# Finalyse: Expense Tracker — Budget, debt & savings planner > Budget, debt & savings planner (iPhone/iPad app by Joicy A J.) - Source: https://appshunter.io/ios/app/finalyse-expense-tracker/id6787582416 (this page in markdown: same URL + `.md`) - Developer: [Joicy A J](https://appshunter.io/developer/6787581724) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 16 MB - Languages: American English - Released: 2026-08-07 - Data updated: 2026-09-07 - User reviews in markdown: https://appshunter.io/ios/app/finalyse-expense-tracker/id6787582416/reviews.md ## What is Finalyse? Finalyse: Your Smarter Finance Manager Take control of your money with Finalyse — a powerful finance manager that brings expenses, income, budgets, savings, debt, notes and AI-powered insights together in one place. Manage your personal or business finances, create multiple profiles, track money across 47 currencies, and understand where your money is going. TRACK YOUR MONEY Keep your finances organized and understand your spending. • Track expenses and income • Organize transactions by category • Review spending history • Monitor your cash flow • Understand where your money goes PERSONAL & BUSINESS PROFILES Keep different areas of your finances separate with multiple profiles. Create dedicated profiles for: • Personal finances • Business finances • Freelance or side-business activity • Other financial needs Each profile can have its own transactions, budgets and financial information. 47 CURRENCIES Manage finances across 47 currencies — ideal for international travel, overseas expenses, freelancers, businesses and anyone who uses multiple currencies. SMARTER BUDGETS Create budgets and stay on top of your spending. • Set category budgets • Monitor spending against your limits • Identify overspending • Track your monthly progress • Understand spending patterns LOANS, CREDIT CARDS & DEBT Keep your financial commitments organized. • Track loans and balances • Manage credit cards • Track EMIs and repayments • Monitor payment due dates • Follow your debt progress SAVINGS GOALS Turn your financial goals into measurable progress. • Create savings goals • Set targets • Track your progress • Monitor your savings journey NOTES FOR YOUR FINANCES Keep important context alongside your financial information. Create notes for financial decisions, transaction details, business information, reminders and anything else you want to remember. BILLS & RECURRING PAYMENTS Keep subscriptions, bills and recurring expenses organized. • Track recurring expenses • Monitor upcoming payments • Manage subscriptions • Keep track of bills and payment dates AI-POWERED FINANCIAL INSIGHTS Finalyse doesn't just record your financial data — it helps you understand it. AI-powered insights can help you identify spending patterns, budget trends, changes in financial habits, progress toward goals and areas that may need attention. FINANCIAL HEALTH See the bigger picture by bringing spending, savings, debt and budgets together. Understand your financial health and identify opportunities to improve your money habits. IMPORT YOUR FINANCIAL DATA Save time by importing transactions from supported bank statements instead of entering everything manually. ONE APP FOR YOUR FINANCES Whether you're tracking everyday expenses, managing a budget, running a business, paying down debt, saving for a goal, using multiple currencies or simply trying to understand your money better, Finalyse gives you one place to organize, track and understand your finances. Track your money. Plan your future. Understand your finances. Finalyse is designed for financial organization and education and does not provide professional financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finalyse.ai/privacy-policy ## Version history (last 5 releases) ### 1.3.1 — 2026-09-06 Performance improvements and bug fixes ### 1.3 — 2026-09-05 What’s New • Shared household profiles for tracking finances together • Separate personal and business financial workspaces • Clearer spending insights, budgets, and transaction history • Improved debt planning and savings-goal tracking • Refreshed iPad experience • Performance improvements and bug fixes ### 1.2.1 — 2026-08-29 Spend in your own currency • 47 currencies to choose from, up from 6 — find yours by name instead of guessing at a code. • Amounts now carry the right number of decimals for each currency. Yen and won show none, Kuwaiti dinar shows three, and the decimals you type are no longer dropped. • Dollar currencies are labelled clearly — C$, A$, NZ$, HK$, S$ — so it's obvious which one you've picked. • New accounts now start in your device's regional currency. • Lakh and crore formatting now applies to Pakistani, Bangladeshi, Sri Lankan and Nepali rupees as well as Indian. Clearer privacy choices • AI features now ask permission separately for financial advice and for statement imports, so you can allow one without allowing the other. • The service that processes your data is named directly in the app. More to try before you sign in • Demo mode now includes a Business profile alongside Personal. Fixes • Fixed a case where a budget could display an amount that wasn't yours. • More reliable saving of budgets and custom categories. ### 1.2 — 2026-08-13 What’s New • New Notes: capture ideas, bills, payment reminders, and linked transactions in one place. • Recurring income is now easier to track, with clear income entries and helpful due reminders. • Monthly goal contributions now stay in sync automatically. • Eligible users can now see applicable Finalyse Pro free-trial details before subscribing. • Improved subscription access and overall reliability. ### 1.0.1 — 2026-08-07 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*