# Fidelity Spire®: Save + Invest — user reviews > 50 indexed App Store user reviews of Fidelity Spire® by Fidelity Investments, rated 3.42/5 from 304 ratings. - Source: https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415/reviews - App overview in markdown: https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415.md - Rating breakdown: 5★ 135 · 4★ 35 · 3★ 35 · 2★ 22 · 1★ 77 ## What do users think of Fidelity Spire®? Overall sentiment: mixed **Pros** - 👍 Clean, modern, intuitive user interface - 🎯 Goals-based financial planning features - 📱 Mobile-friendly design compared to main app - 🔗 Ability to link external accounts - 📚 Educational resources and learning tools - 💼 Seamless integration with Fidelity accounts - ⚡ Faster and simpler than legacy Fidelity app - 🎨 Aesthetic appeal and visual design - 📊 Portfolio tracking and monitoring capabilities **Cons** - 🐛 Frequent error messages and technical glitches - 🔗 External account linking issues and failures - ⏱️ Slow login times - ❌ Limited trading functionality compared to competitors - 🔄 Inconsistent data across multiple Fidelity apps - 📉 Missing real-time data and streaming quotes - 🚫 Lacks dark mode option - 📱 No tablet/iPad compatibility - 🎯 Goals feature feels unnecessary and clutters interface - ⚙️ Confusing navigation and account access - 🔐 Excessive data collection concerns - 🏦 Account closure without proper communication - 📊 Limited charting and historical data visualization - 🎨 Outdated visual design elements despite UI improvements **Commonly reported bugs** - App crashes and error messages on login - Bank account linking failures - External account linking errors with cryptic messages - 529 account linking to goals not functioning - Account verification and closure issues without explanation - Features stuck on 'Coming Soon' for extended periods - Manual refresh required for real-time quotes - Restricted account access without clear guidance - Inconsistent data display across apps **Most requested features** - Dark mode for OLED screens - Tablet and iPad compatibility - Real-time stock quotes and streaming data - Automatic/recurring investment setup - Historical portfolio balance and performance charts - Watchlist functionality with popular tickers - Customizable home screen and dashboard - Home screen widget for quick portfolio view - Ability to view all accounts performance together - Account-level customization options - Margin account selling capability - 529 account linking to goals - Pre-market and after-hours pricing - Technical analysis tools - News updates on stocks - Current holdings view per account - Portfolio comparison tools - Disable push notifications for inactivity - Bill pay functionality - Spare cash calculator - Consolidated view across all Fidelity apps - Larger fonts and improved readability - Rounded buttons and modern design elements ## Newest reviews (19 of 50) ### 2/5 — 3 apps from 1 company and they don’t share common user data *2021-12-06, version 2.16* I am confused by Fidelity offering three different apps that don’t seem to use common user data. Take price alerts for example. Which account type supports them? How do you set them? Which app supports them? Fidelity has a too many ways to view (or not view) information depending on context and the app being used. ### 4/5 — Promising but long way to go *2021-09-14, version 2.14* I use a combination of Mint and Personal Capital to manage my finances. Fidelity Spire sounds like it is meant to replace both but there is a long way to go. The current app is more of a cross between Robinhood and NerdWallet, so has a long way to go in development. I must say the user interface is feels nice and intuitive. I am really excited about where this product goes. Hoping for the best ### 3/5 — SO SLOW *2021-08-16, version 2.13.1* The functionality of the app is pretty great, and I’m not necessarily the biggest fan of the navigation. However, by far the most annoying thing about the app is how long it takes to login. ### 4/5 — Add dark mode, PLEASE! *2021-07-29, version 2.13.1* The fidelity spire app is quite good. The only thing I want added is a black out dark mode for my phone’s OLED screen. It is essential that a mobile app has dark mode in 2021. ### 4/5 — Make it compatible with tablets *2021-07-27, version 2.13.1* All features are great, easy access and convenient but the tablet view is not available and can be frustrating for those who uses it. ### 3/5 — An improvement, but still needs work. *2021-07-16, version 2.13.1* So the UI is so much better. Way cleaner. But users still need more features added. I’m not able to see the performance of all my accounts (only individual accounts). Let users change their main Home Screen. I don’t use the goal function, so let me remove that and place things I do use. ### 4/5 — Not the app you are looking for *2021-06-10, version 2.12* Fidelity has many apps. If you’re like me, this is not the app for you. The old investment app now has a trading beta. Download that and flip beta on and you’re good to go. I don’t know who this app is for but not for people who want to actively trade. Deleting this app and sticking with the investments beta. ### 4/5 — Love Fidelity, unsure about data collection *2021-06-04, version 2.12* If the devs or