# Fin AI: Budget & Money Tracker — Know what’s safe to spend

> AI-powered personal finance tracker for budgeting, expenses, and financial goals. (iPhone/iPad app by KUNJ KISHORKUMAR KARIYA.)

- Source: https://appshunter.io/ios/app/fin-ai-budget-and-money-tracker/id6770377243 (this page in markdown: same URL + `.md`)
- Developer: [KUNJ KISHORKUMAR KARIYA](https://appshunter.io/developer/1896738130)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 16.4 · 78 MB
- Languages: American English
- Released: 2026-05-23
- Data updated: 2026-09-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fin-ai-budget-and-money-tracker/id6770377243/reviews.md

## What is Fin AI?

Your money shouldn't feel like a mystery.

Fin helps you see where it went, what's coming next, and what you can safely spend—all in one calm, clear place. Track everyday spending, plan the month ahead, and make progress without juggling separate finance apps.

SEE THE FULL PICTURE
• Record expenses and income in seconds
• Review spending by category and time period
• Keep receipts and notes with each transaction
• Connect eligible financial accounts or stay fully manual

STAY AHEAD OF THE MONTH
• Build flexible budgets around real life
• Keep recurring bills and subscriptions in view
• Create savings goals and follow your progress
• Explore cash flow, trends, and financial health insights

MAKE SHARED COSTS SIMPLE
• Create Split groups for trips, households, and shared plans
• See who paid, who owes, and what is settled
• Record settlements while keeping payments in your control

ASK FIN AI
Ask questions about the activity already in Fin, explore patterns, and get help using Fin's tools. Fin provides informational assistance, not financial, investment, legal, or tax advice.

YOUR DATA, YOUR CONTROL
Fin includes privacy and security controls, data export, and account deletion. Bank sign-in for connected accounts is handled by our connectivity provider; Fin does not receive your bank password.

Some features require Fin Plus. Connected-account availability depends on region and supported institutions. Terms: https://finbudget.app/terms Privacy: https://finbudget.app/privacy

## Key features

- AI-assisted financial insights
- Expense tracking and categorization
- Budget creation and monitoring
- Financial goal setting
- Subscription management
- Group expense splitting


## Frequently asked questions about Fin AI

### What is Fin AI Budget Planner?

Fin AI Budget Planner is a free personal finance application that helps users track expenses, create budgets, set financial goals, and monitor subscriptions. It utilizes AI to provide insights and guidance on managing money.

### Does Fin AI Budget Planner connect to bank accounts?

No, Fin AI Budget Planner does not connect to bank accounts. It is designed for manual transaction entry and does not move money or provide investment, tax, credit, or regulated financial advice.

### How secure is my data with Fin AI Budget Planner?

Your account, transactions, AI chat context, and app data are synced through the Fin cloud backend using HTTPS/TLS and cloud security controls to ensure data protection.

### What devices does Fin AI Budget Planner support?

Fin AI Budget Planner is currently supported on iPhone and iPod devices. It is available for iOS.

### How often is Fin AI Budget Planner updated?

The latest version of Fin AI Budget Planner is 1.0.6, and it was last updated on June 28, 2026. Updates typically include improvements and new features.

### What is the age rating for Fin AI Budget Planner?

Fin AI Budget Planner has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.

### Does Fin AI Budget Planner have ads?

No, Fin AI Budget Planner does not contain advertisements. It is a free application without any ad interruptions.

### What do users like about Fin AI Budget Planner?

Based on the available rating of 5.0 stars from 1 rating, users likely appreciate the AI-driven insights and comprehensive features for managing personal finances.

## Version history (last 5 releases)

### 1.0.17 — 2026-09-09

This update improves app reliability, notification delivery, and the budgeting experience, with bug fixes and clearer privacy and consent controls.

### 1.0.16 — 2026-08-26

Fin 1.0.16 adds stronger account security with authenticator-app setup, passkeys, recovery codes, and clearer login and device controls. It also refines onboarding and monthly overview visuals.

### 1.0.15 — 2026-08-19

Fin adds tappable AI action cards for secure bank connection flows and refines the Accounts experience with a cleaner transparent action area.

### 1.0.14 — 2026-08-16

Fin improves app stability and the production release experience for a cleaner budgeting workflow.

### 1.0.13 — 2026-08-12

Fin improves onboarding reliability, account setup, app responsiveness, and stability. New users can connect or add a real account when ready without an automatic placeholder account.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*