# Finance Tracker・Money & Budget — Net Worth, Spending, Investing

> AI-powered financial wellness partner for spending, saving, and budgeting. (iPhone/iPad app by Atharva System.)

- Source: https://appshunter.io/ios/app/finance-trackermoney-and-budget/id6449970262 (this page in markdown: same URL + `.md`)
- Developer: [Atharva System](https://appshunter.io/developer/1620858705)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.70/5 from 21 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 98 MB
- Languages: American English, French (France), German (Germany), Hindi, Italian, Japanese, Korean, European Portuguese, Russian, Chinese (Simplified, China) and 3 more
- Released: 2023-06-13
- Data updated: 2026-08-18
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/finance-trackermoney-and-budget/id6449970262/reviews.md

## What is Finance Tracker・Money & Budget?

Tired of wondering where your money goes?
Spendable is not just another expense tracker – it’s your AI-powered financial wellness partner. We help you spend smarter, save more, and stay stress-free with your money.

--> Why Spendable is Different

- 100% Private & Secure – Your data is encrypted and stays with you. 
- Secure SMS & Plaid Auto-Sync – No manual typing! Transactions update automatically.
- AI Smart Insights – Spot overspending before it happens & get saving hacks.
- Plan your Budget- Set monthly budget, get over budget analysis.
- Goal-Based Savings Pots – Set goals (travel, gadgets, children, emergency fund) & watch Spendable grow them with auto-roundups.
- Download Expense Reports– Understand your spending instantly
- Get an estimated Financial Health Score – your money’s report card
- More than tracking -Spendable predicts overspending before it happens .
- Get proactive alerts in your app: Total Spend, Overspend, High Expense Alert


--> Built for All 

- Works with Plaid 
- Secure SMS integration for spend tracking
- Local currency friendly-USD + 100+ currencies for global use.

--> What You Can Do with Spendable

- Create your own budget including category wise
- Track daily, weekly & monthly expenses
- Save smarter with AI nudges & auto-reminders
- Export data to Excel/PDF whenever you need
- Split your expenses with your family & friends
- Get your Financial Health Score – your money’s report card


--> Real Results

- Early Spendable users reported:
- Saved $50 to 100$ /month on unnecessary/hidden expenses
- Gained visibility into 100% of their income, budget & expenses
- Reduced financial stress within 30 days
- Experienced control on their money immediately

--> Why Choose Spendable?

- Most apps only track your expenses. Spendable actually helps you control them. Think of it as a financial coach in your pocket.
- Download Spendable today & start your journey to financial freedom.


Subscription pricing and terms:

1) Monthly Subscription -$4.99/Month
2) Yearly Subscription - $24.99/Year

- Spendable offers an auto-renewing features to provide you with unlimited access to the application’s features while you maintain an active subscription. When you confirm the initial subscription purchase, payment will be charged to the credit card connected to your iTunes account. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be identified. You may manage your subscription, and auto-renewal may be turned off by going to your Account Settings after the purchase.

Terms and conditions: https://spendable.us/terms-and-conditions/
Privacy Policy: https://spendable.us/privacy-policy/

For more offers and Info Don’t forget to visit us at - https://spendable.us/

## Key features

- AI Smart Insights
- Automatic Transaction Syncing
- Budget Planning
- Goal-Based Savings Pots
- Financial Health Score
- Expense Reports
- Multi-currency Support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Spendable Yearly | $22.99 | per year |
| Spendable: Yearly Plus | $28.99 | per year |
| Spendable: Yearly Pro | $49.00 | per year |
| Spendable: Monthly | $3.49 | per month |
| Spendable Quarterly | $10.99 | per 3 months |
| Spendable: Weekly | $0.99 | per 7 days |
| Spendable Yearly Offer | $22.99 | per year |
| Spendable Monthly Plus | $4.99 | per month |
| Spendable: Yearly Plus Offer | $24.99 | per year |
| Spendable: 6-Months Plus | $16.99 | per 6 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| One Time Purchase | $44.99 | one-time |
| One Time Purchase Offer | $29.99 | one-time |


## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/finance-trackermoney-and-budget/id6449970262/reviews.md

### 5/5 — EXCELLENT SERVICE

*2025-01-30*

Wonderful

**Developer response:** Hello dear user,
We are thrilled to have the 5 stars rating and kind words reflecting your experience with our Spendable. Hope it helped you to manage your finances, saving goals and track expenses like a expert Money Manager. Keep saving and tracking money and keep showering love to our spendable.

