# Fidelity Youth® — Save, Invest, and Learn

> Teen savings and investment app with parental oversight and financial education tools. (iPhone/iPad app by Fidelity Investments.)

- Source: https://appshunter.io/ios/app/fidelity-youth/id1633501399 (this page in markdown: same URL + `.md`)
- Developer: [Fidelity Investments](https://appshunter.io/developer/348177456)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 7,767 App Store ratings · 153 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 578 MB
- Languages: American English
- Released: 2023-08-29
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fidelity-youth/id1633501399/reviews.md

## What is Fidelity Youth®?

Introducing Fidelity Youth®—a free* app that helps teens save and invest their own money. Teens can practice good money habits with features that help them organize their goals, monitor their spending, and save money automatically. Plus, parents or guardians can transfer money and oversee trades and transactions. Download the Fidelity Youth® app today so that teens can start making smart money moves.

For Teens:
See how Fidelity Youth® can help you invest, manage, and make your own money.

Invest:
Fidelity Youth® helps teens learn to invest early to put their money to work.
       -  Learn about investing with tools and tips in the app’s learning center.
       -  Get the only investment account that teens can own themselves.

Manage:
Fidelity Youth® helps teens learn to manage how they save.
       -  Organize your money with customizable buckets.
       - Set rules to save money automatically.
       -  Enjoy no subscription fees, account fees, or minimum balance.†

Make:
Fidelity Youth® helps teens get started making their own money.
      -  Request and receive money from your parent or guardian.
      -  Set up direct deposits to easily get your paychecks.
      -  Exchange unwanted gift cards for cash you can save or invest.

For Parents or Guardians:
Help your teen develop a sense of financial independence—with your guidance.
       - Track how your teen saves and spends every month.
       -  Support their financial learning.
       -  Easily send money between accounts.
       -  Set up recurring allowance payments.
       -  View your teen’s account activity (trades and transactions).
       -  Close your teen’s debit card or account at any time.
       -  Fidelity Customer Protection Guarantee.
       -  View multiple children’s account activity and learning progress.
       -  Get 24/7 support.‡

*The Fidelity Youth® app is free to download. Fees associated with your account positions or transacting in your account apply.

†Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and other commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.

‡System availability and response times may be subject to market conditions.

1028114.24.0

## Key features

- Teen investment accounts
- Financial goal organization
- Automatic savings rules
- Learning center for investing
- Parental oversight of trades
- Money transfer and direct deposit
- Gift card exchange

## What do users think of Fidelity Youth®?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 👍 Great for learning about investing
- 💰 Allows teens to manage their own money
- 🎁 Provides free money to get started

**Cons**

- 🐛 Bugs and glitches
- ⏱️ Slow money transfers
- 🔒 Restricted investment options
- 🤔 Difficult setup process

**Commonly reported bugs**

- Account lockouts and restrictions
- Disappearing money
- Inaccurate account balances and graphs
- Inability to log in or access account

**Most requested features**

- Expand investment options
- Faster money transfers
- More learning and earning opportunities
- Customizable app design
- Social features to connect with other users

## Recent user reviews (10 of 153)

All indexed reviews: https://appshunter.io/ios/app/fidelity-youth/id1633501399/reviews.md

### 1/5 — Glitchy

*2026-02-06, version 1.41*

Never works right. Always disconnecting bank account. Worst app.

### 5/5 — Hi

*2026-02-03, version 1.41*

Hello can a developer say hi to this that would be cool also I like ur app cause I made $84 in like a week and that’s cool

### 1/5 — Unable to transfer funds

*2026-01-28, version 1.41*

Opened an account 2 weeks ago, trying to move money from my bank. Taking soooo much long to verify.

