# Finance FIRE — Smart Financial Calculator > Financial planning companion for smart money decisions, salary negotiation, and early retirement. (iPhone/iPad app by Ikigai Innovations LLC.) - Source: https://appshunter.io/ios/app/finance-fire/id6746294826 (this page in markdown: same URL + `.md`) - Developer: [Ikigai Innovations LLC](https://appshunter.io/developer/1810532365) - Category: Finance - Price: Free (on sale, was $1.99) - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 18.4 · 1 MB - Languages: English - Released: 2025-05-29 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/finance-fire/id6746294826/reviews.md ## What is Finance FIRE? Finance FIRE (Financial Independence Retire Early) is your comprehensive financial planning companion that empowers you to make smarter money decisions. Whether you're planning to buy a home, achieve financial independence, or negotiate your next salary, FinancePal provides the tools you need to succeed. NEW: Advanced Salary Calculator Take control of your career with our powerful salary negotiation and analysis tools: Smart Compensation Analysis: Evaluate complete packages including base salary, RSUs, bonuses, and benefits Negotiation Intelligence: Get data-driven recommendations on whether offers are excellent (20%+ increase), good (10-20%), or need improvement Location-Aware Calculations: Automatic cost-of-living adjustments for all 50 US states plus international support Real-Time Offer Comparison: Compare new opportunities against your current compensation with inflation adjustments Comprehensive Package Evaluation: Factor in health insurance, retirement contributions, PTO value, and other perks Complete Financial Toolkit: Mortgage Calculator: Plan your home purchase with detailed payment breakdowns and amortization schedules FIRE Calculator: Chart your path to Financial Independence and early retirement Retirement Planner: Ensure your golden years are financially secure Scenario Comparison: Save and compare multiple financial plans Key Features: 1. Privacy-first design - all data stays on your device 2. Interactive charts and visualizations 3. State-specific inflation and cost-of-living data 4. Professional-grade financial formulas 5. Clean, intuitive interface 6. No subscriptions or hidden fees Perfect for professionals, job seekers, homebuyers, and anyone serious about financial planning. Make informed decisions with confidence - download FinancePal today! DISCLAIMER: FinancePal provides educational calculators only. Not financial advice. Consult professionals for financial decisions. ## Key features - Advanced Salary Calculator - Mortgage Calculator - FIRE Calculator - Retirement Planner - Scenario Comparison - Privacy-first design ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/finance-fire/id6746294826/reviews.md ### 5/5 — Easy , Free , No Ad is plus *2025-07-22* Simple and comprehensive calculation with explanations ## Frequently asked questions about Finance FIRE ### What is Finance FIRE? Finance FIRE is a financial planning companion designed to help users make smarter money decisions. It offers tools for salary negotiation, home buying, and planning for financial independence and early retirement. ### Does Finance FIRE have ads? No, Finance FIRE is ad-free. The app is designed with a privacy-first approach, ensuring all data stays on your device without advertisements. ### What financial tools are available in Finance FIRE? Finance FIRE includes an advanced salary calculator with compensation analysis, a mortgage calculator with amortization schedules, a FIRE calculator for early retirement, and a retirement planner. ### How does Finance FIRE handle data privacy? Finance FIRE prioritizes user privacy by keeping all data on the user's device. This means your financial information is not shared or stored externally. ### Is Finance FIRE available on multiple devices? Yes, Finance FIRE is supported on both iPhone and iPad, allowing users to manage their finances across Apple devices. ### What is the update frequency for Finance FIRE? Finance FIRE was last updated on September 8, 2025, indicating active development and support for the application. ### Can I compare different financial scenarios with Finance FIRE? Yes, Finance FIRE features a scenario comparison tool that allows you to save and compare multiple financial plans, helping you visualize different outcomes. ### What is the age rating for Finance FIRE? Finance FIRE has an age rating of 4+, making it suitable for a wide range of users interested in financial planning. ## Version history (last 3 releases) ### 1.2 — 2025-09-08 MAJOR UPDATE: Your Path to Financial Freedom Just Got Better! NEW FEATURES: • Coast FIRE Calculator - Discover how much you need invested by age X to coast to retirement! • Smart Tips System - Learn something new every time you open the app with rotating "Do You Know!" tips • Enhanced Salary Negotiator - Now prominently featured as your most-used tool IMPROVED EXPERIENCE: • Fixed chart display issues - no more cut-off numbers • Better button design for improved readability • Auto-scroll to results after calculations complete • Vibrant tab colors that match each calculator's theme • Cleaner currency formatting without unnecessary decimals PRIVACY ENHANCED: • Added privacy badges throughout the app • Clear messaging that your data stays on your device • No cloud storage, no tracking - 100% private REORGANIZED FOR YOU: • Salary Calculator moved to main tab (based on usage data!) • FIRE Calculator remains your starting point • Updated feature tours showcase all capabilities • Mortgage Calculator moved to tools section for cleaner interface Your financial journey to independence just became more powerful, intuitive, and private! ### 1.1 — 2025-06-02 Introducing the Advanced Salary Calculator Negotiate with confidence using our comprehensive salary analysis tools: NEW FEATURES: Salary Negotiation Assistant: Get personalized recommendations on whether job offers represent excellent, good, or below-average increases Complete Compensation Analysis: Evaluate total packages including base salary, RSUs, bonuses, and monetized benefits Smart Location Adjustments: Automatic cost-of-living calculations for all 50 US states with real inflation data Offer vs. Current Comparison: Detailed analysis showing percentage increases and real purchasing power changes Interactive Salary Analysis: Compare offers side-by-side with your current compensation ENHANCED CAPABILITIES: State-specific inflation rates and cost-of-living indices International location support for global opportunities RSU vesting schedule calculations Benefits monetization (health insurance, retirement, PTO value) Detailed breakdown explanations for informed decision-making WHY YOU'LL LOVE IT: This isn't just another salary calculator - it's your personal negotiation coach. Whether you're evaluating a new job offer, preparing for a performance review, or planning a career move, our salary calculator provides the data and insights you need to maximize your earning potential. The salary calculator joins our existing suite of financial tools (Mortgage, FIRE, and Retirement calculators) to create the most comprehensive financial planning app on the App Store. Ready to negotiate like a pro? Update now and take control of your career trajectory! ### 1.0 — 2025-05-29 No release notes. ## More apps by Ikigai Innovations LLC - [Harmoni - My Daily Rhythm](https://appshunter.io/ios/app/harmoni-my-daily-rhythm/id6745042090) All apps by Ikigai Innovations LLC: https://appshunter.io/developer/1810532365 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*