# Finance Tracker: Money & Cash — Private Offline Expense Log

> Private Offline Expense Log (iPhone/iPad app by Async Coders.)

- Source: https://appshunter.io/ios/app/finance-tracker-money-and-cash/id6793410710 (this page in markdown: same URL + `.md`)
- Developer: [Async Coders](https://appshunter.io/developer/6793410713)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 52 MB
- Languages: American English
- Released: 2026-08-04
- Data updated: 2026-10-24

## What is Finance Tracker?

Take back control of your financial privacy with Finance Tracker—a clear, fast, and completely private ledger for your day-to-day spending and account balances.

PRIVACY FIRST

Finance Tracker operates entirely offline. There are no accounts to register, no cloud sync services running in the background, and no bank connections to link. Your transactions and balances stay on your iPhone.

KEY FEATURES

-Complete Ledger Workflow: Effortlessly record Expenses, Income, and Transfers between accounts.

-Multi-Account Support: Keep track of Cash, Bank Accounts, Credit Cards, Savings, Wallets, Loans, and Investments.

-Manual Multi-Currency: Assign specific currencies to individual accounts and adjust exchange rates as needed.

-Visual Insights: Understand your cash flow using intuitive donut charts, monthly trends, and category deep dives.

-Calendar Exploration: Drill down into your spending by day, week, or month, and view daily cash-flow breakdowns.

-Security Controls: Lock your financial app with a 4-digit passcode or Face ID / Touch ID. Includes background locking and screen masking for privacy in the app switcher.

-Portable Backups: Export full SQLite (.db) or JSON backup files to Files or iCloud at your convenience.

-Wallet Manager Import: Easily migrate existing backups (.db, .sqlite, .sql) from Wallet Manager with a full review step before importing.

-Local Notifications: Set daily logging reminders or large-expense alerts processed 100% on-device.

## Is Finance Tracker safe?

Not enough ratings yet to assess Finance Tracker.

## Is Finance Tracker legit?

Finance Tracker: Money & Cash has limited verification signals. The AppsHunter Legitimacy Score for Finance Tracker is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 0.0.2 — 2026-09-15

- Added the ability to edit an existing transaction.
- Redesigned currency management: search, add a currency from the built-in catalog
  or create a custom one, and edit or delete existing currencies from a new picker.
- Fixed the date and time pickers in the transaction form not responding to taps
  on iOS.
- Fixed cross-currency transfers so the receiving account is credited the correct
  converted amount.
- Fixed account balances and totals so amounts convert correctly when an account's
  currency differs from your default, and update immediately when you edit an
  exchange rate.
- Fixed importing data so account balances reconcile correctly and category
  hierarchies are preserved.
- Changing your default currency now consistently updates all historical amounts.
- An account's currency can no longer be changed once it has transactions, preventing
  mislabeled balances.
- Deleting an account that still has transactions now shows a clear explanation
  instead of silently doing nothing.
- Faster balance updates and less unnecessary reloading when switching tabs.

### 0.0.1 — 2026-08-04

No release notes.

## Apps similar to Finance Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Cashflow & Payoff](https://appshunter.io/ios/app/cashflow-and-payoff/id6760396624) | — | Free | Finance |
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| [Flinance: Cashflow Tracker](https://appshunter.io/ios/app/flinance-cashflow-tracker/id6761712166) | — | Free | Finance |
| [Cashflow Forecaster](https://appshunter.io/ios/app/cashflow-forecaster/id6759510438) | 5.0 (1) | Free | Finance |
| [Cash Flow Monthly: Budget](https://appshunter.io/ios/app/cash-flow-monthly-budget/id6746812991) | 5.0 (4) | $0.99 | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*