# Finance Tracker AI — Smart Budgeting & AI Insights

> Smart Budgeting & AI Insights (iPhone/iPad app by Dakota Bullard.)

- Source: https://appshunter.io/ios/app/finance-tracker-ai/id6757619377 (this page in markdown: same URL + `.md`)
- Developer: [Dakota Bullard](https://appshunter.io/developer/1865709291)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 33 MB
- Released: 2026-01-12
- Data updated: 2026-09-03
- User reviews in markdown: https://appshunter.io/ios/app/finance-tracker-ai/id6757619377/reviews.md

## What is Finance Tracker AI?

Finance Tracker helps you stay in control of your money with intelligent tools built for everyday budgeting.

Track expenses, manage recurring payments and subscriptions, scan receipts, and visualize spending with clear charts. AI-powered assistance automatically categorizes transactions and highlights spending patterns, helping you organize your finances faster.

Secure user-scoped cloud storage keeps your data synced and reliable across sessions, while the fast, clean interface makes everyday budgeting simple and efficient.

Finance Tracker makes it easier to understand your spending, stay on budget, and plan ahead with confidence.

End User License Agreement:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/


Privacy Policy: 
https://github.com/AgentScienceandResearch/Finance-Tracker-iOS/blob/main/PRIVACY_POLICY.md

Support: 
https://github.com/AgentScienceandResearch/Finance-Tracker-iOS/issues

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $49.99 | per year |
| Finance Tracker AI Premium | $6.99 | per month |



## Version history (last 4 releases)

### 4.1.0 — 2026-08-13

Bill reminders — turn them on in Settings and Finance Tracker will nudge you the day before each recurring bill is due, so nothing slips through.

Small polish and reliability fixes.

### 4.0 — 2026-05-14

This update brings a full UI redesign across Finance Tracker AI, with a cleaner layout, smoother navigation, and a more polished expense tracking experience.

We’ve also tightened the AI features for better receipt parsing, clearer expense categorization, and more reliable financial insights.

### 3.2.1 — 2026-04-13

Added AI-powered finance features for smarter insights and faster organization.
Improved expense management with better editing, deletion, and tracking flows.
Enhanced graph tracking for clearer spending breakdowns and trend visibility.
Upgraded to specialized, user-scoped database storage for more reliable sync and data handling.
Improved receipt scanning with on-device intelligence to extract key details faster and more accurately.


We updated the app to add an explicit in-app AI privacy consent flow before any AI request is sent.

Before a user can use AI features, the app now clearly discloses:
- what data is sent: AI prompts, recognized receipt text, and finance summary context
- who receives it: our Finance Tracker server hosted on Railway and OpenAI through our backend relay
- that no data is sent for AI features until the user taps Allow & Continue

Users can decline, continue using non-AI/manual features, and revoke consent later in Settings > AI.

We also updated the privacy policy to describe the data collected, how it is collected, how it is used, and that AI-related data may be shared with Railway-hosted backend infrastructure and OpenAI for AI feature fulfillment.

### 1.0 — 2026-01-12

No release notes.

## More apps by Dakota Bullard

- [Everyday Translate](https://appshunter.io/ios/app/everyday-translate/id6757267456)
- [Occam's Razor](https://appshunter.io/ios/app/occams-razor/id6759069376)
- [Catholic: AI](https://appshunter.io/ios/app/catholic-ai/id6760206129)
- [OptiFlux: Smart EV Charging](https://appshunter.io/ios/app/optiflux-smart-ev-charging/id6774997637)

All apps by Dakota Bullard: https://appshunter.io/developer/1865709291

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*