# Finances 2 — Stress-Free Bookkeeping

> Simplified double-entry bookkeeping for personal and business finances. (iPhone/iPad app by Matthias Hochgatterer.)

- Source: https://appshunter.io/ios/app/finances-2/id1160149477 (this page in markdown: same URL + `.md`)
- Developer: [Matthias Hochgatterer](https://appshunter.io/developer/307735401)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.10/5 from 125 App Store ratings · 145 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.0 · 42 MB
- Languages: German (Germany), American English
- Released: 2017-03-08
- Data updated: 2026-08-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/finances-2/id1160149477/reviews.md

## What is Finances 2?

Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever.

FEATURES

- New kind of double-entry bookkeeping system
- Statistics about your income, expenses and net income as bar charts
- History of balances as line chart
- Scan and attach invoices to transactions
- Scan QR-code on invoices to create transactions more easily
- Multiple currencies support including the cryptocurrenies Bitcoin and Ether
- Sync between all your devices using iCloud
- Import transactions from other finances apps and banks using a CSV file
- Create financial statements with an income & expense report, trial balance, and account- or transaction report

iOS 13 READY

- Create new transactions with Siri Shortcuts
- Use Face ID to secure your financial data
- On iPad use Drag & Drop to attach documents to transactions

Finances is also available for your Mac.

## Key features

- Unique double-entry bookkeeping system
- Income, expense, and net income statistics
- Balance history line chart
- Invoice scanning and attachment
- Multi-currency support (including crypto)
- Cross-device iCloud sync
- Financial statement generation

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| iPad Full Version | $9.99 | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |


## Recent user reviews (10 of 145)

All indexed reviews: https://appshunter.io/ios/app/finances-2/id1160149477/reviews.md

### 1/5 — No Longer Supported

*2025-07-13*

Don’t buy! The developer stopped supporting and doing bug fixes or enhancements years ago. 

Both mobile and Mac versions are quite good for basic bookkeeping and easy to use, but if you have any problems you’re on your own! It’s also not being updated to support later MacOS and iOS versions. My biggest issue was the failure to reliably sync attachments. I had to restore them from backups multiple times. 

Because of the lack of support and development I stopped using it and migrated all my data to Moneydance. It’s a much more sophisticated and comprehensive app for the Mac, and is very well supported, but its mobile companion has very limited capabilities.

### 5/5 — Exactly what I was looking for

*2025-05-26*

So happy with the capabilities of this app. Best double-entry accounting app I could find that I wasn’t an outrageous price or some sort of subscription. So easy to set up, easy to make single and recurring entries, and it’s neat that you can set up your own envelope budgeting system easily within the app. My previous app didn’t do subcategories and now I know that I was right for wishing for them!

### 3/5 — An sich tolle App

*2025-03-25, version 1.8.7*

Doch leider wirkt es so, als wäre die App vollständig vernachlässigt. Das letzte Update vor vier Jahren? Der Entwickler hat nicht auf meine emails geantwortet.

### 5/5 — Good app, but the weekly report is missing, there's no way to replace it

*2025-02-20, version 1.8.7*

Good app, but the weekly report is missing, there's no way to replace it

### 4/5 — Some Improvements Needed

*2024-12-13*

I am using the app for over two years and find it handy and effective in managing day to day expenses as well as accounts. One thisng missing is hiding a closed account. If this feature is available the app will be still better

### 2/5 — Finanzen

*2024-12-11, version 1.8.7*

App

### 5/5 — Super App, beschränkt auf das Wesentliche

*2024-12-04*

Ich finde diese App toll, sie ist frei von unnötigem Schnickschnack und leistet genau, was ich brauche. Vor jedem größeren iOS-Update habe ich allerdings Angst, dass sie danach nicht mehr funktioniert, das ist mir nämlich mit der Vorgänger-App Finanzen so gegangen. Zum Glück hatten das Problem noch einige andere Leute, und der Entwickler hat dann ein Update geschrieben, so dass wir an unsere Daten wieder herankamen. Danach habe ich dann Finanzen2 gekauft und auch der Umzug der Daten hat einwandfrei geklappt.

