# Finance — Manage bank accounts & budget

> Personal finance tracker for managing accounts, budgets, and transactions. (iPhone/iPad app by YENCO.COM.)

- Source: https://appshunter.io/ios/app/finance/id488535909 (this page in markdown: same URL + `.md`)
- Developer: [YENCO.COM](https://appshunter.io/developer/480982815)
- Category: Finance
- Price: $18.99
- Age rating: +4
- Requires: iOS 17.0 · 11 MB
- Languages: American English
- Released: 2011-12-16
- Data updated: 2026-09-02
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/finance/id488535909/reviews.md

## What is Finance?

Finance enables you to enter and keep track of your checking, savings, and credit card transactions and create and manage a budget.

It uses iCloud to sync your data across all of your macOS, iOS, and iPadOS devices, subtly indicating when a sync is in progress while ensuring uninterrupted productivity.

Transaction forms adapt to request only pertinent info based on the account and transaction type. They are designed for consistency across all of your devices and organized to make data entry a breeze with time-saving custom descriptions and labels. You can enter an amount or optionally create an itemized list with multiple amounts that total as they are entered.

Additionally, Finance can generate a credit transaction in another account (with the same currency format) from any debit transaction and establish a link between them (e.g., for balance transfers or bill payments). Changes made are reflected in the associated transaction. If a linked transaction is deleted, both are removed. However, if an account is deleted, Finance preserves the transaction in the remaining account, ensuring the history and account balance remains accurate.

For new transactions similar to those already created, you can save even more time by simply creating a duplicate with the current date, making any necessary modifications, and then saving it. 

Beneath the transactions list, a convenient section displays your current balance including color-coded status dots to alert you to issues. Easily reconcile your checking or savings balance with your bank statement or website by checking off cleared items. You can also check off credit card transactions as you pay for them, allowing you to keep track of pending purchases.

Use the filter popup menu to display only those transactions that have not been cleared, those within a specified number of days, or those assigned to a particular category. You can also combine the options for even greater control and change the preference for if the filters will be maintained as you move between accounts and search all.

Search one or all of your accounts to find what you’re looking for. When searching all, the results will be grouped by account. If your list is filtered, Finance will search only the transactions that have already met your specified criteria.

Finance enables you to easily create a budget linked to a checking or saving account to help you manage your money. When you do so, it generates a “General Funds” budget item and places the current total into it. You can create funds and enter the amounts for monthly bills. Use the divide by feature to take out a smaller portion of your income as you build toward the total due. Once you cover your expenses, you can also set up funds to take out a percent of what remains if you're saving up for something special. You can also set goals and even cap the total the funds can hold.

Once your budget is set up, the rules you created run in the order they appear (drag them to rearrange the order). When you add to your linked account and choose to apply to budget it distributes the money. If you don't apply to your budget, the total goes into “General Funds”. When deducting from your linked account, you can choose which funds the money will come from. The budget chart and overview list provides an up-to-date status of your funds at all times.

Your budget is not set in stone. You can easily transfer money from one fund to another. You can edit your funds, delete funds that are no longer needed (remaining money will be placed in “General Funds”), and set up new funds. Changes take effect next time you add to the linked account.

## Key features

- Transaction tracking
- Budget creation
- iCloud data sync
- Custom descriptions and labels
- Transaction duplication
- Balance reconciliation
- Transaction filtering and searching

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/finance/id488535909/reviews.md

### 1/5 — rich a

*2014-12-30*

easily the worst app i have ever purchased.  the $15 is obscene for what this app does.

### 1/5 — Waste of money

*2014-12-01*

If I could give this app a 0 star, I would. I downloaded before reading the reviews and I am so mad at myself for that. It doesn’t do at all what it says it does.

### 1/5 — This is CRAP

*2014-01-02*

This program is nothing but a checkbook. Despite what the writeup says, you cannot create a household budget using this program. It’s false advertising and a waste of money. I wish I could get mine back.

### 1/5 — I'll tell a friend!  "Don't buy it!"

*2012-02-09*

First, how is it that I "we" can't get our money back.  I think a new trend for all vendors should be to include a "money back garantee" logo.  
Anyway… I have input my checking data 3 times and each time is just disappears - I have to start over each time.  DONT BUY!

### 2/5 — I really really want to like this….

*2012-01-03*

I really really want to like this.  The app looks great, but freezes everytime I add a second budget.  I've been in contact with the developer via e-mail, and it appears he is working on it.

## Frequently asked questions about Finance

### How secure is Finance with my financial data?

Finance uses iCloud to sync your data across your Apple devices, ensuring your information is stored securely within Apple's ecosystem. The app focuses on local data entry and synchronization, with no mention of cloud-based servers for data storage beyond iCloud.

### What is the price of Finance?

Finance is a paid application, available for a one-time purchase of $18.99. This price grants you access to all its features without any recurring subscription fees or in-app purchases.

### Does Finance have ads?

No, Finance does not contain advertisements. As a paid application, it provides an uninterrupted user experience free from any promotional content.

