# Financial Calcs Money Tools — Mortgage Savings and Salary

> Comprehensive financial calculator with 23 specialized solvers for loans, investments, and discounts. (iPhone/iPad app by Verosocial Studio.)

- Source: https://appshunter.io/ios/app/financial-calcs-money-tools/id436989032 (this page in markdown: same URL + `.md`)
- Developer: [Verosocial Studio](https://appshunter.io/developer/354566841)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 6 MB
- Languages: American English
- Released: 2011-05-24
- Data updated: 2026-10-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/financial-calcs-money-tools/id436989032/reviews.md

## What is Financial Calcs Money Tools?

Thank you for using Financial Calcs. Taking time to understand your money is a smart habit, and we appreciate the care you put into your decisions. When you are weighing a mortgage, checking a loan payment or working out hourly earnings, start with clear numbers.

Financial Calcs brings 42 financial and everyday calculators to iPhone and iPad. Explore 25 Finance tools and 17 Everyday tools, with clear inputs and formula explanations.

Mortgage and loan calculators

- Estimate mortgage payments from the amount, interest rate and term you enter.
- Compare mortgage options and see how a different rate or term changes the result.
- Calculate monthly loan payments and payoff periods.
- Explore extra payments and loan prepayment to plan a payoff.
- Calculate loan interest, consumer goods interest and cost per square foot.
- Check lease payments, leasing interest and lease prepayment estimates.

Savings, investments and discounts

- Calculate the future value or present value of an investment.
- Explore monthly investments and growing annuity calculations.
- Explore interest rates and investment periods.
- Calculate price discounts, simple discounts and effective discount rates.
- Use bill discounting and discounted cash flow tools.

Everyday money, work and travel

- Check base hourly salary, hourly wage and average tip income.
- Explore annual salary, supplemental earnings and career salary estimates.
- Add or subtract money entries and use the total in supported income tools.
- Find number averages and explore eight percentage methods.
- Work out time differences, including overnight periods.
- Add signed time entries and calculate time ratios or a percentage of a duration.
- Estimate commute duration, fuel cost per mile and relative fuel costs.

Keep useful calculations close

- Search calculator names and descriptions.
- Mark Favorites so the tools you use most stay at the top.
- Return to your last entered values on the same device.
- Share calculated results with their inputs and assumptions.
- Open Help, Share, Reset and Randomize from the screen menu.
- Try hypothetical inputs with Randomize.
- Choose light, dark or system appearance and a currency display symbol.

Save and compare with Financial Pro

Financial Pro includes unlimited calculations, named saved scenarios, comparisons and backup tools on iPhone and iPad. Choose a monthly subscription or a one-time lifetime purchase for the same features.

- Save the inputs and results you want to revisit.
- Compare two saved scenarios from the same calculator.
- Review saved history, charts, distributions and individual statistics.
- Explore relationships between saved values.
- Export CSV reports for spreadsheets or JSON files for backups.
- Import a compatible JSON backup to restore saved records.
- Keep reading and sharing existing saved scenarios if Pro expires.

Learn at your own pace

Browse 36 reference articles covering financial foundations, education, careers, stocks, bonds and precious metals. Bundled guides and calculator formulas are available offline, with links to official sources.

- Set an optional weekly practice goal.
- Check in when you choose.
- Review activity charts and earned milestones.
- Pause tracking or reset practice history without deleting saved scenarios.

On Apple Watch, use the same 42 calculators with local saving and sharing included. Inputs and saved scenarios stay on the device where you create them.

For monthly subscriptions:
Monthly Pro is a 1-month auto-renewable subscription.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- 23 specialized financial solvers
- Mortgage loan payment calculator
- Cost per unit calculator
- Investment and discount solvers
- Email calculations
- Offline functionality
- Universal app support

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Finance Pro Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Finance Lifetime Pro Edition | $14.99 | one-time |
| Export | $4.99 | one-time |


## Is Financial Calcs Money Tools safe?

Not enough ratings yet to assess Financial Calcs Money Tools.

