# Fidelity Spire®: Save + Invest > Goal-based app for planning, saving, and investing with account linking and trading. (iPhone/iPad app by Fidelity Investments.) - Source: https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415 (this page in markdown: same URL + `.md`) - Developer: [Fidelity Investments](https://appshunter.io/developer/348177456) - Category: Finance, Business - Price: Free - Rating: 3.42/5 from 304 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 14.1 · 180 MB - Languages: English - Released: 2020-04-09 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415/reviews.md ## What is Fidelity Spire®? Fidelity Spire® is a free, goal-based app designed to help you plan, save, and invest smarter. Selected as one of the “Apps that we love” by Apple!   Set your goals and track progress • Track your progress by linking Fidelity and non-Fidelity accounts to your goal’s timeline  • Don’t worry about knowing what kind of account to stash your money in—we’ll help you explore options to help you save and invest   It’s easy to open an account right from the app • Whether you want to invest on your own or want us to do it for you, Fidelity has a range of accounts for you to choose from. Fees vary based on your investing decisions. • You can conveniently open these accounts right from the app: o The Fidelity® Cash Management Account o The Fidelity Account® o Fidelity Go® o Traditional, Roth and Rollover IRAs   Transactions  • Make payments and manage your bills with Bill Pay • Trade directly from the app to buy or sell stocks, mutual funds, and ETFs. Now, you can create a watchlist to keep an eye on your favorite stocks, mutual funds, and ETFs. • Transfer money in, out, and between your Fidelity accounts and outside bank accounts – now you can schedule automatic monthly transfers from your bank to Fidelity accounts • Deposit a check into your Fidelity accounts directly from the app • Pay Venmo® or PayPal® contacts directly in the app   Improve your financial wellness • Our spare cash calculator helps you see whether you’re spending more money than you bring in, or if you’ve got spare cash in your monthly budget • See what you can do to help your financial wellness, by deciding where to put any spare cash or learning strategies to live within your means Don’t pick—prioritize • The decision tool helps you see the impact of putting money toward one goal versus another to help you make smart decisions   Find simplified financial education  • We’ll help you grow your financial smarts along the way, with guidance that’s specific to your goals and interests • The trade hub is your guide to trading with how-to’s and educational content   Full financial picture • Bring your non-Fidelity account balances into the app and keep track of everything in one place. You can link these outside accounts using Fidelity’s Full View®, powered by eMoney Advisor, LLC.    Ask the Virtual Assistant (VA) • Tap to connect with the VA for support when you need it – now voice enabled   Investing involves risk, including risk of loss.   The Fidelity Cash Management Account is a brokerage account designed for spending and cash management. It is not intended to serve as your main account for securities trading. Customers interested in securities trading should consider a Fidelity Account®.   Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC.   Full View® is an account aggregation service subject to its own Terms of Service, Privacy Policy and Security Policy. Review carefully prior to use.   Workplace savings account functionality is limited to viewing account information only.   Fidelity Spire® app is free to download. Accounts made available in the app may be subject to fees. Venmo, PayPal, and Fidelity Investments are independent entities and are not legally affiliated. We care what you think. With your help, we’re able to constantly improve our Fidelity Mobile® apps to address the concerns you bring to our attention. All the feedback you provide is valuable to us—we read and consider every comment we receive.   The trademarks and service marks appearing herein are the property of their respective owners. Fidelity Brokerage Services LLC, Member NYSE, SIPC. 921149.28.0 ## Key features - Goal setting and progress tracking - Link Fidelity and non-Fidelity accounts - Explore savings and investment account options - Bill Pay and transaction management - Stock, mutual fund, and ETF trading - Financial wellness tools and education - Virtual Assistant support ## What do users think of Fidelity Spire®? Overall sentiment: mixed **Pros** - 👍 Clean, modern, intuitive user interface - 🎯 Goals-based financial planning features - 📱 Mobile-friendly design compared to main app - 🔗 Ability to link external accounts - 📚 Educational resources and learning tools - 💼 Seamless integration with Fidelity accounts - ⚡ Faster and simpler than legacy Fidelity app - 🎨 Aesthetic appeal and visual design - 📊 Portfolio tracking and monitoring capabilities **Cons** - 🐛 Frequent error messages and technical glitches - 🔗 External account linking issues and failures - ⏱️ Slow login times - ❌ Limited trading functionality compared to competitors - 🔄 Inconsistent data across multiple Fidelity apps - 📉 Missing real-time data and streaming quotes - 🚫 Lacks dark mode option - 📱 No tablet/iPad compatibility - 🎯 Goals feature feels unnecessary and clutters interface - ⚙️ Confusing navigation and account access - 🔐 Excessive data collection concerns - 🏦 Account closure without proper communication - 📊 Limited charting and historical data visualization - 🎨 Outdated visual design elements despite UI improvements **Commonly reported bugs** - App crashes and error messages on login - Bank account linking failures - External account linking errors with cryptic messages - 529 account linking to goals not functioning - Account verification and closure issues without explanation - Features stuck on 'Coming Soon' for extended periods - Manual refresh required for real-time quotes - Restricted account access without clear guidance - Inconsistent data display across apps **Most requested features** - Dark mode for OLED screens - Tablet and iPad compatibility - Real-time stock quotes and streaming data - Automatic/recurring investment setup - Historical portfolio balance and performance charts - Watchlist functionality with popular tickers - Customizable home screen and dashboard - Home screen widget for quick portfolio view - Ability to view all accounts performance together - Account-level customization options - Margin account selling capability - 529 account linking to goals - Pre-market and after-hours pricing - Technical analysis tools - News updates on stocks - Current