# Fidelity Bloom® — Save money. Earn rewards.

> Financial account management for existing Fidelity Bloom users. (iPhone/iPad app by Fidelity Investments.)

- Source: https://appshunter.io/ios/app/fidelity-bloom/id1560669537 (this page in markdown: same URL + `.md`)
- Developer: [Fidelity Investments](https://appshunter.io/developer/348177456)
- Category: Finance, Business
- Price: Free
- Rating: 4.77/5 from 2,326 App Store ratings · 58 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 421 MB
- Languages: English
- Released: 2022-06-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fidelity-bloom/id1560669537/reviews.md

## What is Fidelity Bloom®?

Existing Fidelity Bloom® customers may download and continue using the app. New customers may visit Fidelity.com or download the Fidelity® mobile app as enrollment for Fidelity Bloom has ended. University customers can download the app through the QR code supplied by their institution.


Fidelity Bloom accounts are brokerage accounts covered by SIPC insurance. They are not bank accounts and therefore are not covered by FDIC insurance.


The Fidelity Bloom app is free to download. Fees associated with your account positions or transacting in your account apply.


Images contained in the screenshots are for illustrative purposes only.


The trademarks and service marks appearing herein are the property of their respective owners.


Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 
 
1028955.33.0

## Key features

- Account management
- Savings tools
- Rewards earning
- Investment tracking
- Brokerage account access

## What do users think of Fidelity Bloom®?

Overall sentiment: mixed

**Pros**

- 🚀 Great financial tool
- 👍 Helps create better spending habits
- 👍 Clean and simple interface
- 💡 Rewards for saving and spending

**Cons**

- 🐛 Glitchy app with bugs
- ⏱️ Slow fund transfers and settlement
- 🔒 Security and identity verification issues
- 🤔 Confusing account types and features

**Commonly reported bugs**

- Round-up feature not working
- Face ID/login issues
- Debit card declines and maintenance problems
- Promotional bonuses not being awarded

**Most requested features**

- Ability to add spouse/family members
- Biweekly automatic transfers
- Cash deposit option
- Zelle integration
- Customizable savings envelopes

## Recent user reviews (10 of 58)

All indexed reviews: https://appshunter.io/ios/app/fidelity-bloom/id1560669537/reviews.md

### 4/5 — Great Financial Tool - Hope it Lasts

*2024-06-05*

I have enjoyed using Fidelity Blool since it was introduced. It has helped me create better spending habits and separate my spending, savings, and cash management accounts.

The recent change in the icon is a bit strange. They have recently removed some Bloom features, too. The app might be heading for a merge with the Fidelity app at some point. 

The new icon feels forced and looks awkward. Please bring back the original. It also helps differentiate between the other Fidelity apps.

### 3/5 — Fix Round Up

*2024-05-08*

I’m looking for work as a Software Engineer and I’m tired of seeing the “Someone forgot to water this page” on round ups. I can’t change my roundup configuration. Hire me and I’ll do it myself. I will water the page. Otherwise good app. Also why can’t we change light vs. dark mode without changing the system settings. Very basic things need some fixing here.

**Developer response:** Hi Chachi 10, thank you for letting us know. Please email us at Bloom.Fidelity@Fidelity.com with the details of what happened. We’ll work to make things right. -The Fidelity Bloom Team

### 3/5 — Fix Round Up

*2024-05-06*

I’m looking for work as a Software Engineer and I’m tired of seeing the “Someone forgot to water this page” on round ups. I can’t change my roundup configuration. Hire me and I’ll do it myself. I will water the page. Otherwise good app.

### 1/5 — Same problems not fixed

*2024-02-23*

I see the same problem mentioned in reviews and it is still not fixed. I want to make more than one transfer in a month. I try to link my bank account to make a transfer. All my Fidelity accounts except the Bloom accounts show up. Called customer service and they were unable to provide a solution.

**Developer response:** Hi 00LuvThisAp00, thank you for sharing your feedback. Fidelity Bloom is always trying to grow to work for you. Our team is working through enhancements to improve the experience. In the meantime, keep an eye out for updates. - The Fidelity Bloom Team

### 1/5 — Same problems not fixed

*2024-02-17*

I see the same problem mentioned in reviews and it is still not fixed. I want to make more than one transfer in a month. I try to link my bank account to make a transfer. All my Fidelity accounts except the Bloom accounts show up. Called customer service and they were unable to provide a solution.

**Developer response:** Hi 00LuvThisAp00, thank you for sharing your feedback. Fidelity Bloom is always trying to grow to work for you. Our team is working through enhancements to improve the experience. In the meantime, keep an eye out for updates. - The Fidelity Bloom Team

### 3/5 — Overall good but Glitchy

*2024-01-04*

I like the concept, but my spend account is having the money withdrawn from it without actually showing the activity on the debit card. It only shows the interest earned with none of the spending activity even with no filters applied.

