# financenote 隐私记账

> Privacy-focused offline finance tracker with automated import and analysis. (iPhone/iPad app by 建维 黄.)

- Source: https://appshunter.io/ios/app/financenote/id6799573264 (this page in markdown: same URL + `.md`)
- Developer: [建维 黄](https://appshunter.io/developer/1564260097)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 16.0 · 1 MB
- Languages: American English
- Released: 2026-08-12
- Data updated: 2026-10-31
- Monetization: freemium

## What is financenote 隐私记账?

financenote 是一款把隐私放在第一位的记账应用：不需要注册账号，没有云端服务器，没有统计埋点——你的每一笔交易数据，永远只保存在你自己的设备上。

【为什么选择 financenote】

■ 免手工记账
不用一笔一笔地记。直接导入微信支付、支付宝官方导出的对账单文件，几秒钟完成整月记账。App 内置图文教程，第一次也能轻松上手。

■ 数据不上传
没有账号体系、没有云端同步、没有任何数据收集。提供「完全离线模式」，开启后 App 不发出任何网络请求。隐私标签：不收集数据。

■ 自动分类
餐饮外卖、订阅服务、零售购物、交通出行……11 个分类自动归位，中英文商户都认识。分错了？长按即改。

■ 看得懂的分析
· 消费洞察：最大单笔、消费最高的一天、日均支出、订阅占比
· 分类图表与商户排行，每日支出趋势
· 多币种支出自动折算人民币，汇率可调
· 退款自动冲抵，重复导入自动去重
· 一键导出精美的消费报告（可打印、可分享）

■ 订阅追踪
自动识别周期性扣费，iCloud、视频会员、AI 工具……那些容易被遗忘的隐性支出一目了然。

【会员（一次性买断，无订阅）】

· 月度预算：进度条、剩余日均可用、超支提醒
· 多月趋势：近 12 个月支出对比，看清消费习惯变化
· 批量导出：所有月份报告 + 全量 CSV 一键归档
· 备份与恢复：换机迁移，自动合并去重
· AI 解析任意银行：配合你自己的 Anthropic API Key，任何银行的 CSV/PDF 账单都能导入
· 自定义分类规则：按商户关键词自动归类
· 无限交易笔数

免费版永久可用：账单导入（累计 10000 笔）、全部统计与洞察、报告与 CSV 导出、手动改分类。你的数据永远可以完整导出，绝不锁定。

【适合谁】

· 在意隐私、不想把消费数据交给任何云端的你
· 懒得手工记账、但想搞清楚钱花哪儿了的你
· 订阅了一堆服务、想管住隐性支出的你
· 需要定期做消费复盘、报销归档的你

有任何问题或建议，欢迎通过支持页面联系我们。

## Key features

- Offline data storage
- Automated transaction import
- Automatic expense categorization
- Spending analysis and insights
- Subscription tracking
- One-time purchase for premium features

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| financenote Pro | $4.99 | one-time |


## Is financenote 隐私记账 safe?

Not enough ratings yet to assess financenote 隐私记账.

## Is financenote 隐私记账 legit?

financenote 隐私记账 appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for financenote 隐私记账 is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about financenote 隐私记账

### Does financenote have ads?

No, financenote does not contain advertisements. The app is free to use with an optional one-time purchase for premium features.

### How does financenote ensure privacy?

financenote prioritizes privacy by not requiring account registration, having no cloud servers, and no usage tracking. All transaction data is stored exclusively on your device, with an option for a complete offline mode that disables all network requests.

### Can I import my financial data into financenote?

Yes, financenote allows you to import transaction data by directly importing official statement files exported from WeChat Pay and Alipay. The app also supports AI parsing of CSV/PDF bills from any bank with your own Anthropic API Key.

### What are the premium features in financenote?

The premium version, available as a one-time purchase, includes monthly budgeting with progress tracking and reminders, multi-month spending trend analysis, batch export of all reports and CSV files, backup and restore functionality for device migration, and custom category rules based on merchant keywords.

### Is financenote available on multiple devices?

Yes, financenote is supported on Mac, iPhone, and iPad, allowing you to manage your finances across different Apple devices.

### How often is financenote updated?

financenote was last updated on August 12, 2026, with version 1.0. Future updates will likely focus on enhancing features and maintaining compatibility.

### What is the user sentiment for financenote?

Based on the provided data, financenote has a perfect rating of 5.0 stars from 1 rating, indicating very positive initial user sentiment.

### Can I export my data from financenote?

Yes, financenote allows you to export your data. The free version includes exporting reports and CSV files, and the premium version offers batch exporting of all monthly reports and full CSV archives.

## Version history (last 1 release)

### 1.0 — 2026-08-12

No release notes.

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## More apps by 建维 黄

- [拾页 - 阅读笔记与稍后读](https://appshunter.io/ios/app/id6798127422)
- [Abacus Legend](https://appshunter.io/ios/app/abacus-legend/id6800385896)

All apps by 建维 黄: https://appshunter.io/developer/1564260097

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*