### 5/5 — So simpel wie ein Haushaltsbuch

*2024-10-12*

Eine doppelte Buchführung für den privaten Haushalt. So kann Geld sicher und übersichtlich verwaltet werden. Budgetierung wird auch ohne Kategorien einfach über Ein- und Ausgabekonten möglich. Die Salden können minutengenau verfolgt werden.

### 1/5 — ICloud geht nicht

*2023-12-15, version 1.8.7*

iCloud funktioniert nicht

### 4/5 — could you opensource the app if its eol

*2023-12-06, version 1.8.7*

thanks
the app is very useful but has no update for years
even the old ver1 has a update 2 years ago

## Frequently asked questions about Finances 2

### What is the core functionality of this app?

This app provides a simplified double-entry bookkeeping system for personal and business finances. It allows you to record transactions, track income and expenses with visual charts, manage multiple currencies, and generate financial reports.

### How does the bookkeeping system work?

It utilizes a new kind of double-entry bookkeeping that does not use traditional credits and debits, making the process more straightforward. You can record transactions, scan invoices, and even import data from other sources.

### What are the key features for financial tracking?

Key features include statistics presented as bar charts for income, expenses, and net income, a line chart for balance history, and the ability to scan and attach invoices to transactions. It also supports multiple currencies, including Bitcoin and Ether.

### Is this app free to use?

The application is free to download and use, with in-app purchases available for additional features or functionality. Specific details on what is included in the free version versus paid options are not detailed in the provided description.

### What platforms is this app compatible with?

The app is designed for iOS 13 and is ready for its features, including Siri Shortcuts and Face ID security. It is also available for Mac devices, and data can be synced across all your devices using iCloud.

## Version history (last 5 releases)

### 1.8.7 — 2020-10-12

- Fixes an issue where duplicating a transaction with today's date was not available on specific iPhones

### 1.8.6 — 2020-09-18

- Offers more time periods for bar and line charts
- Includes option to duplicate transaction with today's date

### 1.8.5 — 2020-06-23

- Fixes issue where transaction with a lot of postings cannot be opened
- Removes dark appearance setting

### 1.8.4 — 2020-05-04

Fixes a problem when enabling the trail or purchasing the full version

### 1.8.3 — 2020-03-07

Improvements
- Add Bank Austria CSV preset
- Add search option "Number contains:..."
- Searching for transaction amount now ignores the sign (positive or negative)
- Duplicate of a repeating transaction does not repeat anymore

Bug Fixes
- Fixes wrong posing currency when viewing a transaction, where one of the accounts has a currency assigned to it

## Apps similar to Finances 2

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MoneyControl Spending Tracker](https://appshunter.io/ios/app/moneycontrol-spending-tracker/id465909912) | 4.5 (114) | Free | Finance |
| [Money: Budget, Expense Tracker](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696) | 4.5 (447) | Free | Finance |
| [Ledger - Money, Budget Tracker](https://appshunter.io/ios/app/ledger-money-budget-tracker/id1488549418) | 4.2 (5) | Free | Finance |
| [Moono: Отслеживание расходов](https://appshunter.io/ios/app/moono/id1488649828) | 4.5 (19) | Free | Finance |
| [Fin: Budget Planner App](https://appshunter.io/ios/app/fin-budget-planner-app/id1489698531) | 4.3 (63) | Free | Finance |
| [Visual Budget - Finances](https://appshunter.io/ios/app/visual-budget-finances/id458571562) | 4.7 (164) | Free | Finance |

## More apps by Matthias Hochgatterer

- [Finances 1 (Old Version)](https://appshunter.io/ios/app/finances-1-old-version/id797005152)
- [Home+ 6](https://appshunter.io/ios/app/home-plus-6/id995994352)
- [Home Configurator](https://appshunter.io/ios/app/home-configurator/id1525371546)

All apps by Matthias Hochgatterer: https://appshunter.io/developer/307735401

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*