# FinAI - Personal Finance — Spending & budgets, with AI > Spending & budgets, with AI (iPhone/iPad app by Jesus David Callejas Cabarcas.) - Source: https://appshunter.io/ios/app/finai-personal-finance/id6760623415 (this page in markdown: same URL + `.md`) - Developer: [Jesus David Callejas Cabarcas](https://appshunter.io/developer/1573175676) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 17+ - Requires: iOS 17.0 · 107 MB - Languages: American English, European Spanish - Released: 2026-04-07 - Data updated: 2026-11-05 ## What is FinAI? Fin is a personal finance assistant powered by AI. It helps you see where your money goes, without wrestling with spreadsheets. LOG IT THE EASY WAY • Automatic capture: turn on an iOS Shortcut once and it passes your bank's alert to Fin. AI reads it, builds the transaction and leaves it pending; you review and confirm it with a tap. On iOS 27 or later it works through the "bank alerts" channel; on earlier versions, through SMS, email or Apple Pay. • By voice: tell Fin your expense out loud. • With Siri, or manually, in seconds. ORGANIZE YOUR MONEY • Categories and tags to sort your transactions (for example #Work). • Pockets by currency: keep several currencies separate. • Payment methods and credit cards, with the credit limit kept apart from your available balance. • Receipts attached to each transaction. • Reminders and recurring transactions. STAY IN CONTROL • Budgets by category and by tag, with alerts as you approach the limit. • Debts: what you owe and what you're owed, with partial payments and due dates. • PDF reports. • Proactive financial agent: notifies you, by push and in the app, about unusual spending, budgets at risk or pending items. Available in Spanish, English, Portuguese, French, Italian and German. Fin's notifications are currently sent in Spanish. PRIVACY AND SECURITY Your financial data is yours alone. Fin uses encryption in transit and never shares your information with third parties without your consent. Privacy Policy: https://finbotai.co/privacy Terms and Conditions: https://finbotai.co/terms License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Fin Premium Monthly | $2.99 | per month | | Fin Premium Annual | $24.99 | per year | ## Is FinAI safe? Not enough ratings yet to assess FinAI. ## Is FinAI legit? FinAI - Personal Finance appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for FinAI is 70 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 0.6.0 — 2026-11-04 What's new in reminders, debts and capture: • Repeating reminders: Done, Snooze or Record payment right from the alert. • Turn an expense into a debt or a payment with one tap. • Linked debts: if the payment arrives through automatic capture, Fin settles the debt for you. • Fin spots transfers between your accounts and offers to merge them. ### 0.5.0 — 2026-10-12 What's new in debts, categories and budgets: • Debts with a link: invite the other person to link a debt; you both see the same thing, sign and confirm payments. • Tags per category (Food → Delivery) and budget per tag, free for everyone. • Creating categories is easier: templates and an emoji suggested by AI. • Savings accounts with a starting balance. • A home screen that fits you: choose which tabs to see. ### 0.4.1 — 2026-09-28 Four new things in this version: • Credit cards: add your cards and keep card spending separate from your account, then pay from the home screen and see it all in one report. • Dictate the title: name a transaction by saying it out loud — tap, speak, done, no typing. • Bank alerts: Fin reads your bank's notification and logs the transaction for you. • Debts: track what you owe and what you're owed, pay it down, and watch the balance drop. ### 0.3.0 — 2026-08-22 Fin no longer waits for you to ask. Now it reaches out. YOUR ACCOUNTANT WRITES TO YOU Fin reviews your finances every day and tells you when something matters: a budget you're about to blow, an expense that repeats month after month without being tracked, a subscription that went up in price, a month-end worth a look. The numbers come from your own transactions, not from estimates. ACT RIGHT FROM THE ALERT If Fin spots a recurring expense, you mark it as fixed right there — no need to go find it. Every alert shows when it arrived and stays in your inbox. FIXED EXPENSES ON THE DAY YOU CHOOSE Recurrence now anchors to a day of the month — the 5th, the 15th, the 30th — instead of counting intervals. If your rent is due on the 2nd, Fin expects it on the 2nd. PREMIUM WITHOUT PROMISES THAT DON'T APPLY Premium benefits now match your device: whatever your phone can't do no longer shows up on the list. OFFLINE, WITH A HEADS-UP If you lose your internet connection, the app tells you — and clears the notice on its own once you're back. Your spending logs itself, straight from your bank's text message. • Bank SMS capture: turn on the channel, pick your bank, and Fin logs the purchase the moment the message arrives. No opening the app, no typing. • Step-by-step setup: we walk you through creating the shortcut and the automation, with a test button so you can confirm it works before you rely on it. • Bank not listed? Request it right from that screen. • Clearer Apple Pay: coming back shows the channel's real status instead of the tutorial again, so you know exactly what's missing. • Siri and lock screen: the shortcut works even with your phone locked. • Stability fixes and visual polish across alerts, sheets, and buttons. FIXES • The home balance no longer shifts as you scroll, and no longer adds locked transactions • Recurrence stopped getting lost when editing a transaction • Signing out leaves nothing behind from the previous account • The alerts inbox now sorts newest first • The budget picker no longer shows categories from an earlier session • Visual fixes in sheets, headers and the Premium plan carousel ### 0.2.0 — 2026-08-01 This version brings full multi-currency support. MY CURRENCIES A new screen to see all your pockets organized by currency. You can remove a currency without losing your transactions. BUDGETS BY CURRENCY You now choose which currency each budget uses, and you can have several budgets for the same month in different currencies. EXPANDED CATALOG We went from 21 to more than 150 available currencies. FIX A POCKET'S CURRENCY Recorded something in the wrong currency? You can now correct it without deleting anything. EXPORT WITH FILTERS Your PDF report can now be filtered by currency. A FASTER START We detect your country automatically, so you skip the step of confirming it. And if you'd rather explore before setting things up, you can skip onboarding. FIXES • Amounts now respect each currency's decimals (some use 0 decimals, others 2) • The balance displayed decimals incorrectly in certain currencies • Apple Pay records the exact amount • Various money formatting adjustments Dos notas de traducción: - Usé "pockets" para "bolsillos", que es como aparece en el código (DSPocketSwitch). Si en la ficha en inglés de la tienda ese concepto se llama de otra forma, dime y lo ajusto — conviene que coincida con el resto de la descripción para no confundir. - "Movimientos" → "transactions", que es el término natural en inglés para apps de finanzas; "movements" sonaría a traducción literal. Y la versión corta para Google Play en inglés, por si la necesitas (466 caracteres, dentro del límite de 500): You can now manage several currencies at once. • New: "My Currencies" screen to see and organize your pockets by currency • Budgets in the currency you choose • More than 150 currencies available • Export your PDF filtered by currency ## Apps similar to FinAI | App | Rating | Price | Category | | --- | --- | --- | --- | | [doble: personal finance](https://appshunter.io/ios/app/doble-personal-finance/id6790642864) | — | Free | Finance | | [Tregua: Finanzas tranquilas](https://appshunter.io/ios/app/tregua-finanzas-tranquilas/id6756083714) | — | Free | Finance | | [NoSeMePasa: Control de Pagos](https://appshunter.io/ios/app/nosemepasa-control-de-pagos/id6757211908) | — | Free | Finance | | [AI Money Manager & Expenses](https://appshunter.io/ios/app/ai-money-manager-and-expenses/id6758800824) | 4.8 (5) | Free | Finance | | [Finanzas Personales IA: Finvot](https://appshunter.io/ios/app/finanzas-personales-ia-finvot/id6757373431) | 2.0 (1) | Free | Finance | ## More apps by Jesus David Callejas Cabarcas - [Perse](https://appshunter.io/ios/app/perse/id6450325507) - [Acira](https://appshunter.io/ios/app/acira/id6745481555) All apps by Jesus David Callejas Cabarcas: https://appshunter.io/developer/1573175676 ## Related topics [organizador de finanzas](https://appshunter.io/ios/topics/organizador-de-finanzas) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*