### 1/5 — Terrible

*2026-01-19, version 1.40*

Keeps logging me out my account and asks for my ssn to reset my password than I did, then it needs me to type in a code that they sent to my phone and I did that but then it said the code is incorrect then they disabled my account because I kept putting in the wrong code but it was the one. They were sending me. This app is just a waste of time and is completely useless and dumb

### 4/5 — Good app

*2026-01-18, version 1.40*

This app is super useful, and I have a lot of fun using it. One problem, however, is that in the game 5 money musts, you can’t pay off your credit card in full

### 4/5 — great app, difficult set up

*2026-01-08, version 1.40*

amazing UI and function once you have it set up that's just a little hard

### 5/5 — Gave me a head start on learning

*2026-01-07, version 1.40*

I love to invest money into stocks and bonds, it teaches me about how the economy works and how businesses owners can profit off of better communities

### 3/5 — Pretty Good

*2026-01-06, version 1.40*

Overall good and organized. It has malfunctions and does some weird stuff sometimes. It says how much money I have in the total money but not how much I have in the money buckets. But overall a good app!

### 5/5 — Good site for kids

*2025-12-31, version 1.40*

Me like money grow bigger

### 5/5 — Great app!

*2025-12-23, version 1.40*

Super easy to navigate and straightforward layout

## Frequently asked questions about Fidelity Youth®

### What does the Fidelity Youth app do?

The Fidelity Youth app is designed to help teenagers save, invest, and manage their own money. It provides tools for organizing financial goals, setting up automatic savings, and learning about investing. Parents or guardians can also use the app to transfer money and monitor their teen's account activity.

### How can teens learn to invest with this app?

The app includes a dedicated learning center with tools and tips to help teens understand investing. They can also open their own investment account through the app, allowing them to practice investing with real money under parental supervision.

### Is there a cost to use the Fidelity Youth app?

The Fidelity Youth app is free to download. While there are no subscription fees, account fees, or minimum balance requirements for the retail brokerage accounts, fees associated with account positions or transacting in the account may still apply, as detailed on Fidelity's website.

### What features are available for parents or guardians?

Parents and guardians can monitor their teen's spending and saving habits, send money between accounts, set up recurring allowance payments, and view account activity including trades and transactions. They also have the ability to close their teen's debit card or account at any time and receive 24/7 support.

### Can teens receive their paychecks through this app?

Yes, teens can set up direct deposits through the Fidelity Youth app to easily receive their paychecks. The app also allows them to exchange unwanted gift cards for cash that can be saved or invested, providing multiple ways to earn and manage money.

## Version history (last 5 releases)

### 1.42 — 2026-03-05

We've made some enhancements to Fidelity Youth®:

• Bug fixes & performance enhancements

Help shape future versions of the app by writing a review and sharing your feedback!

Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197

1028114.25.0

### 1.41 — 2026-01-26

We've made some enhancements to Fidelity Youth®:

• Bug fixes & performance enhancements

Help shape future versions of the app by writing a review and sharing your feedback!

Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197

1028114.25.0

### 1.40 — 2025-11-21

We've made some enhancements to Fidelity Youth®:

• Bug fixes & performance enhancements

Help shape future versions of the app by writing a review and sharing your feedback!

Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197

1028114.25.0

### 1.35 — 2025-10-30

We've made some enhancements to Fidelity Youth®:

• Bug fixes & performance enhancements

Help shape future versions of the app by writing a review and sharing your feedback!

Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197

1028114.25.0

### 1.34 — 2025-09-10

We've made some enhancements to Fidelity Youth®:

• Bug fixes & performance enhancements

Help shape future versions of the app by writing a review and sharing your feedback!

Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197

1028114.25.0

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## More apps by Fidelity Investments

- [Fidelity Investments](https://appshunter.io/ios/app/fidelity-investments/id348177453)
- [Fidelity Charitable](https://appshunter.io/ios/app/fidelity-charitable/id552407907)
- [NetBenefits](https://appshunter.io/ios/app/netbenefits/id640179084)
- [Fidelity Spire®: Save + Invest](https://appshunter.io/ios/app/fidelity-spire-save-plus-invest/id1451961415)
- [Fidelity Health®](https://appshunter.io/ios/app/fidelity-health/id1508025073)
- [Fidelity Bloom®](https://appshunter.io/ios/app/fidelity-bloom/id1560669537)

All apps by Fidelity Investments: https://appshunter.io/developer/348177456

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*