# Fido: 10% APY Savings — Your money, your control > High-yield savings account with 10% APY via secure DeFi protocols. (iPhone/iPad app by Plainview Labs Inc..) - Source: https://appshunter.io/ios/app/fido-10-apy-savings/id6502919720 (this page in markdown: same URL + `.md`) - Developer: [Plainview Labs Inc.](https://appshunter.io/developer/1747392634) - Category: Finance - Price: Free - Rating: 4.60/5 from 48 App Store ratings · 35 written reviews indexed - Age rating: 17+ - Requires: iOS 16.6 · 245 MB - Languages: American English - Released: 2025-02-08 - Data updated: 2026-07-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/fido-10-apy-savings/id6502919720/reviews.md ## What is Fido? Earn 10% APY through secure DeFi protocols without the complexity. Every Fido account includes $100K insurance coverage for complete peace of mind. Fido connects you to higher yields while you maintain complete control. EARN MORE, STAY IN CONTROL: Get returns significantly higher than traditional savings accounts. Your money remains in your personal digital wallet at all times. Fido never holds or controls your funds. GET STARTED IN MINUTES: * Connect your bank account securely through Plaid * Set up with as little as $1 * Start earning 10% APY immediately * No monthly fees or hidden charges YOUR MONEY, ANYTIME: * Withdraw money 24/7 with no penalties * No lock-in periods or minimum commitments * Instant access whenever you need it * Complete transparency with no surprises SECURITY & PROTECTION: * $100K insurance coverage protects your first deposits * Insurance provided through Open Cover and Nexus Mutual * Battle-tested DeFi protocols with proven track records * Your money secured in non-custodial wallets that you control * Bank-level encryption and security standards BOOST YOUR EARNINGS: * Access bonus opportunities to earn above 10% APY * Automated features to maximize your returns * Educational resources to understand DeFi basics START TODAY: Download Fido and start earning 10% APY while staying in complete control of your money. ## Key features - 10% APY savings - Secure DeFi protocols - $100K insurance coverage - Non-custodial wallets - Instant withdrawals 24/7 - No monthly fees - Bonus earning opportunities ## Recent user reviews (10 of 35) All indexed reviews: https://appshunter.io/ios/app/fido-10-apy-savings/id6502919720/reviews.md ### 1/5 — No customer service and not able to withdraw *2026-04-25, version 1.5.2* Put in withdrawal on Wednesday. 72 hours later and withdrawal is still pending. 48 hours after messaging customer service and haven’t heard anything. Really regret ever putting any money into this app ### 5/5 — It’s a scam *2026-04-21, version 1.5.2* The app allows you to connect a bank account and make a deposit, but the app never allows me to link an account to withdrawal, even if it was the same account to make deposits. I have tried 3 separate accounts and it’s the same result every time. Giving it 5 stars purely because 1 star reviews go straight into the trash bin. ### 1/5 — No Customer Support *2026-04-10, version 1.5.2* They do not respond to support messages. Two days I ago I sent a message and another today. Said I would get a response in an hour, they haven’t even looked at the message. Delayed withdrawals. Tested them out with just a dollar. If you can’t trust them with small matters you cannot trust them at all. I was ready to deposit 100k USDC if the test deposit and withdrawal went well. Instead, no one is home. They don’t even review support messages. Update April 10th: Four days after my initial message and only after writing this review, did I receive an email with a 20 dollar bribe from Jordan Brannan, Fido’s CEO asking me to update my review. The in-app support messages still show as unseen. Reiterating, that they are incompetent and disorganized. ### 1/5 — Is that company still exist? *2026-03-25, version 1.5.2* Is that company still exist?I was keep msg through Fido app but no one answer!! ### 5/5 — Hidden fee (resolved) *2026-03-18, version 1.5.2* Update: Thanks for the response, that clarifies things for me! Initial Message: Really confused about the 2% fee in the terms of service that was stated nowhere else. I appreciate that the TOS says you will notify us before the fee is taken, but still came as a surprise when I read the TOS. Other than that I really like the app ### 3/5 — Hidden fee *2026-03-13* Really confused about the 2% fee in the terms of service that was stated nowhere else. I