## Is Financial Calcs Money Tools legit?

Financial Calcs Money Tools appears to be a legitimate app. The AppsHunter Legitimacy Score for Financial Calcs Money Tools is 90 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/financial-calcs-money-tools/id436989032/reviews.md

### 5/5 — They calculators are particularly useful

*2026-10-17*

It’s really good to have it all laid out so you can just go through one by one and figure out what the trouble is and what you need to do

### 5/5 — Use it almost every day

*2026-06-06*

I’ve been meaning to do more with the schedule task having just one blank one is good, but I would like to be able to save

### 5/5 — Great little app

*2025-10-29*

Does everything I need without any ads or tracking

## Frequently asked questions about Financial Calcs Money Tools

### What types of financial calculations can Finance Calculator++ perform?

Finance Calculator++ offers 23 specialized solvers, including mortgage loan payments, cost per unit, bill discounting, discounted cash flow (DCF), future and present value of investments, and various interest and loan prepayment calculations.

### Does Finance Calculator++ require an internet connection to work?

No, Finance Calculator++ does not require network connectivity, allowing you to perform calculations offline on your iPhone or iPad.

### Can I share my calculations from Finance Calculator++?

Yes, you can send your completed calculations or conversions directly via email from within the Finance Calculator++ app.

### What devices is Finance Calculator++ compatible with?

Finance Calculator++ is a Universal App, meaning it is compatible with iPhone, iPod Touch, and iPad devices, supporting all iPhone screen sizes.

### How often is Finance Calculator++ updated?

The latest version of Finance Calculator++ is 8.2, and it was last updated on March 31, 2026, indicating ongoing support and updates.

### What is the user rating for Finance Calculator++?

Finance Calculator++ has a perfect rating of 5.0 stars based on 1 review, suggesting a highly positive user experience.

### Is Finance Calculator++ suitable for educational purposes?

Yes, the app is described as great for educational use, providing a wide range of financial formulas and solvers that can aid in learning and understanding financial concepts.

### Does Finance Calculator++ have ads?

No, Finance Calculator++ does not contain advertisements, as indicated by the 'hasAds' flag being false.

## Version history (last 5 releases)

### 8.4 — 2026-10-17

Thank you for using Financial Calcs. Your thoughtful approach to money deserves practical tools, and we appreciate your support. This update brings clearer navigation, saved calculation charts and an updated free calculation allowance.

Five days to try Financial Calcs

- On iPhone and iPad, use five calculations per day for five consecutive calendar days, starting with your first successful calculation.
- Failed calculations, opening a calculator and editing inputs do not use your allowance.
- Monthly or Lifetime Financial Pro includes unlimited calculations and saved-scenario tools.

A clearer place for each task

- Browse Finance, Everyday, Scenarios, Statistics and More from their own tabs.
- Go straight to Statistics for charts and summaries of saved scenarios.
- Find Practice & Habits, Import / Export, Reference, Help and Settings in More.
- The duplicate Statistics entry has been removed from More.

Find your calculator sooner

- Finance tools are grouped into Mortgages & Property, Loans & Payoff, Leasing, Investments & Annuities, and Discounts & Valuation.
- Everyday tools are grouped into Income & Salary, Collections & Percentages, Time & Schedules, and Travel & Fuel.
- Search calculator names and descriptions.
- Keep favorite calculators at the top with the star.
- Browse 42 calculators, including 25 Finance tools and 17 Everyday tools.

More useful saved history

- Save a named scenario with its original inputs, options and results using Financial Pro.
- Review the inputs and assumptions in a saved record.
- Reload saved inputs to explore another possibility.
- Compare two saved scenarios made with the same calculator.
- Share a saved calculation as a report.

Charts that explain your numbers

- Open charts for a calculator's saved inputs and results.
- Review history, running averages and distributions.
- Explore relationships between matching values in saved scenarios.
- Open individual statistics to read what they mean.
- See clear messages when there is no numeric history yet or a chart uses a limited set of records.

Helpful actions while you work

- Open Help, Share, Reset and Randomize from the top-right menu.
- Try hypothetical inputs with Randomize. Successful results use one calculation.
- Share calculated results with the values and assumptions used.
- Reset the current form when you want to start again.
- Dismiss the keyboard with Done or by tapping outside an editable field.
- Choose a left or right keypad position for supported entry columns.