Team Spendable:)

### 5/5 — Nice app for home expanse

*2025-01-12*

Great apps

**Developer response:** Hello Parthesh, 
We are thrilled to have you here and sharing your experience with us for Spendable app. We get fueled by seeing 5 stars for spendable and get shivers while seeing you loved the app as much as we do.. 

Keep saving and sharing your thoughts..
Team Spendable:)

### 4/5 — Bug found

*2025-01-08*

When i create new bill and set date to repeat it will next arrive multiple times times and it will show more spent that not correct.

**Developer response:** Hello Tushar, 
We are glad you reached us out with the issue you are facing. Our team have looked into the issue you mentioned regarding recurring transactions and tested the app accordingly which they came too conclusion it isn't possible to fetch more amount then added. Could you please share the steps or video recording while adding the transaction same way you found the issue. So we can analyze and try to solve the bug if there any of it which are problematic for the active user like you. You can contact us at connect@spendable.in

### 5/5 — Need more subject option

*2025-01-05*

Its very good but need more option

**Developer response:** Hello There, 
We are happy to have you here and thrilled to get 5 star ratings for the Spendable App. Hope it helped to analyze and control your expenses. As you requested more option we will consider your suggestion and happy to have active & mindful fam in our spendable family. Could you please elaborate your suggestions to us at connect@spendable.in

Team Spendable..

### 3/5 — ughh

*2024-12-28*

still trying to figure this out... i have to change my categories on the computer and i cant do it through the app

### 5/5 — Enhanced user experience

*2024-12-02*

Offering a clean interface, multi-currency support, speech-to-text expense entry, and a secure "Delete Account" option ensures a user-friendly experience with data privacy.

**Developer response:** Thank you for your review! We're happy to hear that you like the app.

### 5/5 — Good job done by atharva system n team

*2024-09-12*

I’ve been using Spendable, a spend and money management app, and it has been an absolute game changer for managing my finances. The app is incredibly user-friendly, offering a smooth and intuitive interface that makes tracking expenses hassle-free.

One of the best features, in my opinion, is the “Split” function. It allows me to effortlessly split expenses with others in a group and even generates a detailed PDF summary. The PDF includes all the important details, showing exactly who spent what, making it easy to track and settle balances. This feature has been especially useful when managing group expenses like trips, dinners, or shared bills.

Overall, Spendable offers excellent functionality with precise spend tracking, easy-to-read reports, and the convenience of exporting detailed summaries. Highly recommend it to anyone looking for a reliable and efficient way to manage their money!

**Developer response:** Thank you for your review! We're happy to hear that you like the application.

### 4/5 — Really good just would love the following

*2024-08-23*

Great app but feel like it’s missing the following
- want the option to view expenses/budget as biweekly 
- under all budget categories ‘total amount’ 
- different/more colours for the expenses, all the same tone of colour makes it hard to view
- change the name of the current expense categories instead of having to create a whole new one
- saving option is available in the corner but would love this to also be an option for ‘debt’ pay off 

Would probably consider changing to premium if the above where available

**Developer response:** Thank you for your review! We're happy to hear that you like the app. We'll consider adding options as per your feedback in the upcoming release.

### 5/5 — Dhruvrajsinh

*2023-11-24*

One of the best apps to manage budget

**Developer response:** Thank you for your review! We're happy to hear that you like the app.

### 5/5 — Just Wow !!

*2023-11-10*

Great application very easy to use and manages my expenses so well and main advantage of this app is that my expenses have been reduced because I knw now where my unnecessary expenses is more and that can avoid it.

**Developer response:** Thank you for your positive review! We're thrilled our app helps you manage expenses and reduce unnecessary spending. Your support means the world to us!