support read this - I’d love to hear your stance on this. First - I love Fidelity. Second - what does worry me is the iOS privacy report data that shows what data you collect through the app. It seems excessive to collect search history and usage data. Please cut WAY down on the unnecessary info collected if you want to be taken as the holy grail of banking/investment and customer oriented service. My take: Just cut ALL data collection from ALL of your apps. Only what is absolutely necessary to function. Otherwise, the need to have privacy and control over one’s personal data will ALWAYS prevail…and you’ll lose the status you have rightfully earned so far. I want you all to succeed. I hope this helps. ### 2/5 — Difficult to use *2021-06-03, version 2.11* It’s marginally better than the main Fidelity app. Timeline progress can only be seen for once stock at a time, there’s no timeline of your actuals. You can’t go from your portfolio right into viewing a stock, you have to go the roundabout way and search for it. ### 3/5 — We only need a pure trading app *2021-06-02, version 2.11* I really hope this app can work as the RH one does. The core feature should be trading, not setting goals. Maybe a separate tab for cash management but that’s it. The app also lacks lots of functionally like a easily accessible current holding, or real time quote (I really hate manual refresh) I think Webull and Robinhood did a great job designing their app and Fidelity should learn from them. ### 3/5 — Great broker, pretty bad app *2021-05-24, version 2.11* I love fidelity and the comfort knowing they will never shut down trading of any securities, but this app is still geared towards older people. It’s very plain but somewhat confusing to use, and charting is horrible. I still use robinhood and Webull to do everything but check my account balance. ### 3/5 — Great start. Needs improvement. *2021-05-06, version 2.1* The fact that Fidelity is taking the steps to make a better app is huge. A lot of companies don’t listen to their customer base and this shows that they’re listening. I love the simplicity of the layout but I agree with the others that the savings and goal features need to be taken it. It’s not useful and clutters the app with unneeded info. One thing that this app REALLY needs is streaming real time ticker update and chart updates like Robinhood. Clean the app by removing unneeded features (savings and goals) and add in streaming data without having to refresh would be a great step... and make this incredibly competitive as an app. ### 3/5 — It’s okay. Not good. And far from great. *2021-04-30, version 2.1* This app is definitely a step in the right direction in terms of updating the user interface of the existing Fidelity app. However, Fidelity Spire lacks many features that the existing Fidelity app and website provide. For example, you cannot sell positions on margin accounts. ### 3/5 — Eh. *2021-04-27, version 2.1* It’s okay, but if you’re thinking this is a trading platform, it isn’t. Very minimal features. I hope to see more from this app in the future. Something between Robinhood (yea I know but their platform is just so easy to use) and Webull would be nice. ### 3/5 — Expand on trading feature, cut the savings feature *2021-04-09, version 2.0* Devs, please make this a proper trading app that can compete with RH or Public’s functionality. No one needs these savings goals that won’t even properly link to non-Fidelity accounts where you’re saving. Cut the fluff and stop treating users like children. Make this an efficient trading app that shows real-time data easily. When I view my positions, I can’t even see how a security is performing; I have to go search for it on a different part of the app. This app tries to be friendly to newcomers but then doesn’t even have a watchlist of popular tickers to compare how they’re doing to the rest of the market. Just stop with the savings feature. Make this a sleek trading app that’s better than the main app. You think that encouraging people to save will bring more revenue to Fidelity, but the truth is that I’ve kept my brokerage accounts open at other places and put more capital into those because I can’t stand Fidelity’s app. ### 4/5 — Keep updates rolling!! *2021-04-06, version 2.0* This is such a good app, really working towards Robinhoods functionality! Viewing account holdings per account is one to many steps, just put that on the account page. It is hard to compare the different holdings in many meaningful ways because you can only see percent change in the overview. This app has a ton of promise as long as updates continue rolling out for it! ### 4/5 — Off to a Decent Start *2021-03-30, version 2.0* There is no doubt that when it comes to saving time, Robinhood has all the other investment apps beat. It takes so long for me to view my investments through the other Fidelity app and I’ve considered switching back to Robinhood for my “gambling” portfolio as trades can be processed quick and easy. This app is taking a step in the right direction and I’ve already deleted the other Fidelity app from my phone. The UI is simple and so clean, please market this more aggressively and pour more money into making this a solid alternative to Robinhood! All Robinhood has is its