# Finance & Mortgage Loan Calc — Mortgage math, export tools

> Comprehensive financial calculator with 23 specialized solvers for loans, investments, and discounts. (iPhone/iPad app by Verosocial Studio.)

- Source: https://appshunter.io/ios/app/finance-and-mortgage-loan-calc/id436989032 (this page in markdown: same URL + `.md`)
- Developer: [Verosocial Studio](https://appshunter.io/developer/354566841)
- Category: Finance, Business
- Price: Free with in-app purchases (on sale, was $0.99)
- Rating: 5.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 5 MB
- Languages: American English
- Released: 2011-05-24
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/finance-and-mortgage-loan-calc/id436989032/reviews.md

## What is Finance & Mortgage Loan Calc?

Smart choice using Mortgage Loan Calculator Pro. You picked an app that keeps mortgage math practical, fast, and easy to trust when the numbers matter.

Whether you are comparing a first home, checking a refinance, or keeping a client file moving, the app puts the key numbers on one screen instead of burying them in a spreadsheet.

What you get:

- Monthly mortgage payment estimates with a clear principal and interest breakdown.
- Full amortization schedules that are easy to review, save, and share.
- Extra payment, skip payment, and rate change handling for more realistic planning.
- Holiday-aware schedule logic that keeps payment timing sensible around weekends and federal holidays.
- Searchable currency selection and rounding controls for the way you work.
- Export loan data as CSV, JSON, XML, PDF, or plain text.
- Clean report views for loan details, schedules, and amortization breakdowns.
- Calculator tools for mortgage payment, affordability, refinance breakeven, future value, present value, lease math, and related finance scenarios.
- Local data storage so your saved loans stay on the device.
- A restore flow that keeps the upgrade process simple when you need to recover a purchase.

The app is built for people who want straight answers, not a maze of tabs. Open a loan, check the payment, change the inputs, and export the result without losing the thread.

If you want one app for the numbers, the schedules, and the export work, this one holds up. It is made for users who care about clean output, fast edits, and a workflow that does not get in the way.

## Key features

- 23 specialized financial solvers
- Mortgage loan payment calculator
- Cost per unit calculator
- Investment and discount solvers
- Email calculations
- Offline functionality
- Universal app support

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Export | $4.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/finance-and-mortgage-loan-calc/id436989032/reviews.md

### 5/5 — Use it almost every day

*2026-06-06*

I’ve been meaning to do more with the schedule task having just one blank one is good, but I would like to be able to save

### 5/5 — Great little app

*2025-10-29*

Does everything I need without any ads or tracking

## Frequently asked questions about Finance & Mortgage Loan Calc

### What types of financial calculations can Finance Calculator++ perform?

Finance Calculator++ offers 23 specialized solvers, including mortgage loan payments, cost per unit, bill discounting, discounted cash flow (DCF), future and present value of investments, and various interest and loan prepayment calculations.

### Does Finance Calculator++ require an internet connection to work?

No, Finance Calculator++ does not require network connectivity, allowing you to perform calculations offline on your iPhone or iPad.

### Can I share my calculations from Finance Calculator++?

Yes, you can send your completed calculations or conversions directly via email from within the Finance Calculator++ app.

### What devices is Finance Calculator++ compatible with?

Finance Calculator++ is a Universal App, meaning it is compatible with iPhone, iPod Touch, and iPad devices, supporting all iPhone screen sizes.

### How often is Finance Calculator++ updated?

The latest version of Finance Calculator++ is 8.2, and it was last updated on March 31, 2026, indicating ongoing support and updates.

### What is the user rating for Finance Calculator++?

Finance Calculator++ has a perfect rating of 5.0 stars based on 1 review, suggesting a highly positive user experience.

### Is Finance Calculator++ suitable for educational purposes?

Yes, the app is described as great for educational use, providing a wide range of financial formulas and solvers that can aid in learning and understanding financial concepts.

### Does Finance Calculator++ have ads?

No, Finance Calculator++ does not contain advertisements, as indicated by the 'hasAds' flag being false.

## Version history (last 5 releases)

### 8.3 — 2026-06-06

You know a serious loan app when you see one, and this release makes Mortgage Loan Calculator Pro easier to trust from the first tap. The buying flow is clearer, the settings are easier to use, and the loan data paths are steadier when you save, reopen, or export a record.

- The paywall has been rebuilt around a card layout with a cleaner headline, a benefit list, a clearer plan block, legal links, and a restore row.
- The purchase screen now uses the actual StoreKit product name and price when the product is available, instead of leaning on placeholder copy.
- Restore Purchases still stays visible and easy to reach, which matters when a user is moving to a new device or reinstalling the app.
- Currency selection is now a searchable ISO list, and the app-wide formatting helpers respect that choice when no explicit code is passed.
- Loan term entry keeps exact year-and-month values. A term like 181 months stays exact instead of being rounded into a cleaner-looking number that loses the real length.
- Loan detail screens now keep the term display and saved value in sync, which helps prevent quiet changes when a record is edited later.
- Schedule items now round-trip correctly when you save and reopen a loan. Extra payments, skipped payments, and frequency changes keep their meaning instead of drifting after persistence.
- Holiday logic now uses bundled federal holiday rules, including observed dates, so business-day shifts are more predictable when a payment lands near a holiday or weekend.
- Schedule report XML escaping is fixed. Loan names, notes, and other text now stay valid even when they contain symbols like ampersands or angle brackets.
- Editor exports now write actual XML. The file matches its extension, which makes sharing and importing safer and easier to trust.
- PDF export now paginates cleanly with repeated headers and readable metadata. Longer reports stay easy to follow instead of breaking awkwardly across pages.
- XML import now validates bad input before it touches saved data. If a file is malformed, the import stops with a field-specific error instead of quietly corrupting a record.
- Loan detail and summary paths now use typed helpers for relationship data. That keeps schedule items, amortization entries, and rate changes in a stable order.
- Core Data startup is more resilient if the persistent store cannot be loaded. The app records the problem and falls back safely instead of crashing at launch.
- Loan auto-save now skips detached records and missing contexts. That avoids force-unwrapping problems and keeps editing safer when the object graph is not complete.
- Summary calculations now treat missing amortization amounts as zero. Totals stay readable even when the underlying data is incomplete.
- The chart view clears its cached scale when there is no data. Empty states now behave like empty states instead of reusing old values from a previous loan.
- Every visible calculator is routed through a concrete implementation. The current menu no longer falls back to placeholder behavior for the calculators users can actually reach.

If you already use this app to compare payments, test scenarios, or manage saved loans, this update should feel like less friction and more control. Save a loan, change it, export it, and come back later with fewer surprises.

Saved loans should feel dependable after this update. Open a file, make a change, export a report, and the result should stay aligned with the values you entered. That means less time correcting edge cases and more time comparing real loan options with a screen that keeps up. It is the kind of polish you notice after a few edits, not just on the first tap.

### 8.2 — 2026-03-31

bug fixes

### 8.1 — 2025-11-21

bug fixes

### 8.0 — 2025-10-29

bug fixes and updates for ios 26

### 7.6 — 2021-07-03

Bug Fixes
Added salary calculators

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All apps by Verosocial Studio: https://appshunter.io/developer/354566841

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
