# Finance Calculator+ — Stamp duty, mortgage loans,tax

> Stamp duty, mortgage loans,tax (iPhone/iPad app by Jokuda Pty Ltd.)

- Source: https://appshunter.io/ios/app/finance-calculator-plus/id6760955210 (this page in markdown: same URL + `.md`)
- Developer: [Jokuda Pty Ltd](https://appshunter.io/developer/1887001797)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 38 MB
- Languages: American English
- Released: 2026-03-28
- Data updated: 2026-08-04
- User reviews in markdown: https://appshunter.io/ios/app/finance-calculator-plus/id6760955210/reviews.md

## What is Finance Calculator+?

One Calculator to Rule them All. Buying your home? Doing your tax? Working out repayments on a refinance? Finance Calculator+ has 30+ calculators in one app, it helps you manage your daily finance needs, whether it is mortgage repayment, loan repayment, income tax, currency exchange, or a fully feature scientific calculator with RPN function built in. When you are bore, try out our fortune teller calculator. It will lighten your day and encourage you to achieve greater heights

No ads. No subscriptions. No tracking.


MORTGAGE AND HOME LOAN
- Mortgage repayments: weekly, fortnightly, or monthly
- Borrowing power: how much you can borrow, the way lenders calculate it
- Extra repayments: see exactly how much time and interest you save
- Refinancing: compare your current deal against new offers
- Offset account savings model
- LMI estimator for deposits under 20%
- Loan serviceability assessment


CAR AND PERSONAL LOANS
- Car loan and personal loan repayments
- Credit card payoff: exactly how long until your balance hits zero


STAMP DUTY AND PROPERTY
- Stamp duty: every Australian state and territory, with first home buyer concessions, off-the-plan reductions, and investment property surcharges
- Investment property: interactive cash flow charts with PDF export
- Rent vs buy: long-term cost of owning versus renting


TAX AND INCOME
- Australian income tax with Medicare levy and surcharge
- HECS-HELP repayment estimator with current thresholds
- GST: add or remove 10% instantly


RATE TRACKER
- Live RBA cash rate, variable and fixed home loan rates
- 90-day BBSW and 10-year bond yields
- Historical charts: 1Y, 3Y, 5Y, 10Y
- Next RBA meeting countdown


SCIENTIFIC CALCULATOR + RPN
- Full scientific: trig, logs, exponents, factorials, permutations, combinations, statistics
- DEG / RAD switching with clear indicator
- RPN mode: 4-register stack with ENTER, DROP, SWAP, ROLL DOWN, STO/RCL, LAST X
- One-tap switch between Algebraic and RPN
- Built-in explainer for RPN newcomers
- Calculation history: save and copy any result


PROFESSIONAL (AmortPro)
- Solve for any unknown: payment amount, rate, term, or principal
- Cash flow events: rate changes, extra payments, holidays, balloons
- Interest-only and fixed-principal periods
- Full amortisation schedule with PDF export
- Comparison Rate: true cost of a loan including all fees


GRAPHING AND EQUATIONS
- 2D graphing: plot up to 3 functions
- 3D surface graphing from f(x,y)
- Equation solver: linear and non-linear systems
- Base converter: binary, octal, decimal, hex with bitwise operations


SAVINGS AND BUDGET
- Compound interest calculator
- Savings goal planner
- Superannuation projection with employer contributions and salary sacrifice
- Budget planner


CHINESE CALENDAR
- Perpetual calendar 1900-2100
- Lunar dates with zodiac animals
- Heavenly Stems and Earthly Branches
- 24 Solar Terms with precise dates
- Bidirectional Gregorian and Lunar lookup


FORTUNE TELLER (just for fun)
- Tarot, Numerology, Astrology, I Ching, Runes, Magic 8-Ball
For entertainment only - never financial, medical, or legal advice.


