# Final Credit: Budget & Expense — Expense Tracker

> Digital ledger cash book for managing business credit and debit transactions. (iPhone/iPad app by Vishal Buha.)

- Source: https://appshunter.io/ios/app/final-credit-budget-and-expense/id1483313068 (this page in markdown: same URL + `.md`)
- Developer: [Vishal Buha](https://appshunter.io/developer/1482375851)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.30/5 from 4 App Store ratings · 5 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 28 MB
- Languages: American English
- Released: 2019-10-12
- Data updated: 2026-08-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/final-credit-budget-and-expense/id1483313068/reviews.md

## What is Final Credit?

Final Credit (Ledger Account Book) – Replace your traditional Udhar Bahi Khata with a powerful digital ledger cash book. It is 100% free, safe, and secure for all types of businesses to maintain customer accounts easily. Manage your daily credit (Jama) and debit (Udhar) transactions anytime, anywhere.

Final Credit works like a Tally for mobile, designed especially for small business owners, shopkeepers, and individuals who deal with daily len den and need a simple accounting solution.

Number #1 app to replace your offline Udhar Bahi Khata and transform it into a smart digital ledger Cash Book with powerful features.

With this Ledger Cash Book you can also:
- Add new customers easily
- Edit customer information anytime
- Record customer transactions (Udhar & Jama)
- Delete or update entries in your account book
- Simple and user-friendly design
- Manage your Udhar Khata anytime, anywhere
- Keep your Hisab Kitab in your pocket
- 100% free digital ledger app
- Accurate and reliable for daily business use
- Complete len den management app
- Smart and lightweight Tally for mobile

Any category of shop can use:
- Mobile Recharge & Electronics Shops
- Kirana, Grocery, General & Provision Stores
- Bakery, Snacks & Juice Shops
- Jewellery Shops & Gold Sellers
- Medical Stores & Local Pharmacies
- Garments & Tailor Shops
- Paan Shops, Tea Stalls & Small Vendors
- Personal Credit Book Keeping

Some other regional names of Final Credit or Udhar Bahi Khata:
Credit Debit Entry Book, Ledger Cash Book, Hisab Kitab App, Tally for Mobile, Leva Deva, Levad Devad, Ugarani Chukavani, Udhar Jama Register, Credit Debit App, Debit Credit Ledger, Accounting Register, Vyapar App, Ledger Book, Khata Book, LenDen Diary, Daily Finance Collection App, Udhar Khata.

Subscription Details:
Monthly – Subscription price: $7.99
Yearly – Subscription price: $29.99

Subscription pricing may vary depending on your region and selected plan. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions anytime in your Account Settings.

Privacy Policy: https://sites.google.com/view/tricontech/home
Terms of Use: https://sites.google.com/view/tricontech/terms-condition

## Key features

- Digital ledger cash book
- Manage customer accounts
- Record credit and debit transactions
- Add, edit, and delete entries
- User-friendly design
- Track daily finances

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Access | $7.99 | per month |
| Yearly Access | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Life Time Purchase | $59.99 | one-time |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/final-credit-budget-and-expense/id1483313068/reviews.md

### 5/5 — App User

*2021-11-21, version 1.2*

This app is so cool and easily manage may or expense and income and tracking my moneys is so easy its very help full me 👍

### 1/5 — Not support

*2020-05-06*

In my phone this app not open now 
Showing error is the internet connection was lost

### 5/5 — Rushal

*2020-02-08*

This is the best app to manage my money and my credit debit. Best app for money manage final credit is the best app

### 5/5 — Final credit is nice app, easy to use and understand

*2019-11-15*

Final credit is nice app, easy to use and understand

### 5/5 — Best app mind blowing

*2019-10-17*

Super

## Frequently asked questions about Final Credit

### What is Final Credit used for?

Final Credit is a digital ledger cash book designed to replace traditional paper ledgers. It helps users manage customer accounts, record daily credit (Jama) and debit (Udhar) transactions, and keep track of their business finances.

### Is Final Credit free to use?

Yes, Final Credit is free to download and use for managing your ledger and transactions. It also offers subscription plans for enhanced features, with monthly and yearly options available.

### What subscription plans does Final Credit offer?

Final Credit offers monthly access for $7.99 and yearly access for $29.99. These prices may vary by region. Subscriptions automatically renew unless canceled at least 24 hours before the current period ends.

### Can I manage multiple customers with Final Credit?

Yes, you can easily add new customers, edit their information, and record individual transactions for each customer within the app. This allows for comprehensive management of all your client accounts.

### Does Final Credit have ads?

Yes, Final Credit contains advertisements. As a free application, it utilizes ads to support its services.

### What devices is Final Credit available on?

Final Credit is currently supported on iPhone and iPod devices. The app is rated for users aged 17 and older.

### How often is Final Credit updated?

The latest version of Final Credit is 2.1, which was last updated on March 18, 2026. This indicates a commitment to ongoing development and improvements.

### How secure is my financial data with Final Credit?

The app is described as safe and secure for businesses to maintain customer accounts. While specific security protocols are not detailed, the focus is on providing a reliable digital ledger solution.

## Version history (last 5 releases)

### 2.1 — 2026-03-18

- New and improved user interface
- Faster transaction entry and tracking
- Enhanced customer management features
- Performance improvements and bug fixes

### 2.0 — 2026-01-29

- Improve app feature and Performance
- Add some amazing Feature
- Make UI User friendly
- Resolve bugs

### 1.5 — 2024-02-26

1. Improve app performance
2. Bug fixing

### 1.4 — 2023-04-12

1. Improve app performance
2. Bug fixing

### 1.3 — 2022-08-03

1. Improve app performance
2. Bug fixing

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## More apps by Vishal Buha

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- [World GK Quiz App](https://appshunter.io/ios/app/world-gk-quiz-app/id1493369801)

All apps by Vishal Buha: https://appshunter.io/developer/1482375851

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*