UI, I know you can get there Fidelity! ### 2/5 — Needs work *2021-03-27, version 2.0* We don’t care about budgeting tools. All we want is a simple app where we can see a graph of our portfolio over time and track investments. This is the most basic feature that is nonexistent on this app and also the Fidelity app. Please listen to the feedback you are receiving from numerous people! ### 4/5 — Still looks 10 years outdated. *2021-03-25, version 2.0* The colors are still too deep and not faded enough. It’s not aesthetic. There’s also too much on a page at a time except for the buy and sell page with the graph. In addition the buttons and sections are too boxy and not rounded enough. Some parts look like html with too much shadow. Do what robinhood and m1 finance have done it’s inviting. Also a big fat trade button on the bottom is very inviting. ## Most critical reviews (10 lowest-rated) ### 1/5 — Bogus. *2022-08-04, version 2.23* This app AND the website just straight-up didn’t work on my phone. Tons of error messages. I’m gonna have to call them just to close the accounts I opened that I can’t fund because it wouldn’t let me link a bank account…and it took me a few tries to get that far. ### 1/5 — Terrible UX and UI. Hire new people please *2022-01-28, version 2.18* Serves no purpose compared the main Fidelity app. I refuse to believe there’s literally any way an actual human being APPROVED of this UX and thought it functioned well. Like the thought of someone at Fidelity got PAID actual dollars to release this crap of a product is absurd to me. Please do the company a favor and actually TRY to innovate. The entire UX design team needs to get replaced. The company loses so much credibility by allowing this quality of work (or lack their of). Do better. ### 1/5 — What’s the Point? Fidelity Beta *2021-11-09, version 2.15* Current Fidelity app rolled the design of Spire as a Beta option. All Spire has is a better Learn page while Fidelity has theirs as “coming soon.” This app should really just sunset while the devs and designers of this app move to focus on Fidelity Beta. Stop adding features to Spire and improve the parity of Fidelity Beta and roll out more features to that app instead. This app was cool as a preview but need to be brought out to pasture. ### 1/5 — Pretty much the same as the old app *2021-10-12, version 2.15* Don’t see how this is much different from the old app. When are we going to be able to set up automatic investments? I’m tired of having to manually execute the same trades every week or two weeks. ### 1/5 — Closed my account without warning and then reopened it *2021-06-19, version 2.12* I opened my account. Noticed that my account was restricted so I proactively contacted them and was guided to provide my ID photos. That was totally understandable. So I provided my ID photos and hoped that my account would be verified within a few days. However, the next day they sent me a message saying that my account had been closed!!? They didn’t even tell me why. So I once again contacted them asking why my account had been closed and was asked to provide my ID, which I had already done proactively. So I stopped caring and opened an account with another brokerage. Then a few days after that, they sent me another message saying that my account had been re-opened. Fine! Thanks! My husband is going to move to another brokerage too because of this bad customer experience. So, Fidelity, next time, (1) contact your customer first if you see a problem in their application and (2) if you close your customer’s account, at least tell them why. ### 1/5 — Misleading - this is almost the old app, and not a "new UI contender" *2021-05-29, version 2.11* Fidelity, whoever your UI designer is - replace them. But your marketing team is fantastic making these screenshots look like the app is as friendly as the RobbingHood UI. When I open this app, I don't want to land on the "goals" tab. I want to land on a real time ticker or at the very least a position SUMMARY for my accounts. From there, I should be able to decide if I want to drill down into separate accounts. Fidelity has always annoyed me with the way the UI on mobile is completely backwards with its navigation on the web and the mobile experiences. So much so that I use other tickers like Webull for information and tracking, and then only complete trades in your interface. Completely and totally disappointing and hard to use.....again. ### 1/5 — Not good *2021-04-09, version 2.0* Takes WAY TOO MANY steps to even check your own stock positions. The home screen is wasted fluff I couldn’t care less about and no way to customize like main fidelity app. No home screen widget like main fidelity app has so I can glance at my portfolio. Push notification about inactivity I can’t disable like I can in main fidelity app. It’s a horrible experience when going from clunky main fidelity app to this that lacks those good features. ### 1/5 — Not even close *2021-03-24, version 2.0* Alright so good job hearing your new customers and making a new app. This thing does look better and has a cleaner UI, but it has none of the features we are looking for and a ton that we don’t need. If the point of this app is to appeal to new customers from Robinhood, it’s a start. But if the