## Frequently asked questions about Finance Tracker・Money & Budget

### What is Spendable's subscription cost?

Spendable offers a monthly subscription for $4.99/month and a yearly subscription for $24.99/year. There are also various other subscription plans available, including weekly and quarterly options, with prices ranging from $0.99/week to $16.99/6 months.

### How secure is Spendable?

Spendable prioritizes privacy and security, stating that your data is encrypted and stays with you. It also utilizes secure SMS and Plaid auto-sync for transaction updates.

### Can I use Spendable with different currencies?

Yes, Spendable is local currency friendly and supports USD plus over 100 other currencies, making it suitable for global use.

### How often is Spendable updated?

The latest version of Spendable is 7.8.2, and it was last updated on April 1, 2026. This indicates a regular update schedule.

### What devices does Spendable support?

Spendable is available on iPhone and iPad devices.

### What age rating does Spendable have?

Spendable has an age rating of 4+, making it suitable for a wide range of users.

### Can I export my financial data from Spendable?

Yes, you can download expense reports and export your data to Excel or PDF whenever you need to analyze your spending.

### Does Spendable offer a free trial?

While the app is free to download, subscription details indicate auto-renewing features. Specific trial period information is not detailed, but managing subscriptions is possible via account settings.

## Version history (last 5 releases)

### 7.9.2 — 2026-08-18

Hello Spendablerz!
Make sure to update with latest version;

- Major Bug fixes for tracking expenses smoothly 

We definitely did something awesome with UI to make app feel more clean
Update and Explore new changes! Do not forget to share your experience with us in review section. we are waiting to hear from you'll!!

If you find any difficulty please reach us at contact@spendable.us so we can guide you through our spendable step-by-step.

### 7.9.1 — 2026-08-04

Hello Spendablerz!
Make sure to update with latest version;

- Major Bug fixes for tracking expenses smoothly 

We definitely did something awesome with UI to make app feel more clean
Update and Explore new changes! Do not forget to share your experience with us in review section. we are waiting to hear from you'll!!

If you find any difficulty please reach us at contact@spendable.us so we can guide you through our spendable step-by-step.

### 7.9.0 — 2026-07-17

Hello Spendablerz!
We are here with MAJOR new things:

- Investment and Liabilities module is live!
- Managing access for Credit card entries 
- Major Bug fixes for tracking expenses smoothly 

We definitely did something awesome with UI to make app feel more clean
Update and Explore new changes! Do not forget to share your experience with us in review section. we are waiting to hear from you'll!!

If you find any difficulty please reach us at contact@spendable.us so we can guide you through our spendable step-by-step.

### 7.8.9 — 2026-07-02

Hello Spendablerz!
We are here with MAJOR new things:

- Investment and Liabilities module is live!
- Managing access for Credit card entries 
- Major Bug fixes for tracking expenses smoothly 

We definitely did something awesome with UI to make app feel more clean
Update and Explore new changes! Do not forget to share your experience with us in review section. we are waiting to hear from you'll!!

If you find any difficulty please reach us at contact@spendable.us so we can guide you through our spendable step-by-step.

### 7.8.8 — 2026-05-27

Looking for budget app with Subcategories?
Your search ends here! You got us.. 
 
- New Subcategories for your every main expenses and incomes!
- Easily Categorize your budget to every expense you did and keep track of every dollar in a snap!
- Money Compare Insights: In a Tap, Compare your tracked spending either it was with SMS sync, Bank or Cash easily Year to Year, Month to Month and By Week at a glance!
- Bugs? Not in our Spendable app But, We definitely did something awesome with UI to make app feel more clean

Update and Explore new changes! Do not forget to share your experience with us in review section. we are waiting to hear from you'll!!

If you find any difficulty please reach us at contact@spendable.in so we can guide you through our spendable step-by-step.

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## More apps by Atharva System

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All apps by Atharva System: https://appshunter.io/developer/1620858705

## Related topics

[atharva system](https://appshunter.io/ios/topics/atharva-system) · [simpler budget caleb hammer](https://appshunter.io/ios/topics/simpler-budget-caleb-hammer) · [spendables](https://appshunter.io/ios/topics/spendables)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*