from, please check our Terms and Conditions.

Financial services are offered by Fibo (Victoria Island) Cooperative Multipurpose Society Limited (LSC 17952), a cooperative society registered under Section 6 of the Cooperative Societies Law, 2015. Credit services are offered by Fibo Fintech Limited (RC 1840160), licensed under section 5(2) of the Money Lenders Law and located at 10 Olubunmi Owa Street, Lekki Phase 1, Lekki, Lagos.

## Key features

- 0% interest for up to 45 days
- Free Fibo Mastercard with credit limit
- No hidden fees or paperwork
- Real-time card blocking/unblocking
- Shake-to-Pay money transfer
- Quick expert support


## Frequently asked questions about FIBO

### What is the interest rate on the Fibo Mastercard?

The Fibo Mastercard offers 0% interest for up to 45 days on any amount. After the grace period, standard interest rates may apply, though specific details are not provided in the app description.

### How much credit can I get with the Fibo Mastercard?

You can receive a Fibo Mastercard with a credit limit of up to ₦ 1,000,000. The exact limit assigned will depend on the application and Fibo's internal assessment.

### Are there any fees associated with the Fibo Mastercard?

Card issuance, delivery, and annual fees are all free. The app emphasizes transparency with no hidden fees or fine print.

### How do I apply for a Fibo Mastercard?

You can apply for your Fibo Mastercard directly through the app. The process requires no queues or paperwork, allowing you to apply from anywhere.

### What security features does Fibo offer?

Fibo allows you to block and unblock your card in real-time through the app. You can also automatically set your transaction limits for added control.

### How can I contact Fibo support?

Fibo offers quick support from experienced professionals via calls or messaging platforms including Facebook, Instagram, WhatsApp, Twitter, and Telegram. They state there are no bots or bugs in their support system.

### Is Fibo available on Android devices?

The provided data indicates Fibo is supported on iPhone and iPod. Information regarding Android compatibility is not available in this data set.

### When was Fibo last updated?

Fibo was last updated on July 10, 2023, with version 1.40.9. The app was initially released on May 14, 2023.

## Version history (last 5 releases)

### 1.40.9 — 2023-07-10

Fast, fan and free transfers:
have you checked reactions for p2p? Give a like to your inbound payments and sender will be notified that you got the money
don’t tell us you haven’t tried the shake to pay feature yet. Just shake your phone : )

### 1.40.8 — 2023-07-06

Fast, fan and free transfers:
have you checked reactions for p2p? Give a like to your inbound payments and sender will be notified that you got the money
don’t tell us you haven’t tried the shake to pay feature yet. Just shake your phone : )

### 1.39.9 — 2023-06-22

Fast, fan and free transfers:
have you checked reactions for p2p? Give a like to your inbound payments and sender will be notified that you got the money
don’t tell us you haven’t tried the shake to pay feature yet. Just shake your phone : )

### 1.38.8 — 2023-06-06

Fast, fan and free transfers:
have you checked reactions for p2p? Give a like to your inbound payments and sender will be notified that you got the money
don’t tell us you haven’t tried the shake to pay feature yet. Just shake your phone : )

### 1.37.13 — 2023-06-01

Fast, fan and free transfers:
have you checked reactions for p2p? Give a like to your inbound payments and sender will be notified that you got the money
don’t tell us you haven’t tried the shake to pay feature yet. Just shake your phone : )

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*