point is to just provide an app to monitor things in a featureless way with an added bonus of useless goal setting features, then it’s a fail. ### 1/5 — Lacks functionality and isn’t organized well *2021-01-05, version 1.13* I wanted to use the App as a one stop shop to view my fidelity and non-fidelity accounts like you are able to on Charles Schwab’s app. I was excited to see you can add external accounts and link them to a goal, but I ran into issues at every step of the way. First, it gave me an error when I tried to add an external account. The next time I logged in it had somehow added the account. Then I tried to link it to a goal and it gave me another cryptic error that said due to “limitations” it could not be linked. So at that point being able to link external accounts is pretty much useless. Also, the App Store says it is over 4 years old, but the fact that they are still having these issues and there are vague “coming soon” banners everywhere in the app for features that would be useful but are not included makes me think this is really not a high priority for Fidelity to develop. Disappointed as a new fidelity customer. ### 1/5 — Very limited app functionality *2020-04-22, version 1.1* App doesn’t provide any mechanism to assign/links existing accounts to goals, making the usefulness of the app quite limited. For example, I identified retirement as a long term goal, but the app doesn’t allow me to link my Fidelity 401k account to the goal, essentially making the goal tracking useless. ## Most praised reviews (10 highest-rated) ### 5/5 — Simple, great for passive investors *2021-06-23, version 2.12* I like the app for its simplicity, but it would be nice if there was a line chart to track historical accounts balance and investment returns ### 5/5 — App We’ve Been Waiting For *2021-05-02, version 2.1* I recently joined Fidelity when I learned my 401k was managed through them. I had been using Robinhood previously and while the app itself is great, having to wait until February for electronic tax documents is ridiculous. I originally joined because there were products I could not purchase through RH. The original Fidelity app was ok, not as good as RH, basic things like historical pricing were horrendous, but I stuck with it. Now that they have released Spire, I transferred everything over from RH. You get the UX of Robinhood but with much more. You can see everything in one place (including non Fideilty Accounts) plus the Goals are actually a surprisingly nice benefit. Now that they offer a managed product, Fidelity Go (think 401k but for stocks), for a nominal fee, I am excited about getting into investing and am so happy I don't have to worry about picking stocks anymore. The $100 bonus offer when you open an account and set up reoccurring funding is a nice touch considering any other bank offers way less while forcing you to maintain an unrealistic balance and they make you wait forever to get the bonus. I never leave reviews for apps but this app deserves a review and I hope more and more people will get turned on to Spire. ### 5/5 — Finally, a potential Robinhood Killer *2021-03-06, version 2.0* I’ve been waiting patiently for this app to get updated with trading. The legacy app has a horrible UI that definitely won’t attract the young crowd like myself. Looking forward to more updates! One suggestion I would make is to have the trading page be the home screen (with your portfolio chart) just like Robinhood. ### 5/5 — Great app *2020-10-19, version 1.9* I am really enjoying this app so far. I recommend it to any one who is looking to get a head start on how to organize their financial goals. ### 5/5 — Seamless design *2020-09-23, version 1.8* I’ve tried multiple personal finance apps but Fidelity Spire has a unique design that makes tracking goal progress easy to manage. Connecting to external accounts is seamless and the dashboard has a nice modern feel to it. ### 5/5 — Fidelity Go *2020-09-04, version 1.8* Keep improving. But like what I am seeing. Opening a Fidelity Go account is just what I needed. I can invest without thinking about it. ### 5/5 — Great app *2020-05-16, version 1.2* App with a lot of potential - it is great that Fidelity has created something for someone like me. I only knew them as a company for others. Looking forward to the app enhancements. ### 5/5 — Great app! *2020-04-21, version 1.1* This is an excellent tool that helps you plan for your future. It’s organized and user friendly, and I love that it provides many resources to learn more about finance. As someone in my late 20s and some debt, this will be very helpful in keeping me organized and start saving for retirement. ### 5/5 — Just what my finances needed! *2020-04-10, version 1.0* Great app for becoming a smarter saver and investor. Super helpful advice and easy to use tools. All of my Fidelity accounts were there right at log in. Nice work! ### 4/5 — Great companion app to main Fidelity App *2022-05-24, version 2.21* Love this app and it’s goals based nature. It’s a fantastic companion app to the main Fidelity App. Only problem far is I can’t seem to link a 529 account to a goal. I choose to link but it doesn’t work. Would be great if this could be fixed. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*