holdings view per account - Portfolio comparison tools - Disable push notifications for inactivity - Bill pay functionality - Spare cash calculator - Consolidated view across all Fidelity apps - Larger fonts and improved readability - Rounded buttons and modern design elements ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415/reviews.md ### 1/5 — Bogus. *2022-08-04, version 2.23* This app AND the website just straight-up didn’t work on my phone. Tons of error messages. I’m gonna have to call them just to close the accounts I opened that I can’t fund because it wouldn’t let me link a bank account…and it took me a few tries to get that far. ### 4/5 — Great companion app to main Fidelity App *2022-05-24, version 2.21* Love this app and it’s goals based nature. It’s a fantastic companion app to the main Fidelity App. Only problem far is I can’t seem to link a 529 account to a goal. I choose to link but it doesn’t work. Would be great if this could be fixed. ### 1/5 — Terrible UX and UI. Hire new people please *2022-01-28, version 2.18* Serves no purpose compared the main Fidelity app. I refuse to believe there’s literally any way an actual human being APPROVED of this UX and thought it functioned well. Like the thought of someone at Fidelity got PAID actual dollars to release this crap of a product is absurd to me. Please do the company a favor and actually TRY to innovate. The entire UX design team needs to get replaced. The company loses so much credibility by allowing this quality of work (or lack their of). Do better. ### 2/5 — 3 apps from 1 company and they don’t share common user data *2021-12-06, version 2.16* I am confused by Fidelity offering three different apps that don’t seem to use common user data. Take price alerts for example. Which account type supports them? How do you set them? Which app supports them? Fidelity has a too many ways to view (or not view) information depending on context and the app being used. ### 1/5 — What’s the Point? Fidelity Beta *2021-11-09, version 2.15* Current Fidelity app rolled the design of Spire as a Beta option. All Spire has is a better Learn page while Fidelity has theirs as “coming soon.” This app should really just sunset while the devs and designers of this app move to focus on Fidelity Beta. Stop adding features to Spire and improve the parity of Fidelity Beta and roll out more features to that app instead. This app was cool as a preview but need to be brought out to pasture. ### 1/5 — Pretty much the same as the old app *2021-10-12, version 2.15* Don’t see how this is much different from the old app. When are we going to be able to set up automatic investments? I’m tired of having to manually execute the same trades every week or two weeks. ### 4/5 — Promising but long way to go *2021-09-14, version 2.14* I use a combination of Mint and Personal Capital to manage my finances. Fidelity Spire sounds like it is meant to replace both but there is a long way to go. The current app is more of a cross between Robinhood and NerdWallet, so has a long way to go in development. I must say the user interface is feels nice and intuitive. I am really excited about where this product goes. Hoping for the best ### 3/5 — SO SLOW *2021-08-16, version 2.13.1* The functionality of the app is pretty great, and I’m not necessarily the biggest fan of the navigation. However, by far the most annoying thing about the app is how long it takes to login. ### 4/5 — Add dark mode, PLEASE! *2021-07-29, version 2.13.1* The fidelity spire app is quite good. The only thing I want added is a black out dark mode for my phone’s OLED screen. It is essential that a mobile app has dark mode in 2021. ### 4/5 — Make it compatible with tablets *2021-07-27, version 2.13.1* All features are great, easy access and convenient but the tablet view is not available and can be frustrating for those who uses it. ## Frequently asked questions about Fidelity Spire® ### What does the Fidelity Spire app do? Fidelity Spire is a free, goal-based app designed to help users plan, save, and invest smarter. It allows you to set financial goals, track your progress by linking various accounts, and provides tools to explore savings and investment options. ### What are the key features of Fidelity Spire? Key features include goal setting and progress tracking, the ability to link both Fidelity and non-Fidelity accounts, options for opening various investment accounts like IRAs, managing transactions such as bill pay and stock trading, and tools to improve financial wellness and understanding. ### Is Fidelity Spire free to use? Yes, Fidelity Spire is a free app. While the app itself is free, fees may vary based on your specific investing decisions and the types of accounts you choose to open and use for trading or management. ### What kind of accounts can I open through Fidelity Spire? You can conveniently open several types of accounts directly through the app, including the Fidelity® Cash Management Account, The Fidelity Account®, Fidelity Go®, and Traditional, Roth, and Rollover IRAs. ### How can Fidelity Spire help me improve my financial wellness? The app offers tools like a spare cash calculator to help you understand your spending and budget. It also provides guidance on where to put spare cash and strategies for living within your means, alongside simplified financial education to grow your financial knowledge. ## Version history (last 1 release) ### 2.27 — 2023-01-17 We’ve made some performance enhancements to improve Fidelity Spire® for you: • Updates to your home screen • Bug fixes and performance enhancements Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197 935242.49.0 ## Apps similar to Fidelity Spire® | App | Rating | Price | Category | | --- | --- | --- | --- | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | | [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance | | [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance | | [Invest'R](https://appshunter.io/ios/app/investr/id1672033380) | — | Free | Finance | | [bimbank Mobile](https://appshunter.io/ios/app/bimbank-mobile/id6443923860) | 4.2 (96) | Free | Finance | ## More apps by Fidelity Investments - [Fidelity Investments](https://appshunter.io/ios/app/fidelity-investments/id348177453) - [Fidelity Charitable](https://appshunter.io/ios/app/fidelity-charitable/id552407907) - [NetBenefits](https://appshunter.io/ios/app/netbenefits/id640179084) - [Fidelity Health®](https://appshunter.io/ios/app/fidelity-health/id1508025073) - [Fidelity Bloom®](https://appshunter.io/ios/app/fidelity-bloom/id1560669537) All apps by Fidelity Investments: https://appshunter.io/developer/348177456 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*