appreciate that the TOS says you will notify us before the fee is taken, but still came as a surprise when I read the TOS. Other than that I really like the app **Developer response:** Hi there, Really sorry for the confusion here, I completely understand how that could feel unclear when reading through the Terms. Just to clarify, the 2% fee isn’t something taken separately from your balance. It’s already built into the yield you see in the app, so the APY displayed is exactly what you receive. We’re working on making this clearer so there are no surprises. If you’d like more detail, please email us at support@fido.xyz with the email on your account and we’ll walk you through it right away. ### 4/5 — Features *2026-02-19, version 1.5.1* I haven't had the app long enough to leave a thorough review, but I like the idea of it. Something I would really love to be add are customized buckets, to split up and organize money thats sitting in one account. Edit: My first deposit of $100 took over a week, but 1 day to withdraw to my bank. If more features and deposit times are improved this app would be 5/5. ### 5/5 — Features *2026-02-12* I haven't had the app long enough to leave a thorough review, but I like the idea of it. Something I would really love to be add are customized buckets, to split up and organize money thats sitting in one account. ### 5/5 — Gold yields for insured $ *2026-01-29, version 1.5.0* Solid all and gold yield for insured funds ### 5/5 — It’s been like over 3 weeks! *2026-01-27, version 1.4.2* I want my $100!!! ## Frequently asked questions about Fido ### What does Fido do? Fido allows you to earn a 10% APY on your savings by connecting to secure decentralized finance (DeFi) protocols. It ensures your money remains in your personal digital wallet, giving you complete control and access. ### How much does Fido cost? Fido is free to use and has no monthly fees or hidden charges. You can start earning immediately with as little as $1, and there are no lock-in periods or minimum commitments. ### Is my money safe with Fido? Yes, Fido provides $100K insurance coverage for your initial deposits through Open Cover and Nexus Mutual. Your money is secured in non-custodial wallets that you control, utilizing battle-tested DeFi protocols and bank-level encryption. ### Can I access my money anytime? Absolutely. You can withdraw your money 24/7 with no penalties or lock-in periods. Fido offers instant access whenever you need it, ensuring complete transparency and no surprises. ### How do I get started with Fido? Getting started is quick and easy. You can connect your bank account securely through Plaid, set up your account with a minimum of $1, and begin earning 10% APY immediately. ## Version history (last 5 releases) ### 1.5.2 — 2026-02-23 We made some bug fixes! ### 1.5.1 — 2026-02-17 - Referrals are smoother and more reliable - Fixed a handful of bugs behind the scenes ### 1.5.0 — 2026-01-29 Introducing Fido Pro: a new tier designed for users ready to save with more confidence and flexibility. * Enhanced insurance coverage on your funds * Wire deposits enabled, up to $50,000 * Additional Pro benefits rolling out in-app Built for larger balances, longer-term saving, and peace of mind. ### 1.4.2 — 2026-01-26 - Faster, easier account verification - Under-the-hood improvements for better performance ### 1.4.1 — 2025-12-09 Introducing Fido Pro: exclusive benefits and perks for members who maintain balances of $25K or more. Register your interest in the app to be notified when it launches. ## Apps similar to Fido | App | Rating | Price | Category | | --- | --- | --- | --- | | [Lulo Finance](https://appshunter.io/ios/app/lulo-finance/id6744358349) | 5.0 (6) | Free | Finance | | [Axal: High Yield Savings](https://appshunter.io/ios/app/axal-high-yield-savings/id6752484843) | 4.8 (53) | Free | Finance | | [Renalta: Earn 6% APY](https://appshunter.io/ios/app/renalta-earn-6-apy/id6744462410) | 4.6 (162) | Free | Finance | | [YieldClub](https://appshunter.io/ios/app/yieldclub/id6743701934) | 3.9 (56) | Free | Finance | | [Kudzu: Online Banking App](https://appshunter.io/ios/app/kudzu-online-banking-app/id6449820905) | 4.8 (19) | Free | Finance | | [Nook Earn App](https://appshunter.io/ios/app/nook-earn-app/id6742204281) | 4.5 (326) | Free | Finance | ## Related topics [defi savings](https://appshunter.io/ios/topics/defi-savings) · [fido](https://appshunter.io/ios/topics/fido) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*