### On which devices can I use Finance?

Finance is compatible with macOS, iPhone, and iPad devices. Its iCloud sync feature allows for seamless data management across all your Apple hardware.

### How often is Finance updated?

The latest version of Finance is 10.1, with the last update occurring on March 30, 2026. This indicates a commitment to ongoing development and improvements.

### Can I link my bank accounts directly with Finance?

The description for Finance focuses on manual transaction entry and budgeting. It does not mention direct integration or linking with external bank accounts for automatic data import.

### What age rating does Finance have?

Finance has an age rating of 4+. This suggests it is suitable for a wide audience, including younger users who are learning about personal finance.

### How does Finance handle transaction categorization?

Finance allows you to create custom descriptions and labels for your transactions, which can be used for organization and categorization. You can also filter transactions by category to gain insights into your spending habits.

## Version history (last 5 releases)

### 10.1.1 — 2026-04-02

The 10.1.1 update fixes a user-reported issue (thanks) that could cause Finance to crash if you opened the account editor for an existing account (created before the new account currency formatting options introduced in Finance 10).

Finance 10 is a major upgrade with over 290 refinements. Adding new features and making improvements while retaining the simplicity and ease-of-use I have always strived for in my apps. The new version introduces several key improvements, including enhanced data entry and greater consistency across macOS, iOS, and iPadOS with grouped forms, a new “Duplicate Transaction” feature so you don’t have to waste time entering data that is virtually identical to an existing transaction, and customizable currency formatting for accounts with different currencies. The upgrade now displays a sync status so you will always know when your data is being synced with iCloud, adds a new “Search All” feature to help you locate transactions across all of your accounts, a new preference setting to control how your filter selection is managed while using the app, and improved sidebar navigation. Additionally, Finance 10 offers a visual representation of budget distributions through a new chart feature.

### 10.1 — 2026-03-30

The version 10.1 update enhances the new chart feature by matching the colors to your budget funds, eliminating the need for a chart legend. This design choice results in a cleaner and more intuitive interface, particularly on mobile devices like iPhones. Furthermore, the chart has been updated to ensure that General Funds are consistently displayed at the end, aligning with the order of funds in your budget. This enhances the overall organization and readability of the chart.

With the new chart feature, you gain a real-time snapshot of your financial status, allowing you to identify areas where your money is being utilized and where it may be lacking. This enhanced visibility empowers you to make informed financial decisions and take proactive steps to manage your finances effectively.

Finance 10 is a major upgrade with over 290 refinements. Adding new features and making improvements while retaining the simplicity and ease-of-use I have always strived for in my apps. The new version introduces several key improvements, including enhanced data entry and greater consistency across macOS, iOS, and iPadOS with grouped forms, a new “Duplicate Transaction” feature so you don’t have to waste time entering data that is virtually identical to an existing transaction, and customizable currency formatting for accounts with different currencies. The upgrade now displays a sync status so you will always know when your data is being synced with iCloud, adds a new “Search All” feature to help you locate transactions across all of your accounts, a new preference setting to control how your filter selection is managed while using the app, and improved sidebar navigation. Additionally, Finance 10 offers a visual representation of budget distributions through a new chart feature.

### 10.0 — 2026-03-26

Finance 10 is a major upgrade with over 290 refinements. Adding new features and making improvements while retaining the simplicity and ease-of-use I have always strived for in my apps. The new version introduces several key improvements, including enhanced data entry and greater consistency across macOS, iOS, and iPadOS with grouped forms, a new “Duplicate Transaction” feature so you don’t have to waste time entering data that is virtually identical to an existing transaction, and customizable currency formatting for accounts with different currencies. The upgrade now displays a sync status so you will always know when your data is being synced with iCloud, adds a new “Search All” feature to help you locate transactions across all of your accounts, a new preference setting to control how your filter selection is managed while using the app, and improved sidebar navigation. Additionally, Finance 10 now offers a visual representation of budget distributions through a new chart feature.

### 9.2 — 2025-09-29

This version features over 60 changes in the code including better support for macOS, iOS, and iPadOS 26 (adopting liquid glass throughout the user interface, added icons for menu items (in macOS), and regular / dark, clear, and tinted icons). Improvements in handling app data, iCloud syncing, sidebar performance, toolbars, search, and double clicking in lists (on macOS). Fixes for “Copy & Go” from account information and a minor issue with button enabling in category, credit, and debit label settings.

### 1.1 — 2025-06-09

This version features a new & improved filter menu in the account toolbar which adds the ability to display only transactions that have not cleared, or that fall within a user-defined number of days from the current date (for example: in the last 30 days) in addition to filtering by labels that have been assigned to transactions. You can also combine the three options for even more control (and add in search as well)!

The sidebar has been refined for better navigation and to fix a selection issue under macOS 15+ and iPadOS 18+ and the interface streamlined by moving the account info popup menu to the toolbar for the selected account to reduce clutter.

Plus a lot of structural changes, better data handling within the app, and bug fixes.

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## More apps by YENCO.COM

- [iKeeper](https://appshunter.io/ios/app/ikeeper/id501250320)
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All apps by YENCO.COM: https://appshunter.io/developer/480982815

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*