**Developer response:** Dear abgamecout, Thanks so much for your feedback on debit card activity. We’d be happy to share this suggestion with our product developers for consideration in the future. We appreciate you giving Fidelity Bloom a chance! -Fidelity Bloom

### 3/5 — Overall good but Glitchy

*2023-12-23*

I like the concept, but my spend account is having the money withdrawn from it without actually showing the activity on the debit card. It only shows the interest earned with non of the spending activity even with no filters applied.

**Developer response:** Dear abgamecout, Thanks so much for your feedback on debit card activity. We’d be happy to share this suggestion with our product developers for consideration in the future. We appreciate you giving Fidelity Bloom a chance! -Fidelity Bloom

### 1/5 — Scammed out promo bonus

*2023-12-13*

Did a promotion to get people to download the app. I met all requirements and was reassured by 3 agents I would be getting my money. 1 month later I ask to see what’s the ETA on the promotional balance and sure enough I suddenly didn’t qualify and won’t receive the bonus. Well played.

**Developer response:** Hi OhYou'reMad,

We hear your frustrations around the promotional bonus and the information you had received from customer service associates. We’d like to investigate this for you—do you mind reaching out to bloom.fidelity@fidelity.com and referencing this review? Thank you for your feedback and hope to hear from you soon!
-Fidelity Bloom

### 1/5 — Never got my deposit bonus

*2023-12-09*

Wouldn’t recommend called customer service over 5 times about my deposit bonus they all kept telling me it would be coming soon now after 6 months I realized they’re juss aren’t going to actually do it , card was also getting declined everywhere I tried it even with money I my account its lots of other banks I would keep looking

**Developer response:** Hi Tiyy11 , We hear your frustrations around the promotional bonus and the information you had received from customer service associates. We’d like to investigate this for you—do you mind reaching out to bloom.fidelity@fidelity.com and referencing this review? Thank you for your feedback and hope to hear from you soon! -Fidelity Bloom

### 1/5 — Bonus?

*2023-12-06*

I opened this account last week and deposited $50 and waiting for the $100 bonus to hit. $5 was deposited. How long does it take for the bonus to go through? I'm a fidelity customer and have been pleased with their services so far. Not sure about this app/service though. I'll update my review if/when the full bonus hits.

**Developer response:** Hi there, Thanks so much for reaching out about your bonus. We’re excited that you’re trying different Fidelity products and hope you enjoy Fidelity Bloom. You will need to keep your $50 deposit in your account for at least seven days, and you should be credited within 10 calendar days. This total time is about 17 days from your initial funding. We’d be happy to look into this further with you if you have more questions—you can reach us at bloom.fidelity@fidelity.com. Thank you again and we hope this helps! -Fidelity Bloom

## Frequently asked questions about Fidelity Bloom®

### What is Fidelity Bloom?

Fidelity Bloom accounts are brokerage accounts covered by SIPC insurance, designed for saving money and earning rewards. They are not bank accounts and are therefore not covered by FDIC insurance.

### How do I use Fidelity Bloom?

Existing Fidelity Bloom customers can download and continue using the app. New customers are directed to visit Fidelity.com or download the main Fidelity® mobile app, as enrollment for Fidelity Bloom has ended. University customers can access the app via a QR code from their institution.

### Is Fidelity Bloom free to use?

The Fidelity Bloom app is free to download. However, fees associated with your account positions or transacting within your account may still apply.

### What kind of accounts does Fidelity Bloom offer?

Fidelity Bloom accounts are brokerage accounts. These accounts are covered by SIPC insurance, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash).

### Can I use Fidelity Bloom if I'm a new Fidelity customer?

No, new customers cannot enroll in Fidelity Bloom. You should visit Fidelity.com or download the main Fidelity® mobile app to open new accounts and manage your finances.

## Version history (last 5 releases)

### 1.33 — 2025-06-07

Bug fixes and enhancements

### 1.32 — 2025-05-28

Bug fixes and enhancements

### 1.31 — 2025-03-21

Bug fixes and enhancements

### 1.30 — 2025-03-14

Bug fixes and enhancements

### 1.29 — 2025-01-28

Bug fixes and enhancements

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## More apps by Fidelity Investments

- [Fidelity Investments](https://appshunter.io/ios/app/fidelity-investments/id348177453)
- [Fidelity Charitable](https://appshunter.io/ios/app/fidelity-charitable/id552407907)
- [NetBenefits](https://appshunter.io/ios/app/netbenefits/id640179084)
- [Fidelity Spire®: Save + Invest](https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415)
- [Fidelity Health®](https://appshunter.io/ios/app/fidelity-health/id1508025073)

All apps by Fidelity Investments: https://appshunter.io/developer/348177456

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*