EVERYDAY TOOLS
- Currency converter: 150+ currencies with live rates
- Unit converter: length, mass, area, volume, temperature, time, data
- Tip calculator and bill splitter
- Date calculator: date difference, add/subtract days, business days
- Password generator


WHY FINANCE CALCULATOR+?
* Free forever: no ads, no IAP, no subscriptions
* Works completely offline
* PDF export for reports and amortisation schedules
* Dark/light themes, pin favourites, drag to reorder
* Your data stays on your device: zero tracking

Every calculator uses current Australian tax rates, stamp duty, super, and lending standards.

Download free today.


## Version history (last 5 releases)

### 1.3.1 — 2026-07-31

Minor bug fixes

### 1.3.0 — 2026-06-10

Bug fixes and UI improvements

### 1.2.3 — 2026-05-10

RBA cash rate — countdown + market prediction
The cash-rate hero now shows a countdown to the next RBA board meeting and the market's expected move. Surfaced across Rate Tracker, Mortgage Repayment, and Income Tax.

Mortgage balance chart
Mortgage Repayment now plots your loan balance month-by-month so you can see exactly how it pays down over time.

Income tax bracket chart
Income Tax now shows a visual chart of how each bracket applies to your taxable income — easier to see where each dollar is taxed.

Stamp Duty — clearer breakdown
Reorganised inputs and a sharper cost breakdown — easier to spot First Home Buyer, investor, foreign buyer, and Regional WA settings.

Borrowing Power refresh
Cleaner layout with collapsible applicant and loan settings, partner income, dependents, automatic HEM benchmark, and clearer validation pills.

AmortPro — easier to use
The cryptic "U" toggle is now a clear "Solve for this" chip with a sparkles icon, plus a discovery hint so the feature is easier to find.

Bug fixes
• Fortune Teller now works on iPad and tablets. The landscape hub shows all six methods on one screen.
• The I Ching yin-yang glyph in readings now properly renders in gold instead of falling back to colour emoji.

### 1.2.1 — 2026-05-05

Brand-new app icon
A fresh calculator-with-leaf design — same app, new look on your home screen.

Shorter home-screen name
The app now appears as "Calculator+" so the full name fits without being cut off on iOS.

Currency Converter overhaul
• Remembers your last conversion
• Surfaces your favourite currencies
• Keeps a full conversion history
• 30-day rate chart so you can see the trend at a glance

Bug fixes
• Currency Converter — the Clear button now resets favourites, FROM/TO selections, input value, and history all in one tap.

### 1.2.0 — 2026-04-29

Investment Growth Calculator (new)
Project a multi-asset portfolio — shares, ETFs, property, term deposits, bonds, and crypto — with realistic Australian tax. Franking credits, negative gearing, and the 50% CGT discount are all factored in. PDF export with per-instrument and per-year breakdowns.

Fortune Teller 
Six divination methods, all just for fun: Tarot with the full 78-card Rider-Waite deck and a realistic shuffle, Numerology with a daily Personal Day, sun-sign Astrology with compatibility, I Ching with all 64 hexagrams (Legge 1882 translation), Elder Futhark Runes, and Magic 8-Ball with tone interpretation.

Per-domain interpretations
Every Tarot card, hexagram, rune, sun sign, and numerology number carries plain-language guidance for love, career, finance, health, and spirituality.

Replies from the team
When you submit a bug report or suggest a calculator, our reply now appears right inside the app.

Improvements
- Superannuation projection now factors in expected annual salary increases
- Bug reports and calculator suggestions can be expanded to read the full text
- Tools search auto-clears any active category filter so nothing is hidden
- "What's New" modal shows once after each app update
- Reliable back buttons on Suggestions, Bug Reports, and other sub-screens
- Drawing animations for each Fortune Teller method — slot reels for numerology, rotating zodiac wheel for astrology, pouch cycle for runes, coin-cast for I Ching
- Reduced-motion accessibility — animations skip cycling when the OS setting is on
- Save any reading to your private journal; share clean text via the OS share sheet

## Related topics

[finance calculator plus](https://appshunter.io/ios/topics/finance-calculator-plus)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*
