# FinanceToolkitt — Offline Money & Loan Planner > Offline Money & Loan Planner (iPhone/iPad app by Ashok Arbad.) - Source: https://appshunter.io/ios/app/financetoolkitt/id6771048581 (this page in markdown: same URL + `.md`) - Developer: [Ashok Arbad](https://appshunter.io/developer/1896769888) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 18.0 · 7 MB - Languages: American English, Arabic, French (France), German (Germany), Hindi, Japanese, Brazilian Portuguese, Chinese (Simplified, China), European Spanish - Released: 2026-05-21 - Data updated: 2026-08-19 - User reviews in markdown: https://appshunter.io/ios/app/financetoolkitt/id6771048581/reviews.md ## What is FinanceToolkitt? Finance Toolkit puts 19 financial calculators, expense tracking, investments and important documents in one app. No account. No sign-up. No ads. WHY PEOPLE SWITCH • No account or sign-up — open the app and start • Your data stays on your device; iCloud sync is optional and yours to control • No ads, no trackers, no bank logins • Works fully offline VOICE AND SIRI EXPENSE ENTRY Tap the mic and say "Spent 450 on fuel." The amount, category, description and date are picked up automatically using on-device speech recognition, and you can edit any field before saving. Or skip the app entirely: "Hey Siri, add expense in Finance Toolkit." Long-press the app icon for instant Voice Expense and Add Expense shortcuts. 19 FINANCIAL CALCULATORS Loans (10): Home, Vehicle, Personal, Education, Business, Gold, Loan Against Property, Agricultural, Credit Line / Overdraft, Consumer Durable Investments (5): SIP, Mutual Fund lump sum, SWP, Fixed Deposit, Recurring Deposit Tax and Retirement (4): Income Tax with old vs new regime comparison, NPS, PF, Gratuity Star your favourites, save any calculation with notes, restore the inputs later, and share or copy results. AMORTIZATION THAT ACTUALLY HELPS Month-by-month EMI, principal, interest and balance. Model prepayments, step-up EMIs, a custom higher EMI, or an existing loan you have already been paying. See exactly how many months and how much interest you save. Export as PDF or CSV. EXPENSE TRACKER • 27 categories with tags and notes • Receipt scanner — photograph a bill and the total, merchant and date are extracted and categorised • Bank statement import — bring in a PDF or CSV statement; transactions are sorted automatically (UPI, NEFT, IMPS, ECS) and the app learns from your corrections • Pie charts, monthly and yearly views, search and filters • Multi-select and batch delete • Export as PDF or CSV MONTHLY OUTFLOW AND PAYMENT REMINDERS Track EMIs, rent, subscriptions and bills against your salary to see what's actually left. Set one-time, monthly, quarterly, half-yearly or yearly reminders with a notification 3 days before, 1 day before, or on the due date. Mark as paid in one tap; the next cycle resets itself. INVESTMENT TRACKER FD, RD, SIP, mutual funds, stocks, PPF, NPS, gold, real estate, insurance, bonds and your own custom types. See total invested, current value and expected returns with a colour-coded gain or loss, plus maturity alerts. Ongoing investments with no fixed end date are supported. IMPORTANT DOCUMENTS Keep policies, ID cards and property papers in the app — PDF, JPG, PNG, HEIC, Word and Excel. Import from Files or capture with the camera. Files are copied into the app's own private storage, with a category breakdown showing what is stored where. WIDGETS Six Home Screen and Lock Screen widgets: monthly summary, upcoming payments, quick expense total, top spending categories, outflow total, and a one-tap receipt scan. Tap any widget to jump straight to the right screen. SECURITY Face ID, Touch ID, Optic ID or your passcode locks the app once you have data in it, and again after 30 seconds in the background. Screenshots and screen recording are blocked on financial screens, and your content is hidden in the app switcher. BUILT FOR MORE THAN ONE COUNTRY 11 currencies — INR, USD, EUR, GBP, AED, SAR, CAD, AUD, SGD, JPY, DOP. 9 languages — English, Hindi, Spanish, French, Arabic, Portuguese, German, Chinese and Japanese, switchable instantly inside the app. India-specific tools such as PPF, LIC and PAN appear only when you choose INR. ALSO INCLUDED Smart notes with rich text formatting, saved calculations you can restore, iCloud sync across your devices, dark mode, and full data export and import. Requires iOS 18. ## Version history (last 5 releases) ### 4.0 — 2026-08-19 Voice and Siri expense entry. • Tap the mic in Expenses and just say it — "Spent 450 on fuel", "Paid 1200 for internet bill". Amount, category, description and date are picked up automatically, and you can edit any field before saving. • Recording now starts the moment you grant permission — no second tap on the mic. • Re-record in one tap: the previous attempt is cleared cleanly, with no stray error alert. • "Hey Siri, add expense in Finance Toolkit" — add an expense without opening the app, even if it has been force-quit. Also works with the shorter names Finance, Toolkit, Money and FT. • Long-press the app icon for Voice Expense and Add Expense shortcuts. Both re-translate when you change the app language. • Haptic feedback on record, re-record and save. Fixes and refinements • Clearer permission states for Microphone and Speech Recognition, with a direct link to Settings that refreshes when you return. • Date pickers now close on their own after you tap a day. • Investment start and maturity dates use the shared date picker; moving the start date past maturity now shifts maturity forward instead of collapsing the duration. • Voice and Siri screens are fully translated across all 9 languages. Everything is still free, offline, and works without an account. ### 3.0 — 2026-06-29 9 Languages, Now Fully Supported Finance Toolkit is now available in English, Hindi, Spanish, French, Arabic, Portuguese, German, Chinese (Simplified), and Japanese — with complete UI coverage and runtime switching. Change language instantly in Settings without restarting the app. App Lock with Face ID / Touch ID / Passcode Your financial data is now protected at launch. Once you have any data in the app, Face ID, Touch ID, or your device passcode is required every time you open Finance Toolkit or return after 30 seconds in the background. Version 3.0 - Voice Expense Assistant — tap the microphone and speak naturally. "Spent 450 on fuel" or "Paid rent 15000" — amount, category, and date are captured automatically using on-device Speech Recognition. - Home Screen Quick Actions — long-press the app icon for instant access to Voice Expense and Add Expense. ### 2.2 — 2026-06-13 v2.1 brings two powerful new features: - Important Documents Store insurance policies, ID cards, property papers and more. Import from Files or scan with camera. - Investment Tracker Track FD, SIP, Stocks, PPF, NPS, Gold and more. Monitor maturity dates and expected returns. ### 2.0 — 2026-06-02 What's New in v2.0 - Receipt Scanner — snap a receipt, get the amount, merchant, and date filled in automatically. Runs entirely on-device. - Bank Statement Import — drop in a PDF or CSV; transactions are parsed and categorised for you. - Dashboard now has an animated spending breakdown ring chart. ### 1.0 — 2026-05-21 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*