Finance & Mortgage Loan Calc

You know a serious loan app when you see one, and this release makes Mortgage Loan Calculator Pro easier to trust from the first tap. The buying flow is clearer, the settings are easier to use, and the loan data paths are steadier when you save, reopen, or export a record. - The paywall has been rebuilt around a card layout with a cleaner headline, a benefit list, a clearer plan block, legal links, and a restore row. - The purchase screen now uses the actual StoreKit product name and price when the product is available, instead of leaning on placeholder copy. - Restore Purchases still stays visible and easy to reach, which matters when a user is moving to a new device or reinstalling the app. - Currency selection is now a searchable ISO list, and the app-wide formatting helpers respect that choice when no explicit code is passed. - Loan term entry keeps exact year-and-month values. A term like 181 months stays exact instead of being rounded into a cleaner-looking number that loses the real length. - Loan detail screens now keep the term display and saved value in sync, which helps prevent quiet changes when a record is edited later. - Schedule items now round-trip correctly when you save and reopen a loan. Extra payments, skipped payments, and frequency changes keep their meaning instead of drifting after persistence. - Holiday logic now uses bundled federal holiday rules, including observed dates, so business-day shifts are more predictable when a payment lands near a holiday or weekend. - Schedule report XML escaping is fixed. Loan names, notes, and other text now stay valid even when they contain symbols like ampersands or angle brackets. - Editor exports now write actual XML. The file matches its extension, which makes sharing and importing safer and easier to trust. - PDF export now paginates cleanly with repeated headers and readable metadata. Longer reports stay easy to follow instead of breaking awkwardly across pages. - XML import now validates bad input before it touches saved data. If a file is malformed, the import stops with a field-specific error instead of quietly corrupting a record. - Loan detail and summary paths now use typed helpers for relationship data. That keeps schedule items, amortization entries, and rate changes in a stable order. - Core Data startup is more resilient if the persistent store cannot be loaded. The app records the problem and falls back safely instead of crashing at launch. - Loan auto-save now skips detached records and missing contexts. That avoids force-unwrapping problems and keeps editing safer when the object graph is not complete. - Summary calculations now treat missing amortization amounts as zero. Totals stay readable even when the underlying data is incomplete. - The chart view clears its cached scale when there is no data. Empty states now behave like empty states instead of reusing old values from a previous loan. - Every visible calculator is routed through a concrete implementation. The current menu no longer falls back to placeholder behavior for the calculators users can actually reach. If you already use this app to compare payments, test scenarios, or manage saved loans, this update should feel like less friction and more control. Save a loan, change it, export it, and come back later with fewer surprises. Saved loans should feel dependable after this update. Open a file, make a change, export a report, and the result should stay aligned with the values you entered. That means less time correcting edge cases and more time comparing real loan options with a screen that keeps up. It is the kind of polish you notice after a few edits, not just on the first tap.