# Fina: AI Finance Assistant — Budget & Expense Tracker

> AI-powered personal finance tracker with local data storage and privacy focus. (iPhone/iPad app by 晨 刘.)

- Source: https://appshunter.io/ios/app/fina-ai-finance-assistant/id6761033056 (this page in markdown: same URL + `.md`)
- Developer: [晨 刘](https://appshunter.io/developer/1887417666)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.5 · 17 MB
- Languages: English, French, German, Japanese, Korean, Chinese, Spanish
- Released: 2026-04-17
- Data updated: 2026-06-27
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/fina-ai-finance-assistant/id6761033056/reviews.md

## What is Fina?

Fina is the finance app that respects your intelligence — and your privacy.

AI handles the tedious parts. You stay in control.

POWERED BY AI

Just tell Fina what you spent. Type "Lunch 12", say "coffee $4.50", or photograph a receipt — Fina's AI instantly parses the amount, category, and note. No manual entry. No form filling. Just talk, and it's logged.

Ask Fina questions like "How much did I spend on dining last month?" and get answers, not spreadsheets.

YOUR DATA STAYS YOURS

Everything is stored locally on your device. iCloud Sync works privately — no third-party servers ever see your transactions. We don't collect, sell, or analyze your financial data. Ever.

Lock the app with Face ID, Touch ID, or a PIN for an extra layer of protection.

EVERYTHING YOU NEED - FREE

Expense & income tracking. Custom categories with icons and colors. Monthly budgets with real-time alerts. Spending charts and breakdowns. iCloud Sync across devices. CSV and JSON export.

All of it. No subscription required.

Fina Pro unlocks unlimited AI usage for power users — but the core app is fully functional for free, forever.

INSIGHTS THAT ACTUALLY HELP

Bar charts, donut charts, and monthly summaries show exactly where your money goes. Switch between weekly, monthly, and yearly views. Tap any category to see every transaction behind it.

## Key features

- AI-powered expense logging via voice or receipt photos
- Natural language queries for spending insights
- Local data storage for enhanced privacy
- Customizable categories with icons and colors
- Monthly budgets with real-time alerts
- Spending charts and breakdowns
- iCloud Sync across devices

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Fina Pro Yearly | $24.99 | per year |
| Fina Pro Monthly | $2.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/fina-ai-finance-assistant/id6761033056/reviews.md

### 5/5 — 还挺好用

*2026-05-07*

简单对话就可以帮我记录消费了，很方便，推荐推荐

## Frequently asked questions about Fina

### How does Fina track expenses?

Fina uses AI to parse amounts, categories, and notes from spoken commands, typed entries, or photographed receipts, eliminating manual data entry.

### Is my financial data safe with Fina?

Yes, Fina prioritizes privacy by storing all data locally on your device. iCloud Sync is also private, ensuring no third-party servers access your transactions.

### What are the Fina Pro subscription plans?

Fina Pro offers unlimited AI usage for power users. Subscription options include Fina Pro Monthly at $2.99 and Fina Pro Yearly at $24.99.

### Can I export my data from Fina?

Yes, Fina allows you to export your financial data in CSV and JSON formats, providing flexibility for further analysis or backup.

### What devices does Fina support?

Fina is available on iPhone and iPad, with iCloud Sync enabling seamless data management across your Apple devices.

### How often is Fina updated?

The latest version of Fina is 1.5, which was last updated on May 30, 2026. Updates typically include new features and performance improvements.

### What is the age rating for Fina?

Fina has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### Does Fina have ads?

No, Fina does not contain advertisements. The core app is completely free, and optional Pro features are available through a subscription.

## Version history (last 3 releases)

### 1.5 — 2026-05-30

This update makes Fina easier to use for everyday tracking:
- Set rent, memberships, subscriptions, and other regular expenses as recurring transactions.
- Forgot to log something? You can now add expenses from yesterday, last night, or earlier.
- If the time is wrong, just tell Fina and it will update the right transaction.
- Image and batch imports are smoother when you need to clean up several expenses at once.
- Set your own monthly start day so reports match your real billing cycle.
- Category ordering, dark mode, and chat scrolling have also been polished.

### 1.4 — 2026-05-15

- Added smarter input suggestions based on recent habits
- Improved voice entry, keyboard input, and post-entry guidance
- Enhanced financial summaries, trends, category breakdowns, and top transaction details
- Fixed known issues and improved the overall user experience

### 1.0 — 2026-04-18

No release notes.

## Related topics

[ai finance assistant](https://appshunter.io/ios/topics/ai-finance-assistant)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-27.*