# Finance Mate - Calculator — Loan, Salary & Tax Planner > Loan, Salary & Tax Planner (iPhone/iPad app by ALWAYS.) - Source: https://appshunter.io/ios/app/finance-mate-calculator/id6759696828 (this page in markdown: same URL + `.md`) - Developer: [ALWAYS](https://appshunter.io/developer/1863087455) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.0 · 66 MB - Languages: Korean - Released: 2026-08-06 - Data updated: 2026-09-23 - User reviews in markdown: https://appshunter.io/ios/app/finance-mate-calculator/id6759696828/reviews.md ## What is Finance Mate? Money decisions deserve better than guesswork. Finance Mate is a focused financial calculator suite built for people who live, work, or invest in Korea. All 12 calculators reflect 2026 Korean tax law, social insurance rates, and real estate regulations -- so the numbers you see are the numbers that actually apply to you. THE CALCULATORS Loans and Real Estate - Loan Calculator -- Model any loan with three repayment methods: equal principal and interest, equal principal, or balloon payment. View a full month-by-month amortization schedule showing principal, interest, and remaining balance at every step, plus grace periods and early-repayment simulation. - Rent Conversion (Jeonse to Monthly) -- Convert between Korea's unique Jeonse lump-sum deposit system and monthly rent, in both directions, using the conversion rate. - Capital Gains Tax -- Estimate tax liability on real estate sales with the long-term holding special deduction, the 2.5M KRW basic deduction, and the single-home exemption applied per current Korean tax code. Income and Taxes - Salary Calculator -- Enter your annual gross salary and instantly see your monthly net take-home pay after 2026 income tax brackets, dependent deductions, and social insurance deductions are applied. - Social Insurance Breakdown -- Line-by-line view of National Pension, National Health Insurance, Long-Term Care Insurance, and Employment Insurance contributions, split between employee and employer. - Severance Pay -- Enter your start and end dates plus your last three months of wages (bonus and unused-leave allowance included) to estimate your statutory severance. - VAT Calculator -- Toggle between tax-inclusive and tax-exclusive amounts at Korea's 10% standard rate. Savings and Investment - Compound Interest -- Project how your principal grows over time at any interest rate, with optional monthly contributions. Includes the Rule of 72 for quick mental estimates. - Savings Goal -- Enter a target amount and a deadline to find out how much you need to set aside each month to get there. - ROI Analyzer -- Input principal, current value, and holding period to compute total return and annualized CAGR. Everyday Money - Exchange Rate Converter -- Multi-currency conversion using current market rates. - Inflation Calculator -- See what your money is really worth once inflation is taken into account. SCENARIO COMPARISON The calculators support side-by-side scenario comparison. Model two different loan terms, or simulate how a raise changes your net pay, and see both results on one screen. Save a comparison and reopen it later, along with your full calculation history. 2026 TAX RATES, NOT LAST YEAR'S Tax brackets shift. Insurance rates adjust. Finance Mate stays current so you do not have to verify whether the app's numbers match this year's rules. The 2026 Korean income tax brackets, the four social insurance contribution rates (National Pension, Health Insurance, Long-Term Care, Employment Insurance), and capital gains deduction schedules are already built in. Available in Korean and English. Finance Mate is free to use and supported by ads. If you prefer, a one-time in-app purchase removes them permanently. Results are estimates for reference only. Actual taxes, contributions, and loan terms may differ from those determined by your financial institution or the tax authority. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Remove Ads | $2.99 | one-time | ## Version history (last 5 releases) ### 1.0.76 — 2026-09-13 Improved push notification registration and app stability. Improved recommended app cards at larger text sizes. Improved loan balance calculations and saved results. ### 1.0.75 — 2026-09-11 로그인과 계정 전환의 안정성을 개선했습니다. 로그아웃 전 기록 동기화와 데이터 보존을 보강했습니다. 푸시 알림 등록과 앱 안정성을 개선했습니다. ### 1.0.71 — 2026-09-08 기록 관리와 데이터 동기화의 안정성을 개선했습니다. 오류 처리와 화면 사용성을 개선했습니다. ### 1.0.69 — 2026-08-25 • 보안 강화: 앱 무결성 검증을 도입해 계정과 기록을 더 안전하게 보호합니다. • 안정성 개선 및 내부 정리. ### 1.0.68 — 2026-08-23 • 안정성 개선: 기기 재부팅 후 알림이 복원되지 않던 문제를 수정했습니다. • 일부 기기에서 공유하기가 동작하지 않던 문제를 수정했습니다. ## More apps by ALWAYS - [웬더(Whenther) - 체감경험, 지난주에뭐입었지](https://appshunter.io/ios/app/whenther/id6756817322) - [MindTest - Know Yourself](https://appshunter.io/ios/app/mindtest-know-yourself/id6759696340) - [PartyTime - Group Games](https://appshunter.io/ios/app/partytime-group-games/id6759696412) - [Retro Arcade - Mini Games](https://appshunter.io/ios/app/retro-arcade-mini-games/id6759696553) - [Board Match - Strategy Games](https://appshunter.io/ios/app/board-match-strategy-games/id6759696692) - [Health Mate - Smart Calculator](https://appshunter.io/ios/app/health-mate-smart-calculator/id6759696802) All apps by ALWAYS: https://appshunter.io/developer/1863087455 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*