# Finance Formulator — Over 100 financial formulas

> Comprehensive financial calculator with over 100 formulas and live market data. (iPhone/iPad app by Historycentral.com.)

- Source: https://appshunter.io/ios/app/finance-formulator/id294194640 (this page in markdown: same URL + `.md`)
- Developer: [Historycentral.com](https://appshunter.io/developer/1744330560)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 3.00/5 from 2 App Store ratings · 12 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.6 · 18 MB
- Languages: American English
- Released: 2008-10-21
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/finance-formulator/id294194640/reviews.md

## What is Finance Formulator?

Finance Pro — 100+ Financial Calculators with Live Market Data

  Finance Pro is the most comprehensive financial calculator on the App Store. With over 100 formulas, live stock quotes, real-time
  currency conversion, and portfolio tracking, it's the only finance tool you need — whether you're a financial analyst, business
  student, investor, or someone calculating their next mortgage payment.

  LIVE MARKET INTEGRATION
  • Look up real-time stock quotes for any ticker symbol
  • Fetch live prices directly inside calculators — no switching between apps
  • Track your portfolio value with up to 10 stocks and live pricing
  • Calculate portfolio returns with annualized gains, cost basis, and holding period analysis
  • Convert any calculator result into 6+ major currencies using live exchange rates
  • Quick-convert foreign currency amounts into your local currency on any input field

  100+ FINANCIAL CALCULATORS
  Every formula calculates your values and explains the meaning behind the results, combining a financial dictionary with a powerful
  calculator.

  Categories include:

  • Personal Finance — Mortgage payments, car loans, lease payments, tip calculator, housing affordability, and more
  • Stock Calculations — P/E ratio, price to book, price to sales, book value per share, payout ratio
  • Technical Analysis — Advance/decline, ARMS index, breadth thrust, Chande momentum, money flow index, and 10 more
  • Business Analysis — Break-even, inventory turnover, Z-score credit analysis, operating cycle, working capital
  • Business Valuation — NPV, WACC, DuPont ROE, EV/EBITDA, payback period, profitability index
  • Bond Calculations — Yield to maturity, bond duration, current yield, coupon rates
  • Investments — Holding period return, Rule of 72, capitalization rates, discounted value
  • Mortgage — Monthly payments, total carrying costs, points calculations
  • Debt Ratios — Acid test, debt to equity, interest coverage, asset utilization
  • Cost of Capital — Cost of debt, preferred stock, common stock, effective annual yield
  • Depreciation — Straight line, declining balance, double declining, value after years
  • Insurance — Actual cash value, reimbursement calculations
  • Interest Formulas — Future value, APR, installment loans, daily compounding
  • Accounts Receivable — Turnover ratios, average receivables, receivables by assets
  • Equity Ratios — Return on equity, opportunity cost, cash investment return
  • Rental Income & Gross Rent Multiplier — NOI, carrying costs, GRM analysis
  • Capitalization — Cap rate analysis and property valuation
  • Startup & Growth — Burn rate, runway, customer acquisition cost
  • Valuations — Asset-based, earnings-based, and comparable analysis

  POWERFUL TOOLS
  • Save calculations and revisit them anytime
  • Compare up to 4 scenarios side by side
  • Export and share results
  • 6 interactive chart types — growth curves, amortization, donut, waterfall, Z-score, and more
  • 30+ currencies supported with one-tap switching
  • Beautiful dark mode interface

  FINANCE PRO UPGRADE — $2.99 (Lifetime)
  Free users get 5 calculations per day, 3-stock portfolios, and full access to all formulas. Upgrade once for unlimited calculations,
  save and export, live price integration inside calculators, result currency conversion, scenario comparison, and 10-stock portfolios.

  One purchase. No subscriptions. Yours forever.

## Key features

- 100+ financial formulas
- Live stock quotes
- Real-time currency conversion
- Portfolio tracking
- Scenario comparison
- Interactive charts
- Save and share calculations

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Finance Formulator Pro | $2.99 | one-time |


## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/finance-formulator/id294194640/reviews.md

### 5/5 — Absolutely Outstanding

*2019-12-06*

This app covers the 16 major categories of formulas and ratios in business math. You can input your information and this app instantly gives you the answer.
This app is a walking sales machine. But beware it can become addictive.

### 4/5 — great app!  Needs only two features

*2011-09-15*

It has alot of formulas, how about some more?

Ability to add your own formulas

Ability to enable the display of the formula and formula with the numbers plugged in (to learn)

great app!

### 5/5 — Outstanding costumer service

*2011-05-17*

The app is very good and the costumer service is even better!!!

### 1/5 — Financial consultant

*2011-03-28*

Too basic, very poor formula descriptions. A waste of money.

### 3/5 — Not exactly What you may want.

*2011-03-04*

W/o writing a huge review, there are more equations you wont use than you will.  Many important equations are left out or just don't go in depth enough to cover the information such as balloon mortgages etc.  I would look around for a more user friendly app that cost less and does more.

### 4/5 — Pretty good

*2010-12-31*

All the formulas are great to have if u work in finance. Just need to be able to add more formulas.

### 5/5 — Pretty good.

*2010-08-24*

I am amazed at all the formulas that are jam packed into this little app. Amazing. I doubt if I will ever use them all. Nice to know I have this app covering my back. The calculations are correct.