Money and time entries

- Add positive or negative money and number entries.
- Use Money Collection totals in supported earnings calculators, or enter an override.
- Add signed time entries in seconds, hours:minutes:seconds or days:hours:minutes:seconds.

Reference and optional practice goals

- Browse 36 searchable articles on financial education, foundations, careers, stock markets, bond markets and precious metals.
- Read bundled guides offline and follow official source links.
- Set a weekly practice goal and make a voluntary daily check-in.
- Review activity charts and milestones in Practice & Habits.
- Pause tracking or reset practice history while keeping saved calculations.

Backups, appearance and Apple Watch

- Use Financial Pro to export CSV reports and import or export compatible JSON backups.
- Choose system, light or dark appearance.
- Set the currency symbol used for display.
- On Apple Watch, open the Actions sheet for Help, Share, Reset and Randomize where available.
- Watch calculations, saving and sharing are included, with records stored on the watch.

Your inputs and saved scenarios stay on your device. Thank you for the care you bring to your calculations.

### 8.3 — 2026-06-06

You know a serious loan app when you see one, and this release makes Mortgage Loan Calculator Pro easier to trust from the first tap. The buying flow is clearer, the settings are easier to use, and the loan data paths are steadier when you save, reopen, or export a record.

- The paywall has been rebuilt around a card layout with a cleaner headline, a benefit list, a clearer plan block, legal links, and a restore row.
- The purchase screen now uses the actual StoreKit product name and price when the product is available, instead of leaning on placeholder copy.
- Restore Purchases still stays visible and easy to reach, which matters when a user is moving to a new device or reinstalling the app.
- Currency selection is now a searchable ISO list, and the app-wide formatting helpers respect that choice when no explicit code is passed.
- Loan term entry keeps exact year-and-month values. A term like 181 months stays exact instead of being rounded into a cleaner-looking number that loses the real length.
- Loan detail screens now keep the term display and saved value in sync, which helps prevent quiet changes when a record is edited later.
- Schedule items now round-trip correctly when you save and reopen a loan. Extra payments, skipped payments, and frequency changes keep their meaning instead of drifting after persistence.
- Holiday logic now uses bundled federal holiday rules, including observed dates, so business-day shifts are more predictable when a payment lands near a holiday or weekend.
- Schedule report XML escaping is fixed. Loan names, notes, and other text now stay valid even when they contain symbols like ampersands or angle brackets.
- Editor exports now write actual XML. The file matches its extension, which makes sharing and importing safer and easier to trust.
- PDF export now paginates cleanly with repeated headers and readable metadata. Longer reports stay easy to follow instead of breaking awkwardly across pages.
- XML import now validates bad input before it touches saved data. If a file is malformed, the import stops with a field-specific error instead of quietly corrupting a record.
- Loan detail and summary paths now use typed helpers for relationship data. That keeps schedule items, amortization entries, and rate changes in a stable order.
- Core Data startup is more resilient if the persistent store cannot be loaded. The app records the problem and falls back safely instead of crashing at launch.
- Loan auto-save now skips detached records and missing contexts. That avoids force-unwrapping problems and keeps editing safer when the object graph is not complete.
- Summary calculations now treat missing amortization amounts as zero. Totals stay readable even when the underlying data is incomplete.
- The chart view clears its cached scale when there is no data. Empty states now behave like empty states instead of reusing old values from a previous loan.
- Every visible calculator is routed through a concrete implementation. The current menu no longer falls back to placeholder behavior for the calculators users can actually reach.

If you already use this app to compare payments, test scenarios, or manage saved loans, this update should feel like less friction and more control. Save a loan, change it, export it, and come back later with fewer surprises.

Saved loans should feel dependable after this update. Open a file, make a change, export a report, and the result should stay aligned with the values you entered. That means less time correcting edge cases and more time comparing real loan options with a screen that keeps up. It is the kind of polish you notice after a few edits, not just on the first tap.

### 8.2 — 2026-03-31

bug fixes

### 8.1 — 2025-11-21

bug fixes

### 8.0 — 2025-10-29

bug fixes and updates for ios 26

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All apps by Verosocial Studio: https://appshunter.io/developer/354566841

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*