# Finance Three: Couples Budget — Family Money Planner & Tracker

> Family Money Planner & Tracker (iPhone/iPad app by Oleksandr Uiutnov.)

- Source: https://appshunter.io/ios/app/finance-three-couples-budget/id6816424120 (this page in markdown: same URL + `.md`)
- Developer: [Oleksandr Uiutnov](https://appshunter.io/developer/6798378294)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 7 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Polish, Brazilian Portuguese, Russian, Chinese (Simplified, China), European Spanish and 1 more
- Released: 2026-09-30
- Data updated: 2026-11-06

## What is Finance Three?

Shared money, without the noise
Finance Three is a calm budget you keep together, with a partner or the whole family: what came in, what went out and what you set aside
The facts, not a verdict
Logging spending is free, Finance Three Plus does the rest

One budget for everyone (Plus)
Invite as many people as you need via iCloud and keep a family budget together
Every entry shows up on every phone in the budget
One Plus covers up to six people in your Apple Family Sharing group
Everyone you invite can see the entries without Plus
Adding entries needs Plus, your own or shared through Family Sharing
Each of you still has a personal budget, separate and private

A few seconds a day (free)
Type the amount, pick from over a hundred icons and add a note if you like
Add and subtract on the pad to total a receipt
A Home Screen or Lock Screen widget opens straight to the amount pad
In the calendar, add an entry for a future day, move it or swipe to edit it
Each month shows how much came in and how much you spent

Envelopes (Plus)
Spend regularly: everyday money, and what is left rolls over
Save for later: trips, gifts, repairs
Keep for emergencies: a calm reserve you can still use
Give any envelope a target and see how many months are left

A plan, not a lecture (Plus)
Your month on one page: income, fixed payments, everyday spending, envelopes and what stays unallocated
The main screen shows how much you can still spend today
Fixed payments fall on a set date, any day of the month, or every few days, weeks or months
If you like, a reminder arrives the day before a payment with a set date
The day before and on the day, a quiet line on the main screen shows what is due
After your first week the plan knows your everyday pace and shows how the month is likely to end
A monthly mirror shows where the money went and what you set aside
A breakdown by category shows your spending as a donut and a list with percentages
The plan never moves money on its own

Yours
No bank or card to link
No sign-up, no ads, no tracking
Your records live on your phone and in iCloud
Back up to the Files app whenever you like
31 currencies, 11 languages

Finance Three Plus
Everything marked Plus comes with a monthly or yearly subscription that renews automatically
Cancel anytime in Settings › Apple Account › Subscriptions
If notifications are on, a reminder arrives two days before a free trial ends
Have an offer code? Redeem it in the app, in Settings under Plus
If Plus ends, nothing you created is deleted and it all stays visible
Envelopes and fixed payments pause until Plus is back, and in a personal budget money in an envelope can always go back to your balance

Privacy: https://zhorzhua.studio/finance-three/privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Finance Three Plus Yearly | $24.99 | per year |
| Finance Three Plus Monthly | $3.99 | per month |


## Is Finance Three safe?

Not enough ratings yet to assess Finance Three.

## Is Finance Three legit?

Finance Three: Couples Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Finance Three is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.2.2 — 2026-11-02

Small improvements and a clearer App Store page

### 1.2.1 — 2026-10-31

Have an offer code? Redeem it in Settings under Plus
If notifications are on, a reminder arrives two days before a free trial ends
The guide now says plainly that the shared family budget comes with Plus

### 1.2 — 2026-10-13

Finance Three now starts with a plan: tell it how much money you have and what you pay every month, and see what you can spend each day until the month ends
Saving for something? Add a goal along the way and it gets its own envelope
Set up again from Settings at any time, nothing is erased
Edits and deleted entries stay that way after syncing with another device

### 1.1.1 — 2026-10-10

Plus is recognized more reliably after a renewal, a refund or a change in Family Sharing

### 1.1 — 2026-10-07

Finance Three Plus is here: envelopes, fixed payments, the month plan with a forecast, spending by category and family budgets
Monthly or yearly, and the yearly plan starts with a free month for new subscribers
Installed Finance Three before Plus? Plus is already yours at no charge
If you do not see it, tap Restore purchases
New: the main screen shows how much you can still spend today (Plus)
New: a reminder the day before a fixed payment, if you want one (Plus)
New: each month shows how much came in and how much you spent (free)
Logging spending stays free
Smoother motion, tidier screens and clearer VoiceOver

## Apps similar to Finance Three

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| [Envelope Budgeting: Fundkeep](https://appshunter.io/ios/app/envelope-budgeting-fundkeep/id6801904284) | — | Free | Finance |
| [Envelope Budget by DOTNULL](https://appshunter.io/ios/app/envelope-budget-by-dotnull/id6818921049) | — | Free | Finance |
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| [FamilyJar: Envelope Budget](https://appshunter.io/ios/app/familyjar-envelope-budget/id6759341986) | — | Free | Finance |
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## More apps by Oleksandr Uiutnov

- [Hatob Wallpapers](https://appshunter.io/ios/app/hatob-wallpapers/id6798378292)
- [Huelator](https://appshunter.io/ios/app/huelator/id6802405755)
- [Wallpaper House](https://appshunter.io/ios/app/wallpaper-house/id6812766610)

All apps by Oleksandr Uiutnov: https://appshunter.io/developer/6798378294

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*