# Finaap — Financial Wellness Platform > Personal finance tracker for budgeting, debt management, and tax calculation. (iPhone/iPad app by Finaap Ltd.) - Source: https://appshunter.io/ios/app/finaap/id6759962372 (this page in markdown: same URL + `.md`) - Developer: [Finaap Ltd](https://appshunter.io/developer/1685258289) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 13.0 · 44 MB - Languages: American English - Released: 2026-05-25 - Data updated: 2026-08-07 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/finaap/id6759962372/reviews.md ## What is Finaap? Finaap is your personal financial wellness companion, designed to help you understand and take control of your finances. Track your debts, build budgets, monitor spending, and stay on top of your taxes, all from one app. Key Features: Dashboard & Overview Get a clear snapshot of your financial health with an at-a-glance dashboard showing your income, expenses, debts, and stability score. Transaction Tracking Log income and expenses manually or import them from your bank. AI-powered classification automatically categorises your spending. Debt Management Track all your debts in one place. Use our timeline projections, prioritisation tools, and payoff calculators to plan your path to becoming debt-free. Detect debts automatically from your bank transactions. Smart Budgeting Create budgets in the standard UK debt advice format. Import transactions and debts directly into your budget to save time and stay accurate. Tax Tools Calculate your UK or Nigerian tax obligations. Connect to HMRC Making Tax Digital (MTD) to view obligations and manage your self-assessment digitally. Bank Integration Securely connect your UK bank accounts via open banking (powered by Finexer) to automatically import transactions and detect debts. Financial Stability Score Our proprietary stability engine scores your financial health from 0 to 100. Run what-if simulations, check affordability for new purchases, and receive personalised risk alerts. Credit Score Tracking Manually log your credit scores over time and track your credit health journey. Reports & Insights Generate monthly summaries, spending analyses, and debt reports to understand where your money goes. UK Debt Adviser Directory Browse a directory of regulated UK debt advisers near you, completely free and publicly accessible. Privacy & Security Your data is encrypted and protected with biometric authentication (Face ID / fingerprint). We never sell your data. Finaap provides financial information and tools to help you make informed decisions. Finaap does not provide financial advice, contact creditors on your behalf, or negotiate payments. For regulated financial advice, please consult a qualified adviser. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Financial dashboard - Transaction tracking & categorization - Debt management & payoff planning - Smart budgeting - Tax calculation (UK/Nigeria) - Bank account integration - Financial stability score ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/finaap/id6759962372/reviews.md ### 5/5 — Amazing *2026-05-25* Works perfect, I love the automation and how everything is automatically pulled without having to manually enter them. ## Frequently asked questions about Finaap ### What is Finaap? Finaap is a personal financial wellness platform designed to help users understand and control their finances. It offers tools for tracking debts, building budgets, monitoring spending, and managing taxes. ### Does Finaap offer financial advice? Finaap provides financial information and tools to help users make informed decisions. However, it does not provide regulated financial advice, contact creditors, or negotiate payments. For regulated advice, consult a qualified adviser. ### How does Finaap handle security? Finaap prioritizes user data security with encryption and biometric authentication (Face ID/fingerprint). The platform states it never sells user data. ### Can I connect my bank accounts to Finaap? Yes, Finaap allows secure connection to UK bank accounts via open banking, powered by Finexer. This enables automatic import of transactions and detection of debts. ### What kind of budgeting features does Finaap have? Finaap offers smart budgeting tools that allow users to create budgets in the standard UK debt advice format. It also supports importing transactions and debts directly into the budget. ### Does Finaap have ads? Based on the provided data, Finaap does not contain advertisements. ### What devices is Finaap available on? Finaap is available on iPhone, iPad, and iPod devices. ### How often is Finaap updated? The latest version of Finaap is 1.0.8, and it was last updated on June 3, 2026. This suggests a relatively recent update cycle. ## Version history (last 5 releases) ### 1.0.10 — 2026-06-30 Minor Bug Fixes and UX Improvements ### 1.0.9 — 2026-06-13 Minor Bug Fixes and UX Improvements ### 1.0.8 — 2026-06-03 Minor Bug Fixes and UX Improvements ### 1.0.7 — 2026-05-29 Minor Bug Fixes and UX Improvements ### 1.0.6 — 2026-05-27 Minor bug fixes and UX Improvements ## More apps by Finaap Ltd - [Sallys Royal](https://appshunter.io/ios/app/sallys-royal/id6448640728) All apps by Finaap Ltd: https://appshunter.io/developer/1685258289 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*