### 1/5 — Bad Choice

*2009-03-12*

Very disappointed, the windows for the amounts is very small. If you are putting a loan amount for a mortgage the largest amount you can put in about 5 digits the rest you cannot see. Wish I cpould get my 4.99 back

### 5/5 — THE BEST FINANCIAL APP IN THE STORE!!

*2008-11-02*

By far the best value in it's class. The program is very easy to use and the formula explanations are the key to it's five star rating. The developer is willing to work with the user which is a rare treat today for such a low priced app. It replaces many apps I was using before. Great Job.

### 4/5 — Nice!

*2008-10-30*

Great start. The major thing missing is the ability to create our own formulas. I'm taking business finance and the nuances within the word problems make these formulas not work in some cases and it doesn't have other formulas. If I could add formulas by hotting an add tab and could use the same interface to use them as the formulas provided it would be perfect.

Like say I hit 'add', give it a formula title and type ax+b=c then touch x to highlight it and give that a title so in the ui after choosing which formula it shows the x title and a box to fill in.

## Frequently asked questions about Finance Formulator

### What financial formulas does Finance Formulator offer?

Finance Formulator provides over 100 financial formulas across categories like personal finance, stock calculations, business analysis, bond calculations, and more. It includes formulas for mortgages, loans, P/E ratios, NPV, and yield to maturity.

### Does Finance Formulator provide live market data?

Yes, Finance Formulator integrates live market data, allowing you to look up real-time stock quotes and fetch live prices directly within calculators. It also offers real-time currency conversion for over 30 currencies.

### Can I track my investments with Finance Formulator?

Yes, you can track your portfolio value with up to 10 stocks and live pricing. The app helps calculate portfolio returns with annualized gains, cost basis, and holding period analysis.

### What are the supported devices for Finance Formulator?

Finance Formulator is supported on iPhone and iPad devices, making it accessible for users on Apple's mobile and tablet platforms.

### How does Finance Formulator compare to other finance apps?

Finance Formulator stands out with its extensive library of over 100 formulas and integrated live market data, offering a comprehensive solution for various financial calculations and analysis without needing to switch between multiple apps.

### Is Finance Formulator suitable for beginners?

Yes, Finance Formulator explains the meaning behind each calculation's results, combining a financial dictionary with a powerful calculator. This makes it accessible for users of all levels, from students to professionals.

### What is the update frequency for Finance Formulator?

The app was last updated on March 31, 2026, indicating a commitment to ongoing development and feature enhancements. This suggests regular updates to maintain functionality and incorporate new financial tools.

### Does Finance Formulator have ads?

No, Finance Formulator does not contain advertisements. As a free application, it focuses on providing a seamless user experience without interruptions from ads.

## Version history (last 5 releases)

### 5.0 — 2026-03-31

Complete Rewrite — Built from the Ground Up

  Finance Pro has been completely rebuilt with a modern, native SwiftUI interface. Every screen, every calculation, and every
  interaction has been redesigned for speed, clarity, and a better experience.

  Live Stock Quotes
  Look up real-time stock prices and use them directly in your calculations. No more switching between apps — fetch a live quote right
  from inside any stock-related calculator.

  Portfolio Tracker
  New Portfolio Value and Portfolio Returns tools let you enter your holdings and see your current portfolio value, total gains and
  losses, and annualized returns — all powered by live market data.

  Live Currency Conversion
  Convert any input or result into 30+ currencies using real-time exchange rates. Enter a value in euros, convert it to dollars, and use
   it in your calculation — all without leaving the screen.

  Interactive Charts
  See your results come to life with 6 chart types including growth curves, amortization breakdowns, waterfall charts, and Z-score
  analysis.

  Scenario Comparison
  Run a calculation with different inputs and compare up to 4 scenarios side by side to see how changes affect your results.

  Save, Export & History
  Save any calculation for later, export results to share with colleagues, and browse your complete calculation history.

  New Calculator Categories
  Added Advanced Personal Finance, Business Valuation (NPV, WACC, DuPont ROE, EV/EBITDA), Bond Calculations, and Startup & Growth
  metrics — bringing the total to over 100 formulas across 22 categories.

  Dark Mode
  A clean, modern dark interface designed for comfortable use anytime.

  Finance Pro — $2.99 Lifetime
  Free users get 5 calculations per day and full access to every formula. Upgrade once for unlimited calculations, portfolio tracking
  for up to 10 stocks, live price integration, and all pro features. No subscriptions.

### 4.02 — 2018-07-25

This app has been updated by Apple to display the Apple Watch app icon.

Bug fix for business analysis

### 4.01 — 2018-04-21

Minor Bug Fix

### 4.0 — 2018-01-23

Totally rewritten from scratch.  Designed to use on all modern iPhones and iPads

### 3.2 — 2013-04-17

Minor Bug Fixes

## More apps by Historycentral.com

- [Personal Formulator](https://appshunter.io/ios/app/personal-formulator/id296173495)
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- [Plumbing Formulator](https://appshunter.io/ios/app/plumbing-formulator/id303497783)
- [Carpentry Formulator](https://appshunter.io/ios/app/carpentry-formulator/id305583131)
- [Builder's Formulator](https://appshunter.io/ios/app/builders-formulator/id306247596)

All apps by Historycentral.com: https://appshunter.